Now with PDF bank statement import: upload a statement and Balance Forecasting reads every transaction and reconciles it against your forecast — no bank login required.
See your financial future before it happens. Balance Forecasting is a personal finance app that projects your account balance forward — day by day — so you always know if you're headed toward a shortfall before it's too late.
Most budgeting apps only show you where your money went. Balance Forecasting shows you where it's going. Enter your income and recurring expenses once, and the app builds a rolling cash flow forecast for every account, so you can plan ahead with confidence instead of guessing.
WHY BALANCE FORECASTING
• Cash flow forecasting — see your projected balance for every day, weeks or months in advance, not just your current total
• Budget tracking — set monthly budgets by category and watch your remaining balance update in real time
• Recurring income & expenses — model paychecks, rent, subscriptions, loan payments and any repeating transaction with flexible schedules (daily, weekly, monthly, custom intervals)
• Multiple accounts — track checking, savings and other accounts side by side, each with its own forecast
• Visual charts — balance trend lines and income vs. expense bar charts make it easy to spot a low-balance month coming
• Calendar view — see every upcoming transaction laid out on a calendar, so nothing catches you by surprise
• Expense categories — organize spending into custom categories with budgets, colors and progress tracking
• Automatic bank sync (USA) — link your bank and have new transactions matched against your forecast automatically, so you only review what doesn't line up (Pro)
• PDF bank statement import — no bank link needed: upload a PDF statement and every transaction is read and reconciled against your forecast, the same way a live sync works (Pro)
• Receipt scanning — scan a receipt and document intelligence extracts the merchant, amount and date, then auto-categorizes it into a ready-to-confirm expense (Pro)
• Secure cloud sync — your data is protected and available wherever you sign in
WHO IT'S FOR
Balance Forecasting is built for anyone who wants to stop being surprised by their bank balance — freelancers and gig workers with irregular income, families managing a tight monthly budget, and anyone tired of manually doing the math on whether a big expense will cause an overdraft.
Whether you're planning around a paycheck-to-paycheck budget, saving for a goal, or just want a clearer picture of your cash flow than your bank app gives you, Balance Forecasting turns your income and expenses into a forecast you can actually plan around.
Download Balance Forecasting today and start seeing your balance before it happens.
It’s great to have the app back on iOS… makes it fast and efficient. One of the best around for staying current with your finances as well as having the rolling forecast of where you will be in the future. The only downside is that recurring transactions are hard to see and update. They aren’t shown separately like they had been before….. update… already fixed… pretty much a perfect application.
Much better now!! New updates fixed a lot
A.Inglis
I once paid for a lifetime membership, and used the app for years. Then recently I was told the business model changed and new updates and features are going to be added and that I needed to pay again! Since all my bills are in here and it wasn’t very expensive so I just paid again. There was a month or two there where the app looked the same, but functioned worse; it was crashing daily, calculations were lagging, tons of problems. I was a little frustrated but wanted to be patient. And sure enough! As of this week, I can absolutely see where my money went and could not be happier! Seriously worth it!! No more crashes, runs charts quickly, calculating forecast quickly, and the new interface is really slick, still very similar, didn’t have to relearn anything, so very familiar but much nicer now. The new look and feel and functionality, everything, so happy with the changes, not even mad I had to pay for it, worth every penny. Absolutely the best finance app on my phone by far!!
Another Great app of the few!
Scttzz
This is the third finance budgeting app I found in years on the App Store. I just don’t understand why there aren’t more of these type of apps. You find a lot of budget apps, even ledger apps, Financial planning apps they’re all over the place but only three apps that have all three of those things put into one? Only 3 that I have found anyway. With my experience these type of apps like balanceforecasting are the best way again to manage your money. This app in particular, what I like about it is it’s straightforward and simple it doesn’t have a ton of bells and whistle’s which makes it good easy to understand not spend a lot of time with it figuring it out. I’e been using another one that has a lot of bells and whistle‘s it does the job but I have unlike balance forecasting which is everywhere on any device no Manuel syncing required from device to device it’s automatic and I’ve never had any loss of data on one device or another. The one app I recently have been using is great but syncing sometimes messes up and you have to redo things so I do manual ones where it has a lot of steps to get the other one updated. Another awesome feature of balance forecasting is you can have your expenses and income extend out for 30 years or just 1 year. I mentioned there were 2 other types of these apps, there was another one I used to use it would only show like five months in advance it served its the purpose but I couldn’t plan very far ahead obviously. The one I recently was using can do a year and a half. The Best way to get most out of your budget is to see it all in one spot you get a bank ledger with future budget you can look at the end of the year to see your residual money or 30 years and see it. This is the best way to make future spending plans or to know if you truly can afford to do something. This app does it the best again super simple but super informative to show you what you can do with your money far far into the future.
Incredibly useful financial tool!
emschultz
I’ve been using the website for years, and this app when it came back to the App Store. It’s a critical tool for me to plan expenditures with my checking account. I like knowing my exact balance in the future as I pay bills and this is the only tool I’ve found that helps me do this easily. Thanks and keep up the great work!
This release fixes crashes. Switching accounts no longer crashes the app, and a crash that could happen as you left a screen with the keyboard open is gone. Crash reports also now say which screen was involved, so we can fix future problems faster.
Version 3.0.8
The developer, Tiny Town Software, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
User Content
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Tiny Town Software, LLC
Size
59.5 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
