IDFC FIRST Bank: MobileBanking

Name: IDFC FIRST Bank: MobileBanking
Rating: 4.8 (2240 reviews)
Author: IDFC Bank Ltd

Savings, Payments, and Loans

Only for iPhone

Free

2.2K Ratings
Ages

4+
Years
Category

Finance
Developer

IDFC Bank Ltd
Language

EN
English
Size

219.3
MB

iPhone

Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features. Experience the joy of: * One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc * Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments * Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals * Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment. * Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates * Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile * Personalised Offers: Get exciting offers across dining, lifestyle, travel & more * Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures * Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns. Smart App Features and Services 1. Secure Fund Transfers & Payments * Free fund transfers to any bank account without adding beneficiary * Easy bill payment and recharge – mobile recharge, DTH & utility bills * Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts * 3-click digital bill payments * Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS * Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI * Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI 2. Investment, Mutual Funds & IPOs App: Explore online investment services: * Invest in Mutual Funds online with Instant SIP * Invest in equity, debt, large-cap & multi-cap * Save tax with ELSS mutual funds * Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds 3. Insurance App: Buy health, bike & car insurance through our app 4. Tripstacc Benefits * Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc * ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings 5. Other Banking Services: * Apply for debit card & cheque book via app with nil charges. * View filtered transactions & download Smart Statement + Digest * Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards * Quick purchase and recharge of FASTag * Zero fee on DD & Pay order issuance & 3rd party withdrawals * No ECS return fee & decline fee at ATMs for low funds * Get personalised offers across loans * One app login for retail, MSME, Customer Service, & Relationship Management Steps to Download App & Open a Digital Banking Account (बैंक खाता): * Download the banking app & click on open savings account (सेविंग्स अकाउंट) * Register your details & get user ID & password * Log in via user ID & password or mobile number & MPIN * Set up Face ID or finger scanner (biometric) for easy log-in * SIM Binding feature for secure banking (बैंकिंग) Personal Loan Features: Loan amount: ₹20,000 to ₹40 lakhs Personal Loan Tenure: 6 to 60 months Annual Percentage Rate: 11% to 28% Representative Example: Loan amount: ₹1,00,000 Loan Tenure: 12 months Interest Rate (reducing): 20% EMI Amount: ₹9,264 Total Interest Payable: ₹11,168 Processing Fee (incl GST): ₹3,499 Disbursed Loan Amount: ₹96,501 Total Amount Payable: ₹1,11,168 Total cost of Loan (Interest + Processing Fee): ₹14,667 Disclosure: By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions

Ratings & Reviews

4.8

out of 5

2.2K Ratings

Customer friendly
04/22/2024

phani.B
Apart from other regular services, The most impressed feature , especially for the NRIs it was the boon, “getting OTP to email”. This was very convenient to the user which took off the pain in waiting for the OTP on right time. Usually, we need to check our India mobile number to get OTP, if you are not located in India its very hard to get OTP on time, some times you never get an OTP to your India number which is very very painful, all your transactions will be blocked because of this OTP. But here THE OTP will be sent to both phone num and email, which is very handy and very convenient , i am very much impressed for this feature . No other banks does this. Appreciate whole team 👏🏻
Customer friendly
04/22/2024

phani.B

Apart from other regular services, The most impressed feature , especially for the NRIs it was the boon, “getting OTP to email”. This was very convenient to the user which took off the pain in waiting for the OTP on right time. Usually, we need to check our India mobile number to get OTP, if you are not located in India its very hard to get OTP on time, some times you never get an OTP to your India number which is very very painful, all your transactions will be blocked because of this OTP. But here THE OTP will be sent to both phone num and email, which is very handy and very convenient , i am very much impressed for this feature . No other banks does this. Appreciate whole team 👏🏻
Exchange rates
Jun 23

Medhini
This is a very well designed app. I transfer money from my NRE account regularly. It would be nice if i can see the exchange rate for the amount of foreign currency i want to receive before i fill the amount in Indian rupees. This would make the app perfect. Other than this this is perfect and bill paying works a charm.

Developer Response
Hi! We have noted your feedback. We want to assure you that we provide the best services. For any other queries please email us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
Exchange rates
Jun 23

Medhini

This is a very well designed app. I transfer money from my NRE account regularly. It would be nice if i can see the exchange rate for the amount of foreign currency i want to receive before i fill the amount in Indian rupees. This would make the app perfect. Other than this this is perfect and bill paying works a charm.
Developer Response Jun 25
Hi! We have noted your feedback. We want to assure you that we provide the best services. For any other queries please email us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
No longer works with WiFi; more invasive tracking
Feb 4

Must Exit
The latest version (2.25) no longer works on WiFi. It just shows an error saying “It is taking longer than usual. Please check your network and retry login.”It works with mobile data only if the added invasive tracking (like Google Analytics, Firebase logging, etc.) is not blocked for better privacy.Previous versions of this app did not have these issues and worked on WiFi as well as allowed for better privacy. Please fix these issues ASAP.

Developer Response
We are keen to help you! It’d be great if you could email us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
No longer works with WiFi; more invasive tracking
Feb 4

Must Exit

The latest version (2.25) no longer works on WiFi. It just shows an error saying “It is taking longer than usual. Please check your network and retry login.”It works with mobile data only if the added invasive tracking (like Google Analytics, Firebase logging, etc.) is not blocked for better privacy.Previous versions of this app did not have these issues and worked on WiFi as well as allowed for better privacy. Please fix these issues ASAP.
Developer Response Feb 6
We are keen to help you! It’d be great if you could email us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
Worst app
07/24/2023

karanece
Many functionalities in the app doesn’t work. They couldn’t fix the UPI issue. It has been more than 3 days, still haven’t fixed it. If I access many parts of the app, it crashes. First make the app stable and build the functionality and sure there is no regression. App full of bugs and crashes or not working. Very very annoying and highly undependable app. In case of any urgency, your app will ditch the customers. [Apple] - Why are you removing the reviews? This is the third time I am writing the reviews and you wiped two of my previous reviews. Very very poor.

Developer Response
We regret hearing about the experience you had! It’d be great if you could call us at 1800-10-888 or mail us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!
Worst app
07/24/2023

karanece

Many functionalities in the app doesn’t work. They couldn’t fix the UPI issue. It has been more than 3 days, still haven’t fixed it. If I access many parts of the app, it crashes. First make the app stable and build the functionality and sure there is no regression. App full of bugs and crashes or not working. Very very annoying and highly undependable app. In case of any urgency, your app will ditch the customers. [Apple] - Why are you removing the reviews? This is the third time I am writing the reviews and you wiped two of my previous reviews. Very very poor.
Developer Response 08/02/2023
We regret hearing about the experience you had! It’d be great if you could call us at 1800-10-888 or mail us at customer.service@idfcfirstbank.com for us to assist you better. Thank you!

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Version 2.52

Dec 7

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Search History
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics