Let us introduce latest updates! Arca QR authentication: Now you’re able to verify your identify simply by scanning a QR code in the app when making transactions at terminals or ATMs. To card optimizations: Enjoy making more seamless transactions with fewer additional steps. Changes are available both for local and international Visa, Mastercard transfers. Additional Improvements: We’ve also made performance enhancements and fixed several bugs to ensure a smoother experience. Stay tuned for more!

This update includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and wait more!

This update includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and wait more!

This update includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and wait more!

We’re excited to introduce our new banner system, designed to make important information more visible, engaging, and actionable across the platform. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and wait more!

This update includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and wait more!

We’re thrilled to announce the latest updates! My Cars - Points Keeping track of your car points has never been easier. Find your car details, payment history, and accumulated points all in one spot. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and wait more!

We’re thrilled to announce the latest updates! My Cars - Points Keeping track of your car points has never been easier. Find your car details, payment history, and accumulated points all in one spot. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and wait more!

This update includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy — more coming soon!

We’re excited to announce latest update! Garbage payment for 2026: The 2026 garbage payment is already available in this section, allowing you to manage your payments with ease. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience .

This update includes C2C transfer optimizations, performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy — more coming soon!

The latest update is here! C2C transfer optimizations: The transfer process has been improved for greater convenience, eliminating the need to enter additional card details. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy — more coming soon!

We’re pleased to announce latest updates! CES debt info bar: With the new CES debt info bar, users can now view their debt details immediately after logging in, right on the menu page. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and stay tuned for more!

Bug fixing and performance improvements

We’re excited to announce a major enhancement in the latest update! Loan Section Redesign: The Loan section just got a complete makeover! You can now apply for a Fast Loan in just a few steps. It’s simpler, faster, and more secure — designed to help you get the money you need without delays. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience. Enjoy and stay tuned for more!

We’re excited to announce a major enhancement in the AraratMobile app! Transfer to Russia (Improved) - Great news! From now on you can send money to Russia instantly and securely — all you need is the recipient’s phone number. Simple, fast, and convenient! This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience. Update your app and enjoy the enhanced AraratMobile experience!

We’re excited to announce a major enhancement in the latest update! Garbage payment: The Garbage Payment section just got a makeover! Users can now pay their 2025 garbage fees. It’s simpler, faster, and easier to use — so you can manage your payments with confidence. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and wait more!

Bug fix

What’s New – Transfer Page Redesign We’ve completely redesigned the Transfer Page to make your money transfers faster, clearer, and more convenient! What’s new: Modern and simplified interface for easier navigation Streamlined steps for sending money and saving templates Improved confirmation and error handling for smoother experience Enhanced performance and stability during transactions

We’re excited to announce a major enhancement in the latest update! QR Payments(ArCa QR) From now on, you can complete payments by simply scanning a QR code. Enjoy fast, secure, and hassle-free payments anywhere QR is accepted — no card details needed. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy and wait more!

Declaration Statement

We’re excited to announce a major enhancement in the AraratMobile app! Here what’s new! Transfer by phone number(ArCa Pay): With this update, users can now make interbank transfers quickly, securely, and conveniently using just the recipient’s phone number — no need for complex bank details. Simply enter the phone number linked to the recipient’s bank account and complete the transfer in seconds. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy your AraratMobile and wait more!

We’re excited to announce a major enhancement in the AraratMobile app! Here what’s new! Transfer by phone number(ArCa Pay): With this update, users can now make interbank transfers quickly, securely, and conveniently using just the recipient’s phone number — no need for complex bank details. Simply enter the phone number linked to the recipient’s bank account and complete the transfer in seconds. This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience . Enjoy your AraratMobile and wait more!

Bug fix

We’re thrilled to announce latest updates! Here’s what’s new. Treasury transfer via TIN We've redesigned the section, and there's great news! From now on, all individuals (physical persons) can make transfers to the budget using their TIN.Furthermore, it is now possible to perform Treasury transfers as an authorized representative of another taxpayer. Improvements and Bug Fixes This update also includes performance improvements and several bug fixes to ensure a smoother, more reliable experience. Enjoy your AraratMobile and wait more!