• Transaction Returns: Approvers can now send pending transactions back to the creator with a required comment for quick corrections. • Role-Based Controls: Enhanced transaction security with amount and time restrictions based on user roles. • Reflex Account: Save effortlessly! Automatically pool funds via transfer rounding or one-demand balance rounding. • Quick Actions on Cards: Easily initiate quick transfers directly from your Card Details screen. • Flexible Statements: Export account statements in multiple formats • POS/VPOS Statement Export: Merchants can now easily generate and download transaction statements for their POS and VPOS terminals. • Card Payments: You can now use your bank cards (AMD) directly to pay for payments, loan repayments, bond purchases, deposit replenishments.

Transaction History & POS Details • Richer POS Transaction Info: POS transaction screens now display the Terminal ID, card type, and card mask (*1234). • Card Details in History: Card last 4 digits are now visible directly in your transaction list. • Frozen & Unfrozen Statuses: Track temporary holds with new "Frozen" and "Unfrozen" status indicators and icons in your Online Transaction History. Account & Card Insights • Positive Balance & Daily Interest: Added interest details for cards and account contracts—tap the info icon (i) on your details screen to view complete balance breakdown. Performance & Stability • iOS 27 Fixes: System optimizations and layout fixes for seamless performance on iOS 27.

Instant Online Loan (AknTart Online Loan) The new update will now allow you to get instant funds directly via the app.

Instant Online Loan (AknTart Online Loan) The new update will now allow you to get instant funds directly via the app.

Bug fixes and improvements

SME & Approval Workflows • Redesigned Approval Review Screen: Refreshed the SME Approval Review UI to streamline navigation and simplify review workflows. • Role-Based Workflow Extension for Deposits & Loans: Extended the existing SME/Individual Entrepreneur approval UI to ensure Deposit operations and Loan Repayments follow the standard role-based transaction approval logic. • Bulk Approvals & Rejections: Authorized SME users can now approve or reject multiple transactions at once. • Early Transfer Cancellation for Creators: Creators can now discard an initiated transfer before it undergoes review by an Approver. • Interactive Rejected Transactions: Made rejected transaction entries clickable in the SME interface, allowing users to quickly inspect rejection details. Transfers & Payments • Recreate Rejected Transfers: Users can now recreate a previously rejected transfer in a single click, without manually re-entering payment details. • Repeat Budget Transfers: Users with transfer creation rights can now repeat previously processed or approved budget transfers using pre-filled details. • Special Account Restrictions: Restricted special accounts exclusively to intra-account transfers (“between my accounts/cards”) and currency exchange. Special accounts are now excluded from standard outward transfer and payment flows. • Enhanced Transfer Status Flow: Updated transfer status tracking to provide clearer and more detailed progress indicators throughout the execution lifecycle. Loans & Card Offers • Instant Deposit-Secured Loans: Customers can now apply for, pledge, and receive loans secured by active deposits entirely within the mobile app, with automated limit calculations and instant disbursement. • Free Arca Card for Gold Loan Customers: Gold Loan customers can now order a complimentary Arca card directly from their loan details page in the Fast Bank mobile app. • Free Arca Card Offer for Bond Owners: Introduced an option for bond owners to request a free Arca card. Security & Usability Enhancements • "Stop" Service Action Interception: Added safeguards for services frozen via the "Stop" Service. Tapping a frozen action now alerts the user and provides a quick link directly to Security Settings instead of proceeding to the transaction screen. • POS/VPOS Commission Visibility: Transaction history for POS and VPOS operations now explicitly displays applicable commission fees. Bug Fixes & Other Improvements • Performance & Stability: Fixed minor bugs across core transaction flows and made general performance optimizations for a smoother user experience.

SME & Approval Workflows • Redesigned Approval Review Screen: Refreshed the SME Approval Review UI to streamline navigation and simplify review workflows. • Role-Based Workflow Extension for Deposits & Loans: Extended the existing SME/Individual Entrepreneur approval UI to ensure Deposit operations and Loan Repayments follow the standard role-based transaction approval logic. • Bulk Approvals & Rejections: Authorized SME users can now approve or reject multiple transactions at once. • Early Transfer Cancellation for Creators: Creators can now discard an initiated transfer before it undergoes review by an Approver. • Interactive Rejected Transactions: Made rejected transaction entries clickable in the SME interface, allowing users to quickly inspect rejection details. Transfers & Payments • Recreate Rejected Transfers: Users can now recreate a previously rejected transfer in a single click, without manually re-entering payment details. • Repeat Budget Transfers: Users with transfer creation rights can now repeat previously processed or approved budget transfers using pre-filled details. • Special Account Restrictions: Restricted special accounts exclusively to intra-account transfers (“between my accounts/cards”) and currency exchange. Special accounts are now excluded from standard outward transfer and payment flows. • Enhanced Transfer Status Flow: Updated transfer status tracking to provide clearer and more detailed progress indicators throughout the execution lifecycle. Loans & Card Offers • Instant Deposit-Secured Loans: Customers can now apply for, pledge, and receive loans secured by active deposits entirely within the mobile app, with automated limit calculations and instant disbursement. • Free Arca Card for Gold Loan Customers: Gold Loan customers can now order a complimentary Arca card directly from their loan details page in the Fast Bank mobile app. • Free Arca Card Offer for Bond Owners: Introduced an option for bond owners to request a free Arca card. Security & Usability Enhancements • "Stop" Service Action Interception: Added safeguards for services frozen via the "Stop" Service. Tapping a frozen action now alerts the user and provides a quick link directly to Security Settings instead of proceeding to the transaction screen. • POS/VPOS Commission Visibility: Transaction history for POS and VPOS operations now explicitly displays applicable commission fees. Bug Fixes & Other Improvements • Performance & Stability: Fixed minor bugs across core transaction flows and made general performance optimizations for a smoother user experience.

Bug fixes and performance improvements

Bug fixes and performance improvements.

Fixed bugs and improvements

For Everyone • Internal Transfers: Transfer funds between your own cards quickly and easily via Transfers → Between My Accounts & Cards. • Redesigned Profile: Enjoy a refreshed Profile page with improved navigation and a cleaner layout. • Enhanced Utility Payments: Experience a redesigned Utility Payments screen with a more intuitive interface. • Reference Ordering: Order various types of references and official statements for your cards and accounts directly within the app. For Deposit Customers • Exclusive Card Offer: Eligible deposit holders can now order a new card with no annual servicing fee. For Business & SME Users • POS Terminal Management: View and manage POS/VPOS terminals, access terminal details, and monitor transaction history directly in the app. • Transfer Approvals: A new Rejected Transfers tab provides better visibility into declined transfer requests. • Role Management: Assign, update, or remove multiple user roles for team members directly in the app. • SME Card Transfers: Choose a specific card account when initiating transfers. Additional Improvements • Third-Party Budget Transfers: Updated the payment flow to support mandatory information for third-party budget payments. • Special Account Labels: New visual labels make special accounts easier to identify. • Merchant Exceptions: Submit exception requests instantly for eligible declined card transactions. Bug Fixes & Performance • Resolved minor bugs, improved performance, and enhanced overall stability and security for a smoother banking experience.

Managing your security is now simpler with the newly redesigned Stop Service. The updated experience features a cleaner, more intuitive interface, making it easier to track your restriction statuses and protect your account.

Introducing an added layer of safety with the new “Stop” service, giving you the power to lock down online operations.

• Bug fixes and stability improvements

• We’ve optimized the app to ensure full compatibility with the latest iOS features and security standards. • This update includes under-the-top improvements to make your banking experience smoother and more reliable on the newest devices.

• International outbound transfers via Visa Direct and Mastercard MoneySend • Scoring-based loan application and disbursement for business users • Purchase of CMTPL insurance agreements • Visibility of frozen amounts for cards and accounts • CES attachment information now available on the homepage • Ability to edit titles of accounts, deposits, and cards • mproved ArcaPay transfer flow with instant final status display • Access to receipts for rejected transactions • Visibility of interest rates for accounts and cards • Gold-backed loan restructuring (merging sub-loans) • Enhanced MoneyTun transfer flow • Digital business card issuance • Display of 2% cashback benefit for ArCa cards • Support for C2C and A2C transactions for business users • Removal of Fastex functionality • External transfer summary screens for business users • Group transfer details page • Display of initiator and approval chain in transaction history • Redesigned profile section with role visibility • Balance validation at final approval stage for transfers • Fixed bugs and improvements

• Improved “My Bonds” & “Bond Purchase” Experience We’ve enhanced the Bonds section to provide a clearer overview and a smoother purchase flow — making it easier to review and invest in bonds directly within the app. • Government Payments – CES Integration You can now view, track, and make payments to the Compulsory Enforcement Service of the Ministry of Justice of the Republic of Armenia directly in the app. • Updated Salary Calculator Rules The salary calculator now reflects the latest regulations: • Insurance fees are included in the net salary calculation • Updated limits for stamp duty are applied • Frozen Amount Display for Cards Card details now show a more transparent breakdown, including: • Available balance • Frozen amount • Repeat & Refund from Transaction History Easily manage past payments: • Repeat a previous payment in just one tap • Request a refund directly from the transaction details • Fixed bugs and improved performance for a faster and more stable experience

• Improved “My Bonds” & “Bond Purchase” Experience We’ve enhanced the Bonds section to provide a clearer overview and a smoother purchase flow — making it easier to review and invest in bonds directly within the app. • Government Payments – CES Integration You can now view, track, and make payments to the Compulsory Enforcement Service of the Ministry of Justice of the Republic of Armenia directly in the app. • Updated Salary Calculator Rules The salary calculator now reflects the latest regulations: • Insurance fees are included in the net salary calculation • Updated limits for stamp duty are applied • Frozen Amount Display for Cards Card details now show a more transparent breakdown, including: • Available balance • Frozen amount • Repeat & Refund from Transaction History Easily manage past payments: • Repeat a previous payment in just one tap • Request a refund directly from the transaction details • Fixed bugs and improved performance for a faster and more stable experience

• Improved “My Bonds” & “Bond Purchase” Experience We’ve enhanced the Bonds section to provide a clearer overview and a smoother purchase flow — making it easier to review and invest in bonds directly within the app. • Government Payments – CES Integration You can now view, track, and make payments to the Compulsory Enforcement Service of the Ministry of Justice of the Republic of Armenia directly in the app. • Updated Salary Calculator Rules The salary calculator now reflects the latest regulations: • Insurance fees are included in the net salary calculation • Updated limits for stamp duty are applied • Frozen Amount Display for Cards Card details now show a more transparent breakdown, including: • Available balance • Frozen amount • Repeat & Refund from Transaction History Easily manage past payments: • Repeat a previous payment in just one tap • Request a refund directly from the transaction details • Fixed bugs and improved performance for a faster and more stable experience

• Improved “My Bonds” & “Bond Purchase” Experience We’ve enhanced the Bonds section to provide a clearer overview and a smoother purchase flow — making it easier to review and invest in bonds directly within the app. • Government Payments – CES Integration You can now view, track, and make payments to the Compulsory Enforcement Service of the Ministry of Justice of the Republic of Armenia directly in the app. • Updated Salary Calculator Rules The salary calculator now reflects the latest regulations: • Insurance fees are included in the net salary calculation • Updated limits for stamp duty are applied • Frozen Amount Display for Cards Card details now show a more transparent breakdown, including: • Available balance • Frozen amount • Repeat & Refund from Transaction History Easily manage past payments: • Repeat a previous payment in just one tap • Request a refund directly from the transaction details

• Updated Fastex Balance Design on the Homepage The homepage now displays only the FTN balance (FTN count) for a cleaner, more focused view. • Loan Repayment for Non-AMD Currency Loans Users can now repay loans issued in currencies other than AMD. • Calendar with Restrictions for Gold Loan Applications A new calendar component has been added to the Gold Loan application to select a preferred payment day. • Restricted (disabled) dates are clearly marked • Minimum and maximum date limits ensure valid selections • Budget & Customs Transfers in Mobile Banking Make budget and customs payments directly from the Transfers section, including taxes, customs duties, and other government-related payments. • C2C Beneficiary Field – Improved Validation Enhanced validation helps prevent errors and ensures accurate beneficiary details. • Bug Fixes & Performance Improvements Various improvements for a faster, smoother, and more reliable banking experience.

• Updated Fastex Balance Design on the Homepage The homepage now displays only the FTN balance (FTN count) for a cleaner, more focused view. • Loan Repayment for Non-AMD Currency Loans Users can now repay loans issued in currencies other than AMD. • Calendar with Restrictions for Gold Loan Applications A new calendar component has been added to the Gold Loan application to select a preferred payment day. • Restricted (disabled) dates are clearly marked • Minimum and maximum date limits ensure valid selections • Budget & Customs Transfers in Mobile Banking Make budget and customs payments directly from the Transfers section, including taxes, customs duties, and other government-related payments. • C2C Beneficiary Field – Improved Validation Enhanced validation helps prevent errors and ensures accurate beneficiary details. • Bug Fixes & Performance Improvements Various improvements for a faster, smoother, and more reliable banking experience.

• Loan Statement Download You can now generate and download loan statements directly from the Loan Details page in PDF and XLS formats. • Improved Bonds Purchase Experience The Bonds Purchase flow has been enhanced for better usability, clearer steps, and an overall smoother experience. • Updated Business Card Emboss Name (IE Customers) Business card emboss name logic has been updated for IE customers, along with minor related improvements. • Helpful Hint for Beneficiary Name (C2C Transfers) A new hint message has been added to guide users when entering the Beneficiary Name in C2C transfers. • Aligned Summary Pages Summary pages across selected flows are now consistent, making it easier to review details before submission. • Improved Amount Precision in Interbank Transfers Transaction amounts now correctly follow currency and transfer-type precision rules in BankMail transfers. • Enhanced Gold Calculator Improvements have been made for better accuracy and a smoother Gold Calculator experience.

• Prefilled SSN/TIN for Garbage (2024–2025) and Property & Land Tax Payments The system now automatically pre-fills the SSN/TIN fields, reducing manual entry and speeding up the payment process. • “Purpose” Field Added to Transfers “Between my accounts/cards” (SME Users) The “Purpose” field is now available for SME users when transferring funds between their own accounts, providing clearer transaction context. • “Beneficiary Name” Field Added for C2C Transfers The “Beneficiary Name” can now be automatically pre-filled or manually entered, making transfers clearer and more convenient. • Deposit Termination Section Redesign The Deposit Termination section has been redesigned with a new layout, improved field ordering, and revised titles to enhance usability. • Summary Page Added to the Gold Loan Application Flow & Agreement A new summary page allows users to review all details of the Gold Loan application before submitting. • Bond Purchase Application via Mobile Banking Users can now submit bond purchase applications directly via Mobile Banking, enabling seamless digital investment in Fast Bank bond placements. • Summary Page Added to Card Order A new summary page has been introduced in the Card Order flow, allowing users to verify all order details before finalizing the process. • Free ARCA Card Order Option for Gold-loan Customers Individual users with an active Gold Loan (or Main Agreement for Gold Loan) can now order one ARCA card free of charge directly from the Gold Loan details page. • ArCa Pay Integration in Mobile Banking The app now supports ArCa Pay, enabling real-time, 24/7 P2P transfers between users via phone numbers. • Bug Fixes & Performance Enhancements We've fixed bugs and made improvements for a faster, smoother, and more reliable banking experience. Update your app to enjoy the new features!

• Prefilled SSN/TIN for Garbage (2024–2025) and Property & Land Tax Payments The system now automatically pre-fills the SSN/TIN fields, reducing manual entry and speeding up the payment process. • “Purpose” Field Added to Transfers “Between my accounts/cards” (SME Users) The “Purpose” field is now available for SME users when transferring funds between their own accounts, providing clearer transaction context. • “Beneficiary Name” Field Added for C2C Transfers The “Beneficiary Name” can now be automatically pre-filled or manually entered, making transfers clearer and more convenient. • Deposit Termination Section Redesign The Deposit Termination section has been redesigned with a new layout, improved field ordering, and revised titles to enhance usability. • Summary Page Added to the Gold Loan Application Flow & Agreement A new summary page allows users to review all details of the Gold Loan application before submitting. • Bond Purchase Application via Mobile Banking Users can now submit bond purchase applications directly via Mobile Banking, enabling seamless digital investment in Fast Bank bond placements. • Summary Page Added to Card Order A new summary page has been introduced in the Card Order flow, allowing users to verify all order details before finalizing the process. • Free ARCA Card Order Option for Gold-loan Customers Individual users with an active Gold Loan (or Main Agreement for Gold Loan) can now order one ARCA card free of charge directly from the Gold Loan details page. • ArCa Pay Integration in Mobile Banking The app now supports ArCa Pay, enabling real-time, 24/7 P2P transfers between users via phone numbers. • Bug Fixes & Performance Enhancements We've fixed bugs and made improvements for a faster, smoother, and more reliable banking experience. Update your app to enjoy the new features!