Intuit Credit Karma 4+

Credit karma is a must!!

I can’t say enough good things about credit karma. Having the accessibility and visibility to my credit report and associated factors allowed me to take control of my debt and actually get on top of my finances. Plain and simple. It’s extremely hard to understand your financial position without having the full picture in place, and credit karma provides that full picture in an easy and intuitive interface. When I first started using credit karma, my credit was in pretty bad shape. Credit karma taught me the impact that certain factors have on my credit and provided the guidance I needed to focus on the factors that have the most impact. I’m fortunate to say that my credit is excellent now and I’ve always recommended credit karma to friends and family that have expressed concerns about their own credit score. When my younger brother was thinking of buying a house to start his life with his family, he didn’t know where to start and had no credit to his name. I turned him on to credit karma and within a year he was able to establish enough credit to get approved for a mortgage loan. If you want to get serious about your credit score and need some guidance, credit karma is your friend!

0 stars if I could

Few things. First Credit Karma may give you “some kind of idea” where your credit is. But it’s not accurate. Second they have a feature where you can use credit karma money. I had it for around 7 months. I opened it when I did my taxes last year as credit Karma and Turbo Tax partnered up. Well I had my paychecks set up to Credit Karma Spend. I received my first check. Didn’t receive my second. I called Credit Karma they informed me my account was locked. They told me they would have it unlocked or contact me in 24 hours I emailed them everyday for a week and they had not fixed it. I couldn’t get a new check until my account was closed or unlocked so I had to close my account. I tried to open a new one because again I HAVE to have one for tax purposes. They informed me they can’t open a new one or the old one. “It’s just the way they work.” My fiancé as soon as he set up his tax refund to go in there received an email saying his account will be closed in 15 days with absolutely no way to now change his tax stuff. So we will have to wait for months for him to get his refund. They have the WORST customer service I have EVER experienced. Which is my third thing. Their customer service is awful. They won’t let you speak with a supervisor immediately. They have to “contact you back.” And then they never do. Stay FAR away from credit karma. And until Turbo decides they aren’t partnering with Credit Karma stay Away from them.

Developer Response ,

If the credit bureau makes a change to your report, you’ll see it on Credit Karma after we get the updated information from the bureau. Keep in mind that Credit Karma isn’t able to make changes to your credit reports, and that we depend on the bureaus to provide us with updated information.

Worst bank account ever

I opened the bank account for both checking and savings accounts. I put $2,000 in my savings account because it had 5.1% APY. A month later, a scammer somehow managed to change my phone number possibly because so i wouldn’t receive a push notification. But even so, I never received a notification for a phone number change nor email notification. When a scammer sent my $2K to the scammer’s Cashapp account, I also again never received an email notification so that I was not able to prevent the scammers from sending my funds to the scammers Cashapp account. I reported credit karma money customer service 2 days later after the scammer’s unauthorized transfer when I realized my money was gone, and Credit Karma promised me to reimburse my money due to unauthorized transfer but credit karma still haven’t reimbursed me my money yet and on top of that, they completely closed my both checking and savings account when a little bit money were still in the accounts but they are gone now like it never existed. Again, credit karma never sent me the notification of these. I experienced worst bank service in my entire life with Credit Karma!!! Their security service is awfully weak and be aware, once u send money to credit karma, they won’t notify you when any transfers or transactions happens so ur money will be gone without ur knowledge. I totally regretted opening a bank account with credit karma