CAKE BY VPBANK DIGITAL BANK
CAKE BANK is the official mobile banking app of Cake by VPBank Digital Bank, enabling customers to access banking services, perform financial transactions, and manage a wide range of financial products—all on a single digital platform.
● A fully digital bank powered by Artificial Intelligence across the entire banking journey, following the vision of a Next GenAI Bank.
● The only Vietnamese digital bank recognized among the World's Top 100 Digital Banks.
● Awarded Best Digital Bank in Vietnam 2025 by The Asian Banker Global.
● A pioneer in adopting international security standards, including ISO, FIDO2, PCI DSS 4.0, while continuously developing proprietary technologies.
● Ranked among the Top 4 Vietnamese LLM developers and Top 10 fine-tuned AI models on the VLMU leaderboard.
● Offering a complete digital financial ecosystem, including bank accounts, savings, credit cards, personal loans, and many other innovative financial services.
FLEXIBLE FINANCIAL SOLUTIONS
Experience a modern digital banking ecosystem with Cake by VPBank. Open an account, access financial products, and manage your finances conveniently - all from your smartphone. Easy registration, transparent products, and secure banking.
CAKE 2in1 CARD
● Apply 100% online in as fast as 2 minutes.
● No income verification or complicated paperwork required.
● Credit limit of up to VND 100,000,000.
● Enjoy exclusive offers from Cake's partner ecosystem.
● Issued by Cake by VPBank in accordance with applicable regulations.
CAKE Cash Loan
● Apply 100% online using only your Vietnamese Citizen ID (CCCD). Funds are disbursed promptly after loan approval.
● Loan terms from 6 to 60 months.
● Loan amount from VND 5,000,000 to VND 60,000,000.
● Flat interest rate starting from 28.7% per year, up to 36% per year, depending on customer profile and lending partner.
● Maximum effective annual interest rate: 36%.
● Maximum Annual Percentage Rate (APR): 36%.
● Maximum loan amount: VND 60,000,000.
Example:
- For a loan of VND 10,000,000 over 12 months at an interest rate of 2.3% per month (equivalent to 27.6% per year):
- Monthly repayment: VND 1,065,522
- Total repayment after 12 months: VND 12,786,264
- Total interest paid: VND 2,786,264
Credit products are provided by Cake by VPBank Digital Bank and licensed financial partners in accordance with applicable regulations.
TERM DEPOSIT
● Start saving from as little as VND 100,000.
● Competitive interest rates across various terms.
● Enjoy partial early withdrawal without losing interest on the remaining balance.
● No branch visits or paperwork required.
Daily Services
● Mobile top-ups.
● Pay electricity, water, internet, and other utility bills.
● Access all your daily financial services in one app.
Cake is committed to maintaining reliable service availability, with service interruptions not exceeding 15 minutes per incident and 60 minutes per year, excluding scheduled maintenance announced in advance or force majeure events.
Cake by VPBank - Smart Finance at Your Fingertips.
Cake Digital Bank - As Easy As Cake. Start Enjoying Today!
CONNECT WITH CAKE
● Email: chat@cake.vn
● Hotline: 1900 636 686
● Website: https://cake.vn
● Head Office: 89 Lang Ha Street, Dong Da Ward, Hanoi, Vietnam
Cake by VPBank cảm ơn bạn đã gửi đánh giá về ứng dụng Cake trên App store. Cake mong hiểu rõ hơn yêu cầu của bạn để có cơ hội trao đổi và hỗ trợ. Mời bạn liên hệ Cake theo số hotline 1900.636.686 hoặc chat@cake.vn. Chúc bạn sẽ có những trải nghiệm thú vị cùng các chương trình ưu đãi hấp dẫn của Cake và thay đổi đánh giá trong tương lai!
Tệ
Hổ hổ Ka cơ
Nạp tiền điện thoại mà trừ tiền tk rồi mà tiền điện thoại ko nhận đc vậy
Developer Response
Cake by VPBank cảm ơn bạn đã gửi đánh giá về ứng dụng Cake trên App store. Cake xin lỗi về sự bất tiện bạn gặp phải ạ. Cake mong được hỗ trợ bạn tra soát giao dịch, mời bạn gửi yêu cầu với các thông tin chi tiết về giao dịch cần kiểm tra tới chat@cake.vn để được hỗ trợ nhanh nhất nha!
Good
Frankiephuong
Ổn nhưng cần phải nâng cấp nhiều thứ hơn.
Developer Response
Cake by VPBank cảm ơn bạn đã gửi đánh giá về ứng dụng Cake trên App store. Cake mong tiếp tục nhận được sự ủng hộ từ bạn. Chúc bạn luôn có những trải nghiệm thú vị cùng các chương trình ưu đãi hấp dẫn của Cake nha!
Rác
cútttt.....
Nó lừa để tải thôi tải xong chờ cả tháng mới cho đc 20k không rút đc ra tiền mặt , rác vcl
Developer Response
Cake by VPBank cảm ơn bạn đã gửi đánh giá về ứng dụng Cake trên CH Play. Tiền trong cashback bạn dùng thanh toán hóa đơn, nạp tiền điện thoại và thanh toán qua thẻ bạn nhé. Tiền trong tài khoản thanh toán thì có thể chuyển khoản, rút tiền được ạ. Chúc bạn sẽ có trải nghiệm tốt với sản phẩm dịch vụ Cake và thay đổi đánh giá trong tương lai!
Bug fixes and performance improvements.
Update app now for better experiences!
Version 19.7.1
The developer, VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More