• Bug fixes and stability improvements

• We’ve optimized the app to ensure full compatibility with the latest iOS features and security standards. • This update includes under-the-top improvements to make your banking experience smoother and more reliable on the newest devices.

• International outbound transfers via Visa Direct and Mastercard MoneySend • Scoring-based loan application and disbursement for business users • Purchase of CMTPL insurance agreements • Visibility of frozen amounts for cards and accounts • CES attachment information now available on the homepage • Ability to edit titles of accounts, deposits, and cards • mproved ArcaPay transfer flow with instant final status display • Access to receipts for rejected transactions • Visibility of interest rates for accounts and cards • Gold-backed loan restructuring (merging sub-loans) • Enhanced MoneyTun transfer flow • Digital business card issuance • Display of 2% cashback benefit for ArCa cards • Support for C2C and A2C transactions for business users • Removal of Fastex functionality • External transfer summary screens for business users • Group transfer details page • Display of initiator and approval chain in transaction history • Redesigned profile section with role visibility • Balance validation at final approval stage for transfers • Fixed bugs and improvements

• Improved “My Bonds” & “Bond Purchase” Experience We’ve enhanced the Bonds section to provide a clearer overview and a smoother purchase flow — making it easier to review and invest in bonds directly within the app. • Government Payments – CES Integration You can now view, track, and make payments to the Compulsory Enforcement Service of the Ministry of Justice of the Republic of Armenia directly in the app. • Updated Salary Calculator Rules The salary calculator now reflects the latest regulations: • Insurance fees are included in the net salary calculation • Updated limits for stamp duty are applied • Frozen Amount Display for Cards Card details now show a more transparent breakdown, including: • Available balance • Frozen amount • Repeat & Refund from Transaction History Easily manage past payments: • Repeat a previous payment in just one tap • Request a refund directly from the transaction details • Fixed bugs and improved performance for a faster and more stable experience

• Improved “My Bonds” & “Bond Purchase” Experience We’ve enhanced the Bonds section to provide a clearer overview and a smoother purchase flow — making it easier to review and invest in bonds directly within the app. • Government Payments – CES Integration You can now view, track, and make payments to the Compulsory Enforcement Service of the Ministry of Justice of the Republic of Armenia directly in the app. • Updated Salary Calculator Rules The salary calculator now reflects the latest regulations: • Insurance fees are included in the net salary calculation • Updated limits for stamp duty are applied • Frozen Amount Display for Cards Card details now show a more transparent breakdown, including: • Available balance • Frozen amount • Repeat & Refund from Transaction History Easily manage past payments: • Repeat a previous payment in just one tap • Request a refund directly from the transaction details • Fixed bugs and improved performance for a faster and more stable experience

• Improved “My Bonds” & “Bond Purchase” Experience We’ve enhanced the Bonds section to provide a clearer overview and a smoother purchase flow — making it easier to review and invest in bonds directly within the app. • Government Payments – CES Integration You can now view, track, and make payments to the Compulsory Enforcement Service of the Ministry of Justice of the Republic of Armenia directly in the app. • Updated Salary Calculator Rules The salary calculator now reflects the latest regulations: • Insurance fees are included in the net salary calculation • Updated limits for stamp duty are applied • Frozen Amount Display for Cards Card details now show a more transparent breakdown, including: • Available balance • Frozen amount • Repeat & Refund from Transaction History Easily manage past payments: • Repeat a previous payment in just one tap • Request a refund directly from the transaction details • Fixed bugs and improved performance for a faster and more stable experience

• Improved “My Bonds” & “Bond Purchase” Experience We’ve enhanced the Bonds section to provide a clearer overview and a smoother purchase flow — making it easier to review and invest in bonds directly within the app. • Government Payments – CES Integration You can now view, track, and make payments to the Compulsory Enforcement Service of the Ministry of Justice of the Republic of Armenia directly in the app. • Updated Salary Calculator Rules The salary calculator now reflects the latest regulations: • Insurance fees are included in the net salary calculation • Updated limits for stamp duty are applied • Frozen Amount Display for Cards Card details now show a more transparent breakdown, including: • Available balance • Frozen amount • Repeat & Refund from Transaction History Easily manage past payments: • Repeat a previous payment in just one tap • Request a refund directly from the transaction details

• Updated Fastex Balance Design on the Homepage The homepage now displays only the FTN balance (FTN count) for a cleaner, more focused view. • Loan Repayment for Non-AMD Currency Loans Users can now repay loans issued in currencies other than AMD. • Calendar with Restrictions for Gold Loan Applications A new calendar component has been added to the Gold Loan application to select a preferred payment day. • Restricted (disabled) dates are clearly marked • Minimum and maximum date limits ensure valid selections • Budget & Customs Transfers in Mobile Banking Make budget and customs payments directly from the Transfers section, including taxes, customs duties, and other government-related payments. • C2C Beneficiary Field – Improved Validation Enhanced validation helps prevent errors and ensures accurate beneficiary details. • Bug Fixes & Performance Improvements Various improvements for a faster, smoother, and more reliable banking experience.

• Updated Fastex Balance Design on the Homepage The homepage now displays only the FTN balance (FTN count) for a cleaner, more focused view. • Loan Repayment for Non-AMD Currency Loans Users can now repay loans issued in currencies other than AMD. • Calendar with Restrictions for Gold Loan Applications A new calendar component has been added to the Gold Loan application to select a preferred payment day. • Restricted (disabled) dates are clearly marked • Minimum and maximum date limits ensure valid selections • Budget & Customs Transfers in Mobile Banking Make budget and customs payments directly from the Transfers section, including taxes, customs duties, and other government-related payments. • C2C Beneficiary Field – Improved Validation Enhanced validation helps prevent errors and ensures accurate beneficiary details. • Bug Fixes & Performance Improvements Various improvements for a faster, smoother, and more reliable banking experience.

• Loan Statement Download You can now generate and download loan statements directly from the Loan Details page in PDF and XLS formats. • Improved Bonds Purchase Experience The Bonds Purchase flow has been enhanced for better usability, clearer steps, and an overall smoother experience. • Updated Business Card Emboss Name (IE Customers) Business card emboss name logic has been updated for IE customers, along with minor related improvements. • Helpful Hint for Beneficiary Name (C2C Transfers) A new hint message has been added to guide users when entering the Beneficiary Name in C2C transfers. • Aligned Summary Pages Summary pages across selected flows are now consistent, making it easier to review details before submission. • Improved Amount Precision in Interbank Transfers Transaction amounts now correctly follow currency and transfer-type precision rules in BankMail transfers. • Enhanced Gold Calculator Improvements have been made for better accuracy and a smoother Gold Calculator experience.

• Prefilled SSN/TIN for Garbage (2024–2025) and Property & Land Tax Payments The system now automatically pre-fills the SSN/TIN fields, reducing manual entry and speeding up the payment process. • “Purpose” Field Added to Transfers “Between my accounts/cards” (SME Users) The “Purpose” field is now available for SME users when transferring funds between their own accounts, providing clearer transaction context. • “Beneficiary Name” Field Added for C2C Transfers The “Beneficiary Name” can now be automatically pre-filled or manually entered, making transfers clearer and more convenient. • Deposit Termination Section Redesign The Deposit Termination section has been redesigned with a new layout, improved field ordering, and revised titles to enhance usability. • Summary Page Added to the Gold Loan Application Flow & Agreement A new summary page allows users to review all details of the Gold Loan application before submitting. • Bond Purchase Application via Mobile Banking Users can now submit bond purchase applications directly via Mobile Banking, enabling seamless digital investment in Fast Bank bond placements. • Summary Page Added to Card Order A new summary page has been introduced in the Card Order flow, allowing users to verify all order details before finalizing the process. • Free ARCA Card Order Option for Gold-loan Customers Individual users with an active Gold Loan (or Main Agreement for Gold Loan) can now order one ARCA card free of charge directly from the Gold Loan details page. • ArCa Pay Integration in Mobile Banking The app now supports ArCa Pay, enabling real-time, 24/7 P2P transfers between users via phone numbers. • Bug Fixes & Performance Enhancements We've fixed bugs and made improvements for a faster, smoother, and more reliable banking experience. Update your app to enjoy the new features!

• Prefilled SSN/TIN for Garbage (2024–2025) and Property & Land Tax Payments The system now automatically pre-fills the SSN/TIN fields, reducing manual entry and speeding up the payment process. • “Purpose” Field Added to Transfers “Between my accounts/cards” (SME Users) The “Purpose” field is now available for SME users when transferring funds between their own accounts, providing clearer transaction context. • “Beneficiary Name” Field Added for C2C Transfers The “Beneficiary Name” can now be automatically pre-filled or manually entered, making transfers clearer and more convenient. • Deposit Termination Section Redesign The Deposit Termination section has been redesigned with a new layout, improved field ordering, and revised titles to enhance usability. • Summary Page Added to the Gold Loan Application Flow & Agreement A new summary page allows users to review all details of the Gold Loan application before submitting. • Bond Purchase Application via Mobile Banking Users can now submit bond purchase applications directly via Mobile Banking, enabling seamless digital investment in Fast Bank bond placements. • Summary Page Added to Card Order A new summary page has been introduced in the Card Order flow, allowing users to verify all order details before finalizing the process. • Free ARCA Card Order Option for Gold-loan Customers Individual users with an active Gold Loan (or Main Agreement for Gold Loan) can now order one ARCA card free of charge directly from the Gold Loan details page. • ArCa Pay Integration in Mobile Banking The app now supports ArCa Pay, enabling real-time, 24/7 P2P transfers between users via phone numbers. • Bug Fixes & Performance Enhancements We've fixed bugs and made improvements for a faster, smoother, and more reliable banking experience. Update your app to enjoy the new features!

• Prefilled SSN/TIN for Garbage (2024–2025) and Property & Land Tax Payments The system now automatically pre-fills the SSN/TIN fields, reducing manual entry and speeding up the payment process. • “Purpose” Field Added to Transfers “Between my accounts/cards” (SME Users) The “Purpose” field is now available for SME users when transferring funds between their own accounts, providing clearer transaction context. • “Beneficiary Name” Field Added for C2C Transfers The “Beneficiary Name” can now be automatically pre-filled or manually entered, making transfers clearer and more convenient. • Deposit Termination Section Redesign The Deposit Termination section has been redesigned with a new layout, improved field ordering, and revised titles to enhance usability. • Summary Page Added to the Gold Loan Application Flow & Agreement A new summary page allows users to review all details of the Gold Loan application before submitting. • Bond Purchase Application via Mobile Banking Users can now submit bond purchase applications directly via Mobile Banking, enabling seamless digital investment in Fast Bank bond placements. • Summary Page Added to Card Order A new summary page has been introduced in the Card Order flow, allowing users to verify all order details before finalizing the process. • Free ARCA Card Order Option for Gold-loan Customers Individual users with an active Gold Loan (or Main Agreement for Gold Loan) can now order one ARCA card free of charge directly from the Gold Loan details page. • ArCa Pay Integration in Mobile Banking The app now supports ArCa Pay, enabling real-time, 24/7 P2P transfers between users via phone numbers. • Bug Fixes & Performance Enhancements We've fixed bugs and made improvements for a faster, smoother, and more reliable banking experience. Update your app to enjoy the new features!

• Garbage Collection 2025 Payment Easily pay your Garbage Collection fees directly through the app. • Property and Land Tax Payment Simplify your Property and Land Tax payments within the app—no need to visit external sites or offices. • Improved Loan Repayment Experience Choose from four repayment methods and get a clear breakdown of how the payment is allocated. • Bug Fixes & Performance Enhancements We've fixed bugs and made improvements for a faster, smoother, and more reliable banking experience. Update now to enjoy these new features and improvements!

• Garbage Collection 2025 Payment Easily pay your Garbage Collection fees directly through the app. • Property and Land Tax Payment Simplify your Property and Land Tax payments within the app—no need to visit external sites or offices. • Improved Loan Repayment Experience Choose from four repayment methods and get a clear breakdown of how the payment is allocated. • Bug Fixes & Performance Enhancements We've fixed bugs and made improvements for a faster, smoother, and more reliable banking experience. Update now to enjoy these new features and improvements!

• Garbage Collection 2025 Payment Easily pay your Garbage Collection fees directly through the app. • Property and Land Tax Payment Simplify your Property and Land Tax payments within the app—no need to visit external sites or offices. • Improved Loan Repayment Experience Choose from four repayment methods and get a clear breakdown of how the payment is allocated. • Bug Fixes & Performance Enhancements We've fixed bugs and made improvements for a faster, smoother, and more reliable banking experience. Update now to enjoy these new features and improvements!

Bug fixes and Improvements

Bug fixes and Improvements

• New Application Button – SWIFT A New application button has been added to quickly start a SWIFT transfer request directly from the list view. • Repeat / Refund – Receipt Screen The receipt screen now includes Repeat and Refund buttons, allowing faster and more convenient payment management. • PIN Retry Counter Reset for Active Cards Reset incorrect PIN counter for active cards after three unsuccessful attempts to improve security and usability. • Card Notification Preferences (SMS / PUSH) Choose to receive card notifications via ARCA SMS or Fast Bank Push Notifications, and customize the settings for each method. • Display Fee in Fastex Deposit Flow The Fastex Deposit flow now clearly displays fees, providing full transparency before confirming a deposit. • Deletion of Recent FastSend Transfers Delete recent FastSend transfers in the Mobile Banking app and save others as templates, enjoying a simplified transfer management. • Income Declaration Certificate View and download the 2024 Income Declaration Certificate directly from the Mobile Banking app. • Card Blocking / Unblocking in Mobile Banking Block or unblock your cards anytime in the Mobile app with a few taps. • Business Card Products in Mobile Banking Fast Bank users with Owner role can now order Visa Platinum Business cards for themselves or for company employees or third parties (existing bank customers only). • ArCa Pay Integration in Mobile Banking The app now supports ArCa Pay, enabling real-time 24/7 P2P transfers between users via phone numbers. • Deposit Termination in Mobile Banking Terminate active deposits in the FastBank Mobile app, enjoying a greater flexibility and control over your funds. • Bug Fixes and Improvements Enjoy the latest features and improvements!

• New Application Button – SWIFT A New application button has been added to quickly start a SWIFT transfer request directly from the list view. • Repeat / Refund – Receipt Screen The receipt screen now includes Repeat and Refund buttons, allowing faster and more convenient payment management. • PIN Retry Counter Reset for Active Cards Reset incorrect PIN counter for active cards after three unsuccessful attempts to improve security and usability. • Card Notification Preferences (SMS / PUSH) Choose to receive card notifications via ARCA SMS or Fast Bank Push Notifications, and customize the settings for each method. • Display Fee in Fastex Deposit Flow The Fastex Deposit flow now clearly displays fees, providing full transparency before confirming a deposit. • Deletion of Recent FastSend Transfers Delete recent FastSend transfers in the Mobile Banking app and save others as templates, enjoying a simplified transfer management. • Income Declaration Certificate View and download the 2024 Income Declaration Certificate directly from the Mobile Banking app. • Card Blocking / Unblocking in Mobile Banking Block or unblock your cards anytime in the Mobile app with a few taps. • Business Card Products in Mobile Banking Fast Bank users with Owner role can now order Visa Platinum Business cards for themselves or for company employees or third parties (existing bank customers only). • ArCa Pay Integration in Mobile Banking The app now supports ArCa Pay, enabling real-time 24/7 P2P transfers between users via phone numbers. • Deposit Termination in Mobile Banking Terminate active deposits in the FastBank Mobile app, enjoying a greater flexibility and control over your funds. Enjoy the latest features and improvements!

Gold Loan enhancements and improvements for better user experience.

Final Approver Role for SME Users SME users with this role can now approve any pending transaction independently, without requiring confirmation from the Owner or Admin Tap-to-Show/Hide Balances Instantly show/hide account balance visibility on the homepage with a simple tap Bug Fixes and Improvements Enhanced stability, performance, and overall app experience Enjoy the latest features and improvements!

• Final Approver Role for SME Users SME users with this role can now approve any pending transaction independently, without requiring confirmation from the Owner or Admin • Tap-to-Show/Hide Balances Instantly show/hide account balance visibility on the homepage with a simple tap • Bug Fixes and Improvements Enhanced stability, performance, and overall app experience Enjoy the latest features and improvements!

• FTN Exchange Rate – View the latest FTN exchange rates directly in-app via Fastex API. • Card Replacement/Reissue – Replace or reissue cards conveniently within the app. • Improved Card Details – Account number is now clearly shown in card details. • Smarter Date Selection – Easier and more intuitive deposit history calendar. • Copy Loan Contract Number – Instantly copy loan contract numbers from loan details. • Gold Loan Issuance – Apply for gold loans within your main agreement limit.

Bug fixes and improvements.