Keep tabs on your budget, finances, and loans—all in one spot. Get the info you need to use money as a tool to build the life you want. See your whole financial life on one screen, then zoom in on your budget to break down your cash flow, expenses, and goals. Get ready to say goodbye to money stress and hello to living “the good life”.
Manage Your Accounts
• Review account activity: checking, savings, credit card, home, auto, personal and business
• Deposit checks from your phone with Mobile Check Deposit
• Keep tabs on your debit card usage with card features
• Stress less with overdraft protection
• Check on application status
Convenient Ways to Pay
• Transfer money between accounts
• Connect accounts from other financial institutions
• Send and receive money instantly with Zelle®
Budget & Save
• Save money faster with budgeting tools and savings, income, and spending trackers
• Set alerts for savings goals and budget categories
• Set aside money for recurring expenses with scheduled transfers
Loan Management
• Pay your auto, mortgage, boat, RV or personal loan with your debit card
• Receive personalized pre-approved loan offers
• View current rates and promotions
Security
• Block & unblock your card in the app
• Use Biometric ID (face, touch, or fingerprint) to verify your identity for an added layer of security
• Receive an email or text alert whenever your username is used to login
Connect with Members Choice
• Send a secure message to one of our member advocates within the app
• Reference our ATM map to find 55,000+ no-fee Allpoint Worldwide ATM locations
More Details
• Members Choice Mobile Banking is free – your mobile carrier’s message and data rates may apply
• Deposit, loans and mortgage products are offered by Members Choice Credit Union, Federally insured by NCUA; Equal Housing Lender, NMLS ID #502619
Early pay is not dependent upon the account qualifications noted above. At our sole discretion, we may make your money available to you up to two days before we receive the funds from the payor. Early availability of direct deposits is dependent on the timing of your payor’s payment instructions and/or fraud prevention overlays. These limitations may be modified at our sole discretion without advance notice. We do not guarantee early availability of any direct deposits, and eligibility of a direct deposit for early availability may change between pay periods. Any direct deposit not posted early will be made available according to our Funds Availability schedule. We reserve the right to discontinue the service at our sole discretion and without notice.
U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. MCCU does not charge any fees for sending money using Zelle. However, your mobile carrier's message and data rates may apply as well as other fees related to your account (e.g., Choice Pay Overdraft Protection, Stop Payment, NSF Fees, etc.). Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
This app was so easy to navigate and it provided me with the essential information I needed right at my finger tips! I would recommend this online banking app 100%! It saves you time and energy all while delivering quality service with detailed information!
Amazing Mobile App
David-419
The MCCU mobile app has a lot of nice features available. I am able to make internal and external transfers, credit card payments, and I’m also able to block and unblock debit cards and credit cards on the go!
Work in progress
Jferdz
This app has come a long way in 2 years. They have fixed several issues and made more user friendly but still needs to be more streamlined. It looks very busy and confusing at times. They also need to put the bill pay widget back on the bottom instead of having to navigate just to find it now.
MCCU Mobile App
JsSlay
MCCUs mobile app is awesome! It’s so easy to use and provides a quick view of all your accounts. Alerts are received in real time so you always know what transactions are occurring. You have to use this app!
Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.
Version 4020.1.1
The developer, Members Choice Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Members Choice Credit Union
Size
114.9 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
