One app, two ways to get paid: accept contactless card payments using just your phone with Tap to Pay or send payment links to sell online.
Download Jim and the phone in your hand starts taking card payments. No reader to buy. No cables. No monthly fees. Your customer taps, you get paid, and the money hits your Jim Card in seconds.
Built for barbers, nail techs, food trucks, tutors, drivers, market sellers, photographers — anyone who sells something and needs to get paid.
TAP TO PAY. 1.99% PER SALE
With Tap to Pay, customers tap their card, phone, or watch directly on your phone.
No reader. No cables. No bulky machine taking up space.
Accept major card brands, Apple Pay, Google Pay, and Samsung Pay for one flat fee of 1.99% per sale.
PAYMENT LINK. SELL TO ANYONE, ANYWHERE
Customer not standing in front of you? Send them a Payment Link.
Enter an amount, generate the link, and share it by text, email, or DM. They click and pay without downloading Jim or creating an account.
You can even choose whether you or the customer covers the fee.
Payment Link fee: 4.99% + $0.30 per sale.
YOUR FREE BUSINESS WEBSITE
JIM builds you a professional website, free. Your services, your prices and a payment link, all at the same place. Want to change something? Chat with Jim and it updates. No coding, no designer, no monthly fee.
BOOKINGS
Let clients book themselves. Share one link, they pick a service and a time and pay a deposit upfront. Automatic reminders go out before every appointment, so you can stop confirming over text. You collect the rest in person with Tap to Pay.
AI BUSINESS AGENT
A marketing team and a business analyst in your pocket. Ask JIM what's selling, which hours make you the most money, what to post this week. It reads your real numbers and answers.
TIPS WITHOUT THE AWKWARD STARE
Add an optional tipping screen to Tap to Pay. Customers can choose a suggested percentage, enter a custom tip, or skip. Tips arrive instantly with the sale.
NO HIDDEN FEES. EVER.
Free to download. Free to set up. No monthly charges. No contracts, no minimums. You only pay when you sell.
SAFE AND CERTIFIED
Certified by Visa, Mastercard, Amex and Discover. PCI DSS compliant. End-to-end encryption and real-time fraud prevention.
UP AND RUNNING IN MINUTES
1. Download Jim. It’s free
2. Create your account and verify your identity
3. Enter the amount and let your customer tap
4. Get paid in seconds
Thousands of sellers across all 50 states already use JIM. Download it and make your next sale with the phone you already have.
The JIM Card is issued by Lead Bank, Member FDIC., pursuant to license from Visa U.S.A. Inc. Instant settlements subject to terms. Fees and T&C apply. See jim.com for more details.
* Jim is a financial technology company, not a bank. Prepaid debit cards issued by Lead Bank, Member FDIC.
** Instant and immediate settlements are subject to the Terms and Conditions of Services and the Accelerated Payment Services Terms.
***Cloudwalk Inc. ("Cloudwalk") is not a bank. Cloudwalk is a financial technology company. Banking services are provided by Lead Bank, Member FDIC. The JIM.com Visa Prepaid Card (the "JIM" Card) is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See Terms and Cardholder Agreement for more details. Funds held in the Cloudwalk Prepaid Card Account are held with Lead Bank, Member FDIC, and are insured up to $250,000 in the event Lead Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Cloudwalk's failure or from the risk of theft or fraud.
Contact JIM.com Support by mail at help@jim.com
Cloudwalk, Inc.
440 N Wolfe Rd
Sunnyvale, CA 94085
I initially downloaded and set up an account with this platform about two weeks ago, searching for a reliable, barebones, all in one payment processing platform with just the essentials; I had to undergo a review, which is totally understandable and an absolutely necessity for the longevity of this platform, but in the moment was slightly turned off, as illogical as that may be. Upon revisiting Jim post review (it only took them 24 hours btw, they were very quick and communicative), I have been blown away. Sure, it doesn’t have all the flashy bells and whistles, but I would contend the flashiest and most seductive aspect of this platform is the versatility in its simplicity. Will take most any tap to pay payment, completely seamlessly with real time execution, and you legitimately have access to the funds immediately. No BS, and no arguably useless frills. These guys are great and deserve credit where credit is rightfully due, in a world of PayPal (absolutely horse feces nowadays sadly), and Square (Peter Thiel progeny).
Developer Response
Really appreciate this review, we're happy that JIM is such a good fit for you. We’re here to keep it simple, fast, and reliable, without all the fluff. Thanks for giving us a shot and for recognizing what we’re building! You can count on us if you need help.
Very disappointed!!!.WARNING!!!I think it’s a SCAM!!!
Creative Content Creator
So, I input all my credentials to create my account, and after I completed in putting all my credentials, I was immediately denied access. I went to the chat today, Monday, April 28, 2025, and asked why I was denied. I didn’t receive a response. The chat bot said I would receive a response after a few minutes. And it never happened. I even deleted the app after 30 minutes of not receiving a response. Then I downloaded the app again and went right back to the chat and ask a question again, and still no response. My previous questions were still there and not deleted. Therefore I think this app is a scam. Also, the fact that you can only sign up using your Apple ID , you can’t even choose your own email to sign up, yet it’s supposed to be a business account. I was wanting to use my business email, but I’m not able to do so. This is a huge issue that no one even responded back to me. Another thing is that there’s no phone number for this business, no Customer Service number or anything. The only way to contact someone is through a chat and you can’t even get through to anybody. I do not recommend downloading this app at all. I knew it sounded too good to be true usually when something seems too good to be true, it most likely is. WARNING!!! Don’t fall for the OKIE DOKE!
Developer Response
Hello! Thank you for your feedback, and we’re sorry to hear about your experience. JIM is a secure platform designed to make getting paid fast and easy, and we regret that things didn’t go as expected. We understand your frustration with the sign-up process and the lack of response through our chat. That’s not the experience we aim to provide, and we’re actively working to improve. We also appreciate your input about Apple ID and business email options — we’ll pass this along to our team. Please contact us at help@jim.com so we can assist you directly and make things right.
Works great unless you need cash or want to transfer money to another account.
ineedah bongrip
Feels extremely sketchy to me that there is no way you can transfer money to another account or pull cash from an ATM. If you’re comfortable with them locking every penny away within the app only allowing you Purchase things where Apple Pay is accepted then the app is pretty great. Apple Pay or tap to pay whatever you wanna call it isn’t available everywhere and it’s extremely Limiting with what you can do with your hard earned money. Not to mention there’s tons of websites that just won’t let you pay with a virtual card. If they issue a physical debit card where you could pull out cash then I’d give it 5 stars but until then I will only be using the app when I have no other option for accepting payment because feels like there’s some shady sketchy stuff going on here….
Developer Response
Hi! Thanks for sharing your experience. JIM is designed for fast, card-based spending through Apple Pay and online. While physical cards aren’t available, we are working on adding external transfers to give you more flexibility with your funds. If you have any concerns about your account, reach out to help@jim.com – we’re here to help.
Mobile Mechanic Repair
Mobile Mechanic Repair
I think they act very clever the tap to pay super smart almost all brand new iPhones now I've tapped to pay reading capabilities I mean every once in a while it has it moment, but you know for what it is and it comes with a free card this app is wonderful every once in a while I'll do three transactions for like four grand back to back and then unlike the last couple times last transactions it's really not wanting to do them. You know I'd send a payment link to pay the deposit and then the remaining amount of the job is done and then it's like when I go to collect the remaining amount. It doesn't want to take it off their card. You can only do it one one time only I feel like per car transaction per person.
Developer Response
Thanks for the detailed feedback. JIM is designed to handle multiple transactions, and if you're running into issues with specific cards please reach out to help@jim.com so we can take a closer look.
Jim looks different. New icon, new colors, new screens.
We’ve refreshed our brand and improved the experience, while keeping what matters most: fast payments, instant access to your money, and the same transparent fees.
Still building new stuff, too. That never stops.
Go say hi.
Version 1.4.0
The developer, CloudWalk, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Purchases
Location
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Sensitive Info
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
CloudWalk, Inc.
Size
204.9 MB
Category
Finance
Compatibility
Requires iOS 17.4 or later.
iPhone Requires iOS 17.4 or later.
Mac Requires macOS 14.4 or later and a Mac with Apple M1 chip or later.
