Build credit, Dispute errors
Bolster brings together the power of credit building, error disputing, and financial insights in one free app built to challenge outdated systems and grow your credit.
Bad credit? No credit? Doesn’t matter.
Bolster’s credit builder plans give you three powerful, no-credit-check options for reporting payments to all 3 credit bureaus to build your credit history. Users could see a 102+ point credit boost on average with our Credit Builder plans(see 1) - Plan options:
–Credit Maximizer:
Build up to $10,000 credit history for the ultimate credit boost.
Made for serious borrowers prepping for mortgage pre-approval, auto financing, or major life moves.
Perfect for anyone who needs a serious credit score, fast.
–Credit Accelerator:
Build up to $4,000 credit history.
Made for anyone who’s done getting overlooked and undervalued.
Perfect for anyone bouncing back from a credit dip.
–Credit Upstart:
Build over $100 credit every 6 months.
Made for students, recent grads, or anyone new to the credit game.
Perfect for first-time credit builders starting from zero.
Apply for the Bolster Card
It's Simple. Build your credit history by making on-time payments. Bolster’s credit builder card is the smarter, faster way to build. Any score can apply. 0% APR* and no annual fee(see 2).
Dispute Credit Errors in Minutes
1 in 3 credit reports have mistakes. Bolster guides you through your credit report and the dispute process with no need for expensive credit repair subscriptions, calls, lawyers, or lengthy letters to creditors. We make credit disputes on TransUnion fast and free. You can choose to send them to Equifax and Experian for an additional cost.
Spending + Savings Insights
Bolster breaks down your spending habits so you can make smarter moves with every dollar.
Personalized, Real-Time Guidance
Get alerts, credit tips, and tailored product recommendations based on your financial data. Automatically updated. Always secure.
What Makes Bolster Different?
You’re in control: Your goals. Your decisions.
No hidden fees: What you see is what you get. Clear pricing, upfront.
Backed by TransUnion and Plaid: Secure connections. Trusted partners.
Cancel anytime: No commitments. No hassle.
Real Progress. No Gimmicks.
Whether you're rebuilding after life hit hard or starting fresh, Bolster is the app that says yes when the old system says no.
Download Bolster and start building your financial future your way. Get our all-in-one credit builder and fixer app today.
Terms & Conditions: https://bolster.co/terms-of-service
[DISCLAIMERS]
*0% APR on purchases. For more information on APRs and fees, please see Cardholder Agreement.
1- Average based on Bolster users with positive score gains who subscribed to any Bolster Credit Builder plan between 2/14/2025–2/13/2026, with 6+ consecutive payments
2 -The Bolster Card has no annual fees, but some fees may apply, including out of network ATM fees, late payment fees, and other fees. For more information please see your Cardholder Agreement and Deposit Account Agreement. The Bolster Card and related banking services are provided by Cross River Bank Member FDIC. Upward Financial Inc. is a technology services provider and the administrator of the Bolster card program. Deposits FDIC-insured up to $250,000 through Cross River Bank. Line of credit is not a deposit product. Cards may be used everywhere Mastercard is accepted.
I’ve purged and deleted 90% of my apps but this one stays pinned at the bottom next to messages, this has everything I need in one spot and doesn’t try to sell me useless third party stuff, actually feels like they’re got what I need in mind vs how they make money, super refreshing, it’s my second most used app on screen time.
Developer Response
Thank you for the thoughtful feedback. Bolster was built to put users first and keep everything you need in one place. It’s great to hear it’s become a go-to app for you!
There’s one thing I don’t like about you guys
bmanitas45
there’s one thing on here I disputed it’s a Verizon $4900. Do you know I sent them back the phones and they never took them off the account that’s why that phone that’s why that bill is $4000. They did it to me and they did it to my mother, the same exact way they tell you to send your phones back and then they don’t take them off your account they charge you $4000 $4900 or whatever to be exact Verizon‘s is a crook I wonder how many other people they’ve done this too and then they put it in collections and then they sell it to a company that you don’t do business with that you never signed anything or anything and they haven’t come after you in collections, that should be illegal but these agencies that report our credit they’re just as bad as the companies coming after us they don’t fix nothing they put the wrong stuff on your credit report. This is all a scam and and you guys aren’t even you’re just gonna take a word face that they said it was OK. You’re not even gonna investigate it. You’re just gonna say well, he already did so it’s done and over with no it’s not. I want it removed off my credit report for fraudbecause they fraud me when they never put the phones that I turned back in to get credit back on the account because when I left, I sent every phone back to them. I don’t owe them nothing.
Developer Response
We hear you, and we understand how frustrating it can be when some companies don’t take the necessary steps to resolve these issues. Bolster is here to help you fight back by submitting disputes or even escalating issues through a CIL.While we cannot directly investigate individual cases, Bolster provides the tools to challenge these charges on your credit report and can partner up with other solutions that could work for you. If you believe this is a fraudulent charge, we strongly encourage you to dispute it using our platform or reach out to support@bolster.co for guidance on next steps.We’re committed to helping you take control of your credit, and we’ll stand by you as you challenge any unfair items.
Overall good
Mr. L Allen
Bolster is very clear but thorough. The ability to submit disputes easily is awesome. I’m running into some trouble getting a response back though. It’s been 66 days since I submitted collections for review and I haven’t heard anything back yet. One source says it take 45 days, another says 65 days. I’m not seeing customer service option to ask specific questions either. Not trying to hate, still a great app and I recommend giving it a shot. So far my credit score has gone up 100 points in 2 months!
Developer Response
Thanks for the feedback! We’re thrilled to hear your credit score has already gone up 100 points — that’s awesome progress! We understand the frustration with waiting for a response, and we truly appreciate your patience. For any specific questions or concerns, please reach out to support@bolster.co, and our team will help you directly. We're committed to improving and making your experience as smooth as possible! Keep up the great work! 🚀
Bolster card
Will R.843
I have a bolster subscription and bolster secured card subscription but never received the card for use I then reported the secured card lost to have a new one sent out but instead the company deactivated my card subscription now I have a account that is attached to my credit profile with no activity being reported so my credit is in jeopardy of having a negative impact I continuously reached out to the support team and never hear anything back from them or receive any updates to my account about the card situation I just want to cancel out both subscription so it won’t affect my credit profile this company is a complete scam
Developer Response
Hi, thanks for bringing this to our attention. Our support team would be happy to review your situation and help get this sorted out. Please email support+iosreview@bolster.co and mention this review so we can make sure your request is prioritized and reaches the right team.
In this update we've made some improvements and squashed some bugs to make our app even better for you.
Version 2.84.0
The developer, Cable92 LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Cable 92 LLC
Size
111.8 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
