What's new in this release: • Background audio — Music, podcasts, and other audio apps now keep playing while you use the NextGear app. Keep listening — we won't get in the way. • Valuations on floorplan details — Estimated retail and wholesale valuations are now visible directly from the floorplan details screen, giving you quick access to market data without leaving your floorplan. • Flooring wizard — We've reorganized the flooring wizard for a smoother experience and added a new option to request full purchase price.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With this release, the following was added: • Ability to release titles directly to an auction Please submit any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With this release, the following was added: • Ability to release titles directly to an auction Please submit any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With this release, the following was added: • Ability to release titles directly to an auction • Improved Valuations Tool Please submit any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Allow Past Date in Auditing: Sold > Expected Funded Date Display 30+ Days in Titles Due from Others BridgeID Enhancements - UI, not functionality Upgrade Pendo Versions Update Title Return Timing from 7 to 10 Days - defaulted to OFF until 12/1

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.6.1, the following was added: Updates to the self audit workflow Please submit any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.6.0, the following was added: Updates to the Login Functionality Updates to the Self-Audit Feature Other enhancements to the NGC Mobile App Please submit any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.5.0, the following was added: Updates to the Valuations tool to allow for manual entry of VINs, Make, Model, etc. Updates to the Self-Audit Camera Please submit any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.4, the following was added: Enhancements to Self Audit capability Please submit any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.3.4, the following was added: Enhanced location services that enable the Self Audit workflow. Please submit any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.3.3, the following was added: Enhanced logging capabilities to address potential issues within the app Please submit any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.3.1, the following was added: Bug Fixes Please submit feedback any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.3, the following was added: Bug Fixes

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.2.1, the following was added: Bug Fixes

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. With the release of 1.2, the following feature was added: Extensions Please submit feedback any feedback you may have by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. Enabling iOS 17 support Please submit feedback through your PM or by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates are made to the NextGear Capital app to ensure it meets the ever changing needs of today’s independent dealer. Here are some of the enhancements you’ll find in the latest update: • Extended 30-day calendar view • Expanded Title Status views • Support of voided and denied floor plans • Improvements to manual vehicle entries on flooring requests • Improved login experience • Service outages notificatons • Various improvements and security updates If you’d like to share your feedback on the NextGear Capital app we’d love to hear from you! Please submit it either directly through your PM or by emailing us at ngc.accountportalmobilelaunch@coxautoinc.com.

Regular updates in support of initial release

Initial Release