Welcome to Zindigi - your all-in-one solution for simplifying all your financial needs. Make payments, spend save invest and borrow money within some app and in-store spending to access to trading and free international payments, Zindigi empowers you to do it all.
Open your Zindigi account in minutes today and unlock a world of seamless financial management at your fingertips.
Customize your home screen with shortcuts of your own choice. Now add up to 8 shortcuts of your favorite activity to your home screen for quick navigation.
Translucent Debit card:
Order our cool translucent Mastercard/PayPak Debit Card directly from Zindigi and make local and international payments with the lowest international transaction fees(only at 1%)
Make seamless payments:
Send Money to any bank account, CNIC, mobile number, Zindigi - Zindigi to your friends and family securely and share receipts instantly from within the app.
Pay your bills on time without standing in lines. In simple 3 steps, you can clear your bills online for electricity, gas, telephone, internet, water, government fees and more.
Book your airline, bus, or cinema tickets with Zindigi app or buy vouchers for Netflix, Amazon or Fortnite, PUBG, FREEFIRE, PlayStation, XBOX etc.
Invest, Save, and lend:
Seamlessly open your stock market and mutual funds account in just a few simple steps and begin earning profits right away. With Zindigi, you have the flexibility to buy and sell stocks, monitor market performance, and grow your money.
Save with mutual funds at your convenience, with funds deposited directly into your Zindigi account, save, and grow your money through mutual funds.
Need instant cash? With our Advance Cash get instant loans up to Rs. 100,000 without any documentation. So, what are you waiting for?
Personal Loans are only available to Pakistan Citizens in the territory of Pakistan
Terms & Conditions: https://zindigi.appinsnap.com/pages/Advance-Cash-Terms-&-Conditions.html
Funding your Zindigi Account is SIMPLE:
You don’t have to worry about topping up your Zindigi account anymore, just pull funds from any debit card or transfer from any bank account easily to get started. Its that easy!
Z-Miles Your Loyalty Program:
For Zindigi, loyalty matters! The Z-Miles program brings this statement to life. With Z-Miles we promise you rewards that have no end. The more you engage with Zindigi and spend on the app, we will give out loyalty points which you can redeem for vouchers and enjoy discounts on Bill Payments and much more!
Gen Z (Under 18 Account)
You are under 18? No issues, now you can sign up and enjoy financial freedom with Zindigi and enjoy features like Debit Card, Bill payments, Z-Miles and much more! The whole financial world in the palm of your hands
Gifting has never been this easier:
Send personalized gifts or send requests for money to your friends and family.
Stay in control of your App security:
Apply additional security layers of SMS/email OTP and biometric verification over and above PIN code by simply changing the security settings in the App. Manage your cards by setting spending limits, block/unblock it right from the app.
Experience the convenience of instant spending notifications, effortless cash flows, stress-free travelling with real-time support from Zindigi's In-App chat.
More than an App, it’s a lifestyle:
Use Zindigi for travel, cinema, and hotel bookings, buy e-vouchers & insurance, pay bills, take loans, invest and secure your savings through one single app.
Download now and Zindigi se Zindagi ko Simple Karo!
For any queries, contact us at: support@zindigi.pk Helpline: (021) 111-556-677
The app is not updated and seems like customers service is very slow. Some flaws in aap , like you keep on clicking and it doesn’t work. Right now I’m receiving messages from the customer service but the contact us is not working and I’m unable to reply. I had done my biometrics verification at the his bank but the digital aap is not updated. They’re not coordinated.
Developer Response
Thank you for your positive feedback! We’re glad to hear you’re enjoying the app.✨ If you ever need any assistance or have suggestions, feel free to reach out to us via In-App chat, helpline 051-11155667 or via email at "support@zindigi.pk". We’re here to help! 🙂
Good Overall
Welch Yost
Good Overall. It's certainly a breath of fresh air to see an app dedicated to delivering as advertised. My only personal gripe is about how to start messaging others. Basically, 2 people have to hit like on each other's profiles to message one another. It's not a bad system, I just wish that the "maybe" option did the same. After all, you'd hit maybe because you're unsure, so naturally you should be able to chat with the person so you can get to know them and then be able to make a full decision
Developer Response
Hi, thank you very much for your feedback.
Errors
Fahad Ali079
Zindagi online banking app, mobile app – this is a completely useless app that completely fails at transactions. In fact, after 10 PM and until midnight, it doesn’t process any transactions at all. And if any unnecessary transaction gets stuck and you file a complaint for reverse funding, you don’t get any response either. There is absolutely zero error handling. I give it zero stars.
Developer Response
We’re truly sorry to hear you’re facing an issue. Your comfort and trust mean a lot to us. Please don’t hesitate to reach out through our In-App Chat for quick support, or email us at support@zindigi.pk. We’re here for you and will do our best to resolve your concern with care and priority. 💛
CNIC Already Registered with unknown mobile number
Zohaibslife
I have downloaded the app today and upon signup receiving a weird message which says your CNIC is already registered with another mobile number. I have never registered or signed up before so not sure what’s going on here with app behaviour.
Developer Response
We're sorry to hear about your frustrating experience. We understand the challenges you faced, and we’re continually working to improve our services. We’ve made updates to the app to address such issues and enhance the overall user experience. If you encounter any problems in the future, please don’t hesitate to reach out to our support team at "support@zindigi.pk" for assistance. We value your feedback and hope to provide a smoother experience moving forward.
Zindigi Credit Card: Introducing the Zindigi Credit Card. Apply directly through the app and unlock a world of convenience and flexible spending, designed to give you greater control over your finances.
PayLink Registration Improvements: Easily generate and share payment links along with invoices, enabling quick and convenient collections. The feature also supports invoice generation, real-time notifications for payment updates, and real-time reversals, ensuring greater transparency, control, and a seamless payment experience.
Debit Card Reissuance Now Available in the App: You can now request debit card reissuance directly from the app. If your card is lost, damaged, or needs replacement, simply place a request for new card through the app.
Gift Money is now Eidi: You can continue sending and receiving festive gifts just like before, now with a more celebratory experience.
Along with other minor tweaks and improvements to enhance your app experience.
Version 2.0.18
The developer, JS Bank Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More