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Conveniently manage your credit card accounts with the Credit One Bank mobile app. Schedule payments and review account activity, balances, payment history, offers and more!

Fast and secure sign in with Face ID® and Touch ID® (available on capable devices)
Use Quick View to see a snapshot of your account without signing in

Schedule, edit or cancel payments
Change your payment due date
Check your balance and available credit, and view recent transactions or monthly statements
View your Free Online Experian Credit Score & Summary and see what factors contribute to your score
Manage your profile and account settings
Easily manage multiple accounts
Enroll in paperless documents and statements to keep your account information secure and ensure important communications won't get lost in the mail

View the latest offers and More Cash Back Rewards on purchases at participating retailers
View exclusive credit card offers

Easy access to Help & Support contact information
Use our chat feature for instant answers to your questions
View a full list of frequently asked questions and answers
Choose how you get alerts including mobile notifications, email, and text
Set up notifications for important account activity, payment reminders and special offers
Get notified when exclusive credit card offers and rewards are available
Receive alerts if fraudulent activity is suspected on your account

What’s New

Version 2.34

Credit One Bank releases regular updates to improve performance and enhance your experience. In this release, we’ve added
* Performance enhancements & bug fixes

Ratings and Reviews

4.7 out of 5
687.2K Ratings

687.2K Ratings

KAtchley ,

Great app!

I love how easy this apps makes it to stay on top of things. I’m rebuilding my credit so I am watching every minute of statements and alerts. I would highly recommend this card/company. The only thing that bothers me slightly is this: I usually pay off my balance before it becomes due. Use the card because I’m trying to establish credit worthiness again. There is still an assessment of finance charges that I don’t account for when I pay a little early. So I end up having to make another payment for less than $5 to cover those fees. I think maybe you can only make one standard payment once a month (or only within so many days apart with out a service charge). I’m not sure, and it’s likely written in the terms of agreement. It would, however, be great if those charges were waived when a balance is paid in full before due, but I do understand this is one of those cards that helps you reestablish your credit so you may pay just a little bit extra to do it. It is so worth it though! Just a few, on time payments, has boosted my credit score over 50 points. There are a couple of other factors that went into that, but this is one of those cards that will let you reestablish your credit with minimal fees.

Tiny Trish ,

Decent for starter card, app is basic

I got this card 5 years ago to rebuild my credit after a charge off when no one else would give me credit, and for that I am forever grateful. I understand the risk involved on their side, so fees and high interest rates are necessary. But the interest rate did drop 10% over the last few years as my credit worthiness improved bringing it in line with my capital one card. I just wish that as your score improved they would change other factors such as removing the annual fee and the fee to make a payment. These are why I don’t really use the card much. And if it wouldn’t negatively impact my score I would’ve cancelled it. The app is pretty basic. It gets the job done. I love my free credit score. But I don’t like the way it lists the transactions. It should show like a bank account does: transaction -/+$xx, then resulting balance $xx. But it’s nice and easy to make a payment. That’s they whole reason I got the app. I got tired of paying $10 for every payment. I really don’t like that there is no auto pay option. This is the only bill I have not set up on auto pay and as a result have been late a few times because I don’t get any notifications and all my other bills are paid automatically. I don’t think about it until it’s too late sometimes. I seriously don’t like that because it negatively impacts my score.

Developer Response ,

We're working to make the mobile app experience the best around. We'll share your feedback and suggestions with our app developers. Thanks for taking the time to let us know about your experience.

BassaBoy ,

Little improvement

Now when you log out of the app the finger print reader doesn’t auto launch itself so that when you touch the home button to close the app, you don’t accidentally log back in to the app. However the way this bank operates suggest to me that they have a vested interest in keeping you credit score down. For example if you pay off the full balance on your account hoping to see a zero balance on your credit file, you are wrong. The monthly fee for using the card which you can not pay in advance at the time you are paying off your balance is charge on the first day of the billing cycle which is the very same day that they update your credit report. So practically, it doesn’t matter how well you pay your balance in full on time, your credit file will always show a balance from Credit One. That small balance does have an impact on your credit especially when you are dealing with creditors who are looking at your credit file very critically either because of pass history or the reason for which you are applying for credit. Credit One is not the best card for rebuilding credit. If one is going to use this card because its the only thing available to them, one will have to very careful and watchful as to how the card affects their credit. The goal should be to get out as soon as possible.

Developer Response ,

We're working to make the mobile app experience the best around. We'll share your feedback with our developers. Thanks for taking the time to let us know about your experience.


Credit One Bank, National Association
107.7 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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