Avantaj
The card that moves with you
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
Welcome to Avantaj – the most exciting credit card app in Romania
Turn your lifestyle into extraordinary rewards
- Earn up to 3% cashback in Avantaj Coins with every purchase - the higher your status, the more you earn
- Complete fun challenges to collect extra rewards
- Reach higher status – from Starter to Ambassador - and unlock exciting benefits
- Redeem exclusive rewards directly in the app
- Earn unique achievements and level up!
Manage your finances effortlessly
- Manage all your cards and transactions in one place
- Split transactions into installments – flexibility whenever you need it
- Pay in up to 24 installments at 9 500+ partner stores
- Generate a virtual card instantly – perfect for safe online shopping
- Pay with your phone – add to Apple Wallet or Google Pay in seconds
Security you can count on
- Shop secure online thanks to 3D Secure (3DS) transaction approval feature
- Stay safe with your credit cards separate from your main bank account
- Enjoy peace of mind with advanced mobile app shielding, built to meet the highest industry security standards
Thanks to Avantaj, managing your credit card is no longer just a task, it’s an experience.
From rewards just for you and intuitive control to unbeatable security and exciting loyalty perks, everything you need is just a tap away.
Download the Avantaj app today and start unlocking a smarter, more rewarding financial journey powered by you.
Card Avantaj, the card that moves with you!
more Discover the new features in the Avantaj app:
* Improvements to 3DS notifications and payment confirmations
3.3.1 May 18
Discover the new features in the Avantaj app:
* Mastercard Click to Pay - Mastercard Click to Pay is a secure, password-free online payment solution that allows fast checkout using your saved Mastercard without entering card details each time.
More you refer more you get! You can now earn up to 300 Lei for each referral with our new Referral Program.
* WIZZ Card Avantaj redemption option - Convert your WIZZ Coins in WIZZ Credits and fly cheaper.
3.3.0 May 11
Discover the new features in the Award Winning Avantaj app*:
* Visa+ – receive money instantly on your card, quickly and easily, using only your phone number
* Enhanced security – now aligned with European PSD2 standards for safer transactions
Update now and enjoy the new benefits!
*Winner of the Public Choice Award, UX Design Awards 2026
3.2.0 Apr 7
This update brings better card control!
What's new:
* Card restrictions management – directly from the app: ATM withdrawals, international transactions and in-store payments
* Digital Card features – activate your digital card and start enjoying the benefits of your Avantaj card
* Credit limit increase – request a limit increase in just a few simple steps
* Performance improvements for a faster and more stable experience
3.1.0 Mar 5
We prepared a hotfix to improve data accuracy and ensure smoother form validation when you update your personal data!
This update includes:
- Fix for the Country field display in the correspondence address section
- Improvement to add numbers and special chars in the Street Name and Number fields
Thank you for using the Avantaj app!
3.0.1 Feb 17
Discover a smoother, clearer, and more secure Avantaj experience!
This update brings you:
- Improved Customer Data Update (CDU) flow with clearer steps, better validation and smoother navigation - right from the app
- Easier management of your personal details, including email, phone number and correspondence address
- Performance improvements and bug fixes for increased stability
Update now to enjoy a more intuitive and reliable Avantaj experience!
3.0.0 Feb 4
Discover a smoother, safer, and more intuitive Avantaj experience!
This update brings you:
- Easier PIN management: Activate your card, view/change, or unblock your PIN after incorrect attempts – secured with advanced encryption.
- Better visibility for 3DS payment approvals to support smoother secure transactions.
- Refreshed design that highlights what matters.
- Improved onboarding for new clients.
- Speed & stability upgrades for a faster feel.
Update now and enjoy an even better Avantaj!
2.3.0 12/11/2025
We’ve made performance improvements and fixed several issues to ensure a smoother and more reliable app experience.
Update the app to access the latest optimizations!
2.2.0 11/03/2025
We constantly update the Avantaj app to provide you with a smoother, smarter, and more enjoyable experience in managing your credit card.
This version includes:
- Two new ways to use your Avantaj Coins: purchase Experiences and Vouchers
- History screens for purchased Experiences and Vouchers
- Optimizations for biometric authentication and Face ID
- Bug fixes and performance improvements for a more stable experience
Update the app to access the latest features and optimizations!
2.1.1 10/29/2025
We continuously improve the Avantaj app to bring you the best credit card experience in Romania. With every release, we add features that matter most to you.
This version includes:
- Manage your card smarter: freeze/unfreeze directly from the app and view your primary card details at any time
- Stay on top of your finances with the much-requested “Remaining of total amount to pay” section
- Updated badges with better visuals and filtering for your achievements
- General improvements and bug fixes to make your Card Avantaj journey simple and rewarding
Keep your app up to date to always benefit from the newest features and enhancements.
2.1.0 10/09/2025
We continuously improve the Avantaj app to bring you the best credit card experience in Romania. With every release, we add features that matter most to you.
This version includes:
- Save money and pay your eligible transactions below 50 RON directly with Avantaj Coins in the app
- Track your achievements and show them to your friends
- Change the language of the app to English
- General improvements and bug fixes to make your Card Avantaj journey simple and rewarding
Keep your app up to date to always benefit from the newest features and enhancements.
2.0.3 09/08/2025
In this new version, we’ve fixed issues reported by our users and made optimizations to improve the app’s stability and performance.
We’re continuously focused on enhancing the user experience, and these updates contribute to a smoother and more reliable usage.
We’re committed to ongoing improvements and truly appreciate your feedback!
2.0.1 07/29/2025
Welcome to Avantaj – the most exciting credit card app in Romania
We have listened to our customers and completely revamped the app to make your Avantaj experience outstanding.
Here’s what’s new:
- Brand-new loyalty program – earn up to 3% cashback, complete challenges, unlock 5 loyalty tiers, and redeem exclusive rewards
- Achievements – collect unique badges, track your progress, and level up your financial journey
- Improved card management – manage all your cards in one place, split payments, and track transactions with ease
- Enhanced security – shop securely with 3D Secure and industry-leading app protection
- Sleek new design and smoother navigation – enjoy a faster, more intuitive app experience
Update now and start unlocking rewards your way.
2.0.0 07/15/2025
Keep your profile up to date! We've added a new feature that allows users with outdated data to easily update their personal data directly from the app – simple and fast.
Keeping your details up to date isn’t just a regulatory requirement, it’s also essential for preventing fraud and ensuring your account stays secure.
1.1.18 06/05/2025
Keep your profile up to date! We've added a new feature that allows users with outdated data to easily update their personal data directly from the app – simple and fast.
Keeping your details up to date isn’t just a regulatory requirement, it’s also essential for preventing fraud and ensuring your account stays secure.
1.1.17 04/01/2025
Keep your profile up to date! We've added a new feature that allows users with outdated data to easily update their personal data directly from the app – simple and fast.
Keeping your details up to date isn’t just a regulatory requirement, it’s also essential for preventing fraud and ensuring your account stays secure.
1.1.16 01/23/2025
Keep your profile up to date! We've added a new feature that allows users with outdated data to easily update their personal data directly from the app – simple and fast.
Keeping your details up to date isn’t just a regulatory requirement, it’s also essential for preventing fraud and ensuring your account stays secure.
1.1.15 01/16/2025
Keep your profile up to date! We've added a new feature that allows users with outdated data to easily update their personal data directly from the app – simple and fast.
Keeping your details up to date isn’t just a regulatory requirement, it’s also essential for preventing fraud and ensuring your account stays secure.
1.1.14 01/09/2025
Keep your profile up to date! We've added a new feature that allows users with outdated data to easily update their personal data directly from the app – simple and fast.
Keeping your details up to date isn’t just a regulatory requirement, it’s also essential for preventing fraud and ensuring your account stays secure.
1.1.13 12/20/2024
Keep your profile up to date! We've added a new feature that allows users with outdated data to easily update their personal data directly from the app – simple and fast.
Keeping your details up to date isn’t just a regulatory requirement, it’s also essential for preventing fraud and ensuring your account stays secure.
1.1.12 12/18/2024
Included customer data update flow
1.1.11 12/16/2024
Turn every purchase with CardAvantaj into easy installments!
Complete your purchase, just select the transaction to be split and choose the number of installments that work best for you. This option is available until your next account statement, giving you the flexibility you need to manage your budget smartly. Simple and fast, directly from the AVANTAJ2go app! Now is the time to take full control of your payments!
1.1.10 12/02/2024
We made some minor improvements to AVANTAJ2go app, ensuring that you benefit from an enhanced user experience and better performance. Enjoy shopping!
1.1.9 08/10/2024
In this new version of the AVANTAJ2go application you can enroll any of your Mastercard credit or debit cards in the Apple Pay electronic wallet. Thus, with a push of a button, your payment experience becomes simpler and more convenient than ever.
The enrollment process is easy and quick. Open the AVANTAJ2go application in the My Cards menu. You will see that, under the image of each card (both in the table dedicated to physical and virtual cards), there is a new option to enroll the card in the Apple Pay electronic wallet, in the form of a dedicated button. Press the "Add to Apple Wallet" button and follow the intuitive steps of the process:
• Accept the Terms and conditions for use,
• Enter the verification code received via SMS,
• Set the new card enrolled in Apple Pay as the default card in your wallet to use it immediately when paying.
Please be advised, the verification code will only be sent to the phone number declared by you in the relationship with the bank. Before starting the process, make sure you have access to messages delivered to this phone number.
After enrollment and verification, you can use your mobile phone as a payment device instead of physical cards, both for POS payments and for online payments.
The benefits of this new option to enroll your Mastercard cards in Apple Pay are multiple. First of all, the process is simplified, you save precious time and you no longer have to carry your wallet with you everywhere. Second, security is enhanced because Apple Pay uses advanced encryption and authentication technologies to protect your card data during transactions.
Enjoy shopping with your newly enrolled card in Apple Pay!
1.1.8 04/08/2024
We've improved the 3D secure flow.
1.1.7 11/23/2023
Discover the new features in the Avantaj app:
* Improvements to 3DS notifications and payment confirmations
more Version 3.3.1 May 18
Data Linked to You The following data may be collected and linked to your identity:
Financial Info Contact Info User Content Identifiers Diagnostics