Credit One Bank Mobile 4+

Credit Card Account Management

Credit One Bank, N.A.

    • Free


Conveniently manage your credit card accounts with the Credit One Bank Mobile App. Schedule one-time or monthly automatic payments and view account activity, balances, payment history, offers, and more!

Fast and secure sign-in with Face ID® and Touch ID® (available on capable devices)
Use Quick View to see a snapshot of your account without signing in

Schedule, edit, or cancel one-time payments
Change your payment due date
Check your balance and available credit, and view recent transactions or monthly statements
Access your Free Online Credit Score
Manage your profile and account settings
Easily manage multiple accounts
Enroll in paperless documents and statements to keep your account information secure and ensure important communications won't get lost in the mail

View the latest offers and More Cash Back Rewards on purchases at participating merchants
View exclusive credit card offers

Easy access to Help & Support contact information
View a full list of frequently asked questions and answers
Choose how you get alerts, including mobile notifications, email, and text
Set up notifications for important account activity, payment reminders, and special offers
Get notified when rewards and exclusive credit card offers are available
Receive alerts if fraudulent activity is suspected on your account

What’s New

Version 24.03.1

To make sure our app is easy to use for all users, we’ve made several accessibility improvements throughout the experience.

Ratings and Reviews

4.7 out of 5
1.5M Ratings

1.5M Ratings

TurtleWise ,

Friendly App * Best Card with an Annual Fee

Credit One was my first starter card after years without a credit card of any kind. The reasonable annual fee is worth the perks that the card offers, for instance if i use it for auto rental fees they cover the upgraded insurance - not total insurance but the upgrade from your personal liability - and additional warranty on particular products purchased, & more. That was my agreement, others may vary. After about six months of timely payments i received offers for other cards without an annual fee, & lower interest rates. At the same time Credit One offered to increase my limit, offered another card with no fee & a higher limit, & lowered their interest on any balance carried, so they stayed competitive. Credit One’s customer service is first-rate, comparable to big-name cards. The app on my iphone is simple & user-friendly so I’m downloading it to my ipad now. Easy to use online with windows too. I’m an elderly retiree who considers myself technologically challenged so if i can use it almost anyone can. In summary i highly recommend Credit One especially as a starter card, for the credit-challenged, or if the perks make it worth the annual fee. I renew because their updates keep them competitive, and that how long your accounts/cards have been open is considered in a credit score - with Credit One being my oldest.

Jake 309 ,

I’m second guessing

My decision to get this card after reading far more negative reviews about ..payments …the app ..customer service…being straight lied to by reps and still being charged….than I am good reviews….

With that being said I all ready have an issue bc when talking to a rep about why I haven’t received the card after all most 15 days ..only thing they could say was their having a shipping issues (ok maybe) but then the rep told me that I all ready have a 81$ balance on the card that will be due Jan 18th …So i laughed and ask ..wait I haven’t even got the card and I’ve got a balance all ready …of course he said I’m sorry about the inconvenience many times but could not tell me when I would receive the card …So I asked. …so I’ll probably get the card when it’s time to pay the bill huh? Do you know he said YES!!! Like in January!!!.. I got approved for this card in early November…. I appreciate the card whenever I receive it ..but I think I should have read these reviews before I signed up to get the card And by reading some credit reviews I hope this card won’t lower my credit score like I’ve read it has done to other customers. I will only use this card for gas and no!!more!! bc I don’t want to end up giving Credit One another bad review! I will give you 4 stars for now only bc the rep couldn’t tell me when I would receive the card but knew very exactly that i have a balance and the exact date it’s due …Will see how it goes .

Mikentucky ,

GREAT option for credit-challenged people

I've read reviews about poor customer service, lack of contact, etc...I've had nothing but a great experience! I've been a Credit One customer for a couple of years now and LOVE them. They gave me my first unsecured card with a $500 limit when no one else would--everyone else wanted a secured account equal to my credit line. Since then I've increased the limit on that card to $1,000 and gotten a second "platinum" card with them. I use them both and try to pay them both off each month, building my credit a little at a time--I didn't get bad credit overnight and there's no magic way to make bad credit go away overnight. I monitor my account through the phone app, make payments there...and when I need to talk to a live rep I've never had an issue. Yes, they're overseas--but polite and always willing to work with me if I need something, including waiving fees when there's a good reason. I HIGHLY recommend Credit One...and being responsible to rebuild your credit. Use your card a little, pay it off each month, build up your score a little each month. If you can't make a payment on time or something goes wrong, communication is key.

App Privacy

The developer, Credit One Bank, N.A., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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