I spent a quite a bit of money searching for the perfect app for finance. Many of them you have to pay to get a true feeling before you decide to keep it. This one does everything I wanted. You can set future transactions without having them appear in account until day due where many don’t. Future transactions do show up in the account when come due where many do not. Only suggestion I have is it should be easier to show or turn off future transactions when in account view instead of a quite a few steps to go out of account to settings menu to change and then go back into account to see the change. It should be able to turn on/off within the menu of that account itself where you can turn on/off reconcile. One other suggestion: for credit cards Need a way to see either available credit left. Two ways to set up. Start balance as negative (owed) then shows only what’s owed but not what’s actually left for credit. I use this. The other way start with total credit line and it shows what’s left for credit but not what is actually owed. You have to figure it out yourself. I use first method and put total credit line in account name and then can manually see what left by subtracting current balance from it. Don’t know if this can be worked in the app but not critical.However this is the best app of this kind I searched for a long time.

I love this app it is exactly what I was looking for. You can keep a checkbook ledger without linking you bank account. You can also add all of your bills in the app a do a recurring monthly or whatever frequency you need charge. After you set up you bills you can say pay and it automatically adds it to the checkbook ledger so no more multiple apps or typing everything in each time you just need to add transactions you spend daily or use the debit card for. It also has a section for a budget and graphs to track spending. I have tried the other apps that you link you account and did not like them. I would have a lot of duplicate transactions and no way to manually add the bills like this app. The only thing I don’t like is you can’t set up a recurrence for bi weekly or twice a month but I just used the every two week option and made a note of actual due date. This app is perfect it you just want to have the bills and checkbook ledger in the same area to simplify you life

I am in total awe how great the app is for my iPhone and how it truly is powerful enough to do all that I need to do for both personal and business. Splits, transfers, showing available balance and balance all are done with ease and am in total love with the ease of use and the simplicity and beauty of the product, but… and it’s a huge game changer for me, for those of us who don’t have an M1 based MacOs device and don’t foresee Santa bringing one for me this year as my older one works just fine.I didn’t see a desktop app available for those of us who don’t have M1 based Macs to use. This limits my need to be able to work on a desktop when need to be, so I can print, take screenshots, copy/paste items, etc. I think I know the answer but it doesn’t hurt to ask. Is there a downgraded compatible desktop MacOs version that is compatible with higher end version of the iOS app?

bWallet has so many great features and is completely free. Unlike other free apps that try to do the same thing, albeit with annoying advertisements, bWallet doesn’t annoy you with these ads. It’s 100 percent FREE!! There are a lot of virtual banking and checking book balances apps but none do what this one does. It’s ease of use stands out among the rest. I like the bills section because once you enter say a monthly bill and all it’s info you just choose the bill when it’s time to pay it, and it will automatically deduct the funds right from the payment account you have listed. There are way more features that this app can handle and does a great job of all of them. I’ve tried about 30-35 apps and none can do what bWallet can do and best of all it does it for free. Get it now if you’re looking for that great bank balancing app.