Liv X - Mobile Banking App, powered by Emirates NBD.
Step up to a bespoke digital banking experience with Liv Digital Bank's new and improved app.
The Liv X - Mobile Banking App offers you the fastest, safest, and most convenient way of banking on the go. Easy to download and use, this state-of-the-art app serves as the ultimate tool for managing your finances.
Open an account in just a few minutes with zero paperwork. Log in and bank securely through a multi-layered verification system. Navigate seamlessly between products, simplify and streamline your finances, and manage your everyday banking activities effortlessly.
Grow your money with a range of lucrative offerings like Millionaire Account, Instant Interest Fixed Deposits, Gold Account, UAE Equities, IPOs, and more.
Automate savings for life’s biggest milestones using the Goal Account. Or apply for a Personal Loan to fulfil them at the best interest rates.
Enable your kids and dependents financially with the Liv Lite app. Featuring a digital wallet with a personal Debit Card facility, this app allows them to have their own bank account which can be controlled and managed by the Liv X app.
Discover unbeatable cashback and rewards with our Credit Cards. Avail premium benefits with a Liv Credit Card such as Balance Transfer, Installment Payment Plan at Point of Sale (PoS), and Loan on Card.
Choose from a host of lifestyle offers and deals from 2000+ merchants across dining, shopping, entertainment, fitness and more.
The Liv X app offers trust and innovation combined to serve as your one-stop-shop for all things banking and more. All through a user-friendly design for a fast, secure, and exceptional digital banking experience.
Key features include:
▪ Paperless & instant: Open an account in just a few minutes from the app with your Emirates ID and passport only. No paperwork required at all.
▪ Secure banking: Transact and manage your money securely through a multi-layered validation system.
▪ Money management: Add money to your account via any (UAE) debit card or through bank transfers. Track budgets, income and spends through the dashboard at a glance.
▪ Real-time alerts: Stay updated through personalized notifications. Get transactional updates as well as the latest offers across products and value-added services.
▪ Quick & easy bill payment: Pay utility bills in just a few taps. Choose from a list of service providers like Du, Etisalat, DEWA, Nol, Salik, and many more.
▪ Card management: Ensure the utmost safety of your card in a hassle-free way. Activate, lock, and unlock your Liv cards at the click of a button.
▪ Free local & international transfers: Make quick and easy transfers to any UAE bank using just their IBAN numbers. Transfer funds internationally using DirectRemit (across Egypt, India, Pakistan, Sri Lanka, Philippines, and United Kingdom).
▪ Exclusive services: Transfer money within UAE in a flash using AANI Pay with just the recipient’s mobile number. Generate validated e-statements directly from the app.
▪ Lifestyle benefits: Access the best deals across top entertainment destinations. Or participate in our biggest draws and investment opportunities such as IPO.
▪ Grow your wealth: Tap into the stability and security of Digital Gold or trade effortlessly in UAE Equities from the comfort of your home.
▪ Prompt support: Connect for assistance easily via Call or WhatsApp on 600521212.
Get onboard the new Liv X - Mobile Banking App today to enjoy the many benefits and features that it has to offer. Upgrade to a brand-new digital banking experience. Liv Ahead, Bank Ahead.
Elevate your banking experience today. Download the Liv X - Mobile Banking App, powered by Emirates NBD, and take control of your finances!
Terms and conditions apply.
Firstly, I can’t activate my device. It takes 5hours. I can’t activate it. But when I update my information. Activation is working. But they don't help me when I called them and they only respond auto message on WhatsApp.
Developer Response
Hi Ivy, we are concerned to know about this. We are here to assist you. Please call us at 600521212 or write to us on service@liv.me from your registered email id with bank. kindly mention reference number LBA-00522 in email subject.
Misleading onboarding timeline and poor communication for duel nationals
Aghabi F
I am sharing my experience to help potential new clients save their time. According to the official onboarding guidelines, a digital account should take a few minutes or up to 4 business days to approve. Unfortunately, my experience was entirely different.• Timeline & Delays: After submitting all required and valid documents, I waited over 10 days with no update. I had to follow up over the phone twice to log an official complaint regarding the delay.• The Rejection: Three days after filing the complaint, a representative contacted me. I was asked if I hold dual nationality. Upon answering yes, I was immediately informed that my application was rejected due to "internal policy." They did not even ask what my other nationality was before making the decision.• Lack of Transparency: When I requested an explanation or clarification regarding which specific policy applied, the representative was unable or unwilling to provide one.While banks have the right to their internal compliance policies, the complete lack of upfront transparency regarding dual nationality restrictions wasted nearly two weeks of my time. Had this criteria been clearly stated in the application process, I would not have applied. There are other digital platforms in the market that operate with much faster timelines and clear eligibility criteria from day one. I would recommend looking elsewhere if you hold dual citizenship to avoid unnecessary delays.
Developer Response
Hi, we appreciate your feedback about your onboarding experience. We truly apologize for the inconveniences you encountered during the process. Your insights are invaluable to us as we work to improve our services and enhance communication. If you wish to discuss this further or need assistance, please reach out to us via email at service@liv.me and include your reference number in the subject line. Kindly mention reference details LBA-01387 in the subject line.
Worst Experience Ever
Keshav2204
I opened my account when they were giving 2% interest on deposits. Over a period they changed their policy and stopped giving any interest. Further they started charging 25 aed per month as maintenance charges. This reason made us withdraw all our balance and we thought now the account will close automatically as it did not have any balance left. After a long period we realized that they had taken our balance to 600 aed negative even though it was a savings account and not a credit account. After multiple requests we had to pay the due balance to close the account. I cannot believe that this product is from Enbd. I don’t think they are short of money that they have to cheat people to collect money like this.
Developer Response
Hello Keshav, we never intended for you to have such an experience with us. Please call/WhatsApp us at +971600521212 or write to us on service@liv.me from your registered email ID and our team will respond to you immediately. Kindly mention this reference number LBA-01210 in the subject of your email.
Dysfunctional app and bad costumer service
Tamreii
This banking app does not work. I have applied for an account just a day ago because they advertise digital banking as they are the easiest? and its already giving me all the unnecessary headache and confusion, the app is crashing all the time, the app took my personal information first, then they denied for the account opening, but within two hours they send an email saying the account has been opened! I cannot access the account even tho i tried using the same password that i used for setting up the account! Costumer service is a bot! Because they dont understand my problem or are being helpful at all! Super frustrating because they keep giving misleading information and guidance!
Developer Response
Hi Tamreii, we are concerned to know about this. We are here to assist you. Please call/WhatsApp us at +971600521212 or write to us on service@liv.me from your registered email ID with bank. kindly mention reference number LBA-00344 in email subject.
In this release brings minor enhancements and bug fixes to improve the overall app experience and performance.
To enjoy the latest enhancements and access all features and services, Kindly update to the latest version of the app.
Thank you for banking with Liv.
Version 26.10.10
The developer, Emirates NBD Bank P.J.S.C, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
EMIRATES NBD Bank (P.J.S.C)
Size
686.5 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.
