Debt Payoff Planner

Name: Debt Payoff Planner
Price: 1.99 USD
Rating: 1.8 (5 reviews)
Author: Business Insights ICT

Finance

$1.99 · Designed for iPad. Not verified for macOS.

5 Ratings
Age Rating

4+
Years
Category

Finance
Developer

Business Insights ICT
Language

EN
English
Size

2.6
MB

Plan credit card and mortgage payoff scenarios, compare costs over time, and understand key results with clear in-app explanations Debt Payoff Planner helps you reduce debt faster with clear payoff scenarios based on your own numbers. Whether you are paying down credit cards or planning mortgage payoff options, the app gives you practical projections so you can make better financial decisions with confidence. What you can do: • Estimate how long it will take to pay off your debt • See projected total interest and total paid over time • Compare payoff outcomes by changing monthly payment amounts • Set a target payoff timeline and view the payment needed to reach it • Explore mortgage payment impact, including principal, interest, escrow, and extra payments • Test different scenarios to find a plan that fits your budget Credit Card Payoff Features: • Add and manage multiple credit cards • Track total balance and weighted APR • Switch between “Payment Amount” and “Installments” planning modes • See repayment period, total interest, and total paid estimates • Visualize principal vs. interest with clear charts • View strategy alternatives to evaluate payoff tradeoffs • Access plain-language explanations for selected payoff results inside the credit payoff screen Mortgage Features: • Calculate monthly payment based on home price, down payment, rate, and term • Include property tax, insurance, HOA, and extra monthly payments • Compare baseline vs. accelerated payoff results • See estimated interest saved and years saved from extra payments • Use interactive controls to quickly test different assumptions Who it’s for: • People who want a simple, practical debt payoff planner • Users comparing repayment strategies before committing to a plan • Anyone looking to reduce interest cost and become debt-free sooner Important Disclaimer: Debt Payoff Planner provides educational estimates and planning support only. It does not provide financial, legal, tax, or investment advice. Results depend on your assumptions and may differ from real-world outcomes. Questions or feedback: BI-Systems@live.com

Ratings & Reviews

1.8

out of 5

5 Ratings

Not working and not worth 99 cents
12/30/2018

El Woods
Simple interface which could work well if...1) it allowed you to personalize/individualize accounts. With several different cards it’s hard to know which is which. 2) WAY too many glitches - even for low cost of 99 cents. 90% of the time the app would crash or freeze or move on before I completed entering my information. 1st time ever I’ve actually considered asking for a refund for 99 cents.
Not working and not worth 99 cents
12/30/2018

El Woods

Simple interface which could work well if...1) it allowed you to personalize/individualize accounts. With several different cards it’s hard to know which is which. 2) WAY too many glitches - even for low cost of 99 cents. 90% of the time the app would crash or freeze or move on before I completed entering my information. 1st time ever I’ve actually considered asking for a refund for 99 cents.
Good but may only work for people without any intro promotions
03/02/2017

$&@Laura
Great idea for me that wants to manage only credit cards and save as much interest as I can. However, please add a feature where you can enter credit cards with introductory promotional fees with time limits if you can.
Good but may only work for people without any intro promotions
03/02/2017

$&@Laura

Great idea for me that wants to manage only credit cards and save as much interest as I can. However, please add a feature where you can enter credit cards with introductory promotional fees with time limits if you can.

• Expanded from a single credit card payoff tool to a broader debt planning app • Added support for multiple cards with consolidated payoff analysis • Added strategy comparison modes (payment-driven and timeline-driven planning) • Added clearer visual breakdowns of principal vs interest • Added AI-assisted explanations for repayment decisions and tradeoffs • Added mortgage planning features with payoff acceleration scenarios • Improved calculation accuracy for multi-card repayment simulations • Redesigned UI with modern workflows, cleaner navigation, and faster scenario testing • Added updated legal and privacy documentation (About, Disclaimer, Privacy Policy) • Improved overall performance and app structure for ongoing feature expansion

Version 3.0.0 Mar 16

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller: Business Insights Ltd
Size: 2.6 MB
Category: Finance
Compatibility: Requires iOS 26.0 or later.

iPhone
Requires iOS 26.0 or later.

iPad
Requires iPadOS 26.0 or later.

Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.

Apple Vision
Requires visionOS 26.0 or later.
Languages: English
Age Rating: 4+

4+

Learn More