AI-Powered Fund Insights for 401(k)
AI-Powered Fund Insights for Smarter 401(k), IRA, HSA & ETF Investing
Most people never choose the funds in their retirement plan. An employer picks a default, money goes in every month, and it sits there for decades. About 64% of participants never change it.
The problem isn't saving. It's what the money is invested in once it arrives.
Around Earnings is an AI platform that picks the right funds in the accounts you already have — your current 401(k), old ones from past jobs, IRA, HSA, 403(b), 529 and brokerage. It scores every fund your plan offers and tells you how to split between growth and stability, based on where the market is right now.
Three steps
1. Enter your funds. Works with any plan. You type in the funds your plan offers — no login, no linking, no account connection.
2. Get fund scores. Every fund gets one clear score and a plain-English verdict, based on cost, quality and momentum.
3. Follow alerts. You get a growth-to-stable split matched to the market cycle, and a notification when your mix drifts. You place the trade yourself. Two minutes.
What you get
Fund screening — performance, fees and risk compared across your options, so strong low-fee funds surface instead of hiding in a list of thirty
AI-driven balance — an allocation that shifts as the market cycle turns
Alerts — rebalancing notices, market shift warnings, quarterly reviews
Library — 50+ videos, articles and guides
Your account stays yours
Around Earnings never touches your account. No credentials. No access. No transfers. It analyzes the fund list you give it and returns a recommendation — you decide whether to act, and you make every trade yourself.
Diversified mutual funds and ETFs. Not individual stocks.
Set it. Score it. Stay on track.
Disclaimer: Not a registered investment adviser. Past performance is not indicative of future results. All investing involves risk, including possible loss of principal.
Ratings & Reviews
5.0
out of 5
6 Ratings
Updated store info and app screenshots for a better preview experience.
Version 4.3.2
The developer, Eigennet LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Eigennet LLC
Size
16.6 MB
Category
Finance
Compatibility
Requires iOS 15 or later.
iPhone Requires iOS 15 or later.
iPad Requires iPadOS 15 or later.
iPod touch Requires iOS 15 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
