Balance: Tip & Income Tracker
Track tips. Predict paychecks.
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
Your tips change every night, but your bills don't. Balance forecasts your paychecks so you always know what's coming. Now with a built-in AI.
Balance is built for people whose income changes every week: bartenders, servers, stylists, rideshare drivers, and anyone who works shifts, tips, or gigs.
Traditional finance apps assume a steady paycheck. Balance doesn't.
TRACK YOUR SHIFTS
Log your earnings after every shift: cash tips, card tips, total. See it all on a calendar. Know exactly what you made this week, this month, this year.
KNOW YOUR PATTERNS
See which days earn the most, how your tips break down between cash and card, and whether you're trending up or down week over week.
PREDICT YOUR PAYCHECKS
Set up your pay schedule and Balance estimates your next paycheck based on shifts you've logged. Your paycheck should never surprise you.
FORECAST YOUR CASH FLOW
Connect your bank to see your predicted balance on any future date. Add upcoming bills and expenses. Know if you can afford rent before it's due.
BALANCE AI
Log a shift in chat. Set up your paydays. Ask "can I afford rent this week?" and get a real answer based on YOUR numbers. Not generic budget advice. Built specifically for variable income workers.
SECURITY
Bank connection is optional. When you connect, Plaid handles authentication. Your bank credentials never touch Balance. All data is encrypted in transit and at rest.
All features are free.
more I am a musician who keeps track of tips I get during gigs, and I love this app. It’s easy to use is totally accessible for the blind and it’s ADHD friendly. Plus it’s free. You just can’t go wrong when an app is free. But please keep it updated. It hasn’t been updated in four months and I hope that wasn’t the last update. Just do what you can to keep this app updated.
I am a musician who keeps track of tips I get during gigs, and I love this app. It’s easy to use is totally accessible for the blind and it’s ADHD friendly. Plus it’s free. You just can’t go wrong when an app is free. But please keep it updated. It hasn’t been updated in four months and I hope that wasn’t the last update. Just do what you can to keep this app updated.
Balance is the best! It tracks my tips and shows my future estimated daily balance. The calendar view is great for planning my expenses.
Balance is the best! It tracks my tips and shows my future estimated daily balance. The calendar view is great for planning my expenses.
You can see your future cash flow! It’s free. It’s awesome! Enough said.
You can see your future cash flow! It’s free. It’s awesome! Enough said.
Meet Balance AI. Your built-in assistant for shift work.
• Log shifts and set up paydays just by chatting
• Ask "can I afford rent this week?" and get a real answer based on your numbers
• Connect your bank to see your balance on any future day, even weeks out
• Faster, simpler onboarding. Get set up in three quick steps.
• Cleaner home screen and calendar layout
• Lots of polish and bug fixes
2.5.0 Jun 1
Bug fixes and improvements
- Updated dependencies for security and stability
- Fixed job selection when adding income from a gig card
Introducing Balance AI — a conversational money coach built for shift and gig workers.
- Log shifts, check insights, and manage forecasts through natural conversation
- AI that understands variable income — no generic budget advice
- Improved income tracking and cash flow predictions
- Connect your bank for future balance forecasts
- Privacy Policy and Terms of Service now accessible from Help & Support
2.4.2 Apr 13
Bug fixes and improvements
- Fixed job selection when adding income from a gig card
Introducing Balance AI — a conversational money coach built for shift and gig workers.
- Log shifts, check insights, and manage forecasts through natural conversation
- AI that understands variable income — no generic budget advice
- Improved income tracking and cash flow predictions
- Connect your bank for future balance forecasts
- Privacy Policy and Terms of Service now accessible from Help & Support
2.4.1 Apr 10
Introducing Balance AI — a conversational money coach built for shift and gig workers.
- Log shifts, check insights, and manage forecasts through natural conversation
- AI that understands variable income — no generic budget advice
- Improved income tracking and cash flow predictions
- Connect your bank for future balance forecasts
- Privacy Policy and Terms of Service now accessible from Help & Support
2.4.0 Apr 2
The Tip Tracker for Server Life
Welcome to the latest update of Balance, your favorite bartender app and tip tracker for surviving the wild world of server life. We know you're here for the cash flow and not for the bugs, so we've squashed a few of those pesky critters hiding in your earnings tracker. Particularly one that was causing paydays not to show on the calendar view. You're welcome.
Whether you're a waitress, waiter, bartender, or anyone else hustling for tips, Balance is the income tracker that helps you track tips, manage your cash server earnings, and keep your server tip tracker game strong. Your earnings, tracked. Your tips, counted. Your server life, just a little less chaotic.
Thanks for using Balance—the tip app that gets you, your cash, and your server tracking needs. Now go forth, track those tips, and let the good times (and cash) roll.
2.3.0 06/20/2025
The Tip Tracker for Server Life
Welcome to the latest update of Balance, your favorite bartender app and tip tracker for surviving the wild world of server life. We know you're here for the cash flow and not for the bugs, so we've squashed a few of those pesky critters hiding in your earnings tracker. You're welcome.
But wait, there's more! We've moved the link to "Income Insights" right to the front of your job card. No more digging through menus like you're searching for that one $5 bill at the bottom of the tip bucket. Now you can effortlessly track and compare your server earnings, bartender tips, or cash income between weeks, months, and even years—because who doesn't want to know if last Saturday's double shift was worth the sore feet?
Whether you're a waitress, waiter, bartender, or anyone else hustling for tips, Balance is the income tracker that helps you track tips, manage your cash server earnings, and keep your server tip tracker game strong. Your earnings, tracked. Your tips, counted. Your server life, just a little less chaotic.
Thanks for using Balance—the tip app that gets you, your cash, and your server tracking needs. Now go forth, track those tips, and let the good times (and cash) roll.
2.2.0 06/01/2025
Smarter Insights for Every Income Earner!
**What's New:**
- Upgraded Insights Dashboard: Instantly see your tracked income and tips broken down by week, month, or year. Compare your earnings to previous periods for powerful, at-a-glance trends.
- Weekly Insights Email: Get notified when your new weekly insights are ready in the app — including period-over-period comparisons. Stay on top of your income, every week!
**Why you'll love it:**
- Effortlessly track all types of income: cash, credit card tips, bonuses, and more
- Predict upcoming paydays by tracking when credit card tips will hit your paycheck
- Perfect for servers, bartenders, massage therapists, fitness trainers, hourly workers, and anyone with variable income
- All features are FREE!
Update now and make Balance.Cash your go-to app for tip tracking, income planning, and financial clarity!
2.1.0 04/18/2025
Balance 2.0: Effortlessly Track Your Server Life Income
We've revamped Balance to make tracking your income as easy as pouring a perfect pint. Our new design puts your jobs front and center, making it a breeze to forecast your cash flow and stay on top of your server life finances.
With Balance 2.0, you'll be able to:
- Easily track your tips and earnings with our intuitive tip tracker
- See all your jobs in one place, with quick access to details and editing
- Forecast your income and make informed decisions about your cash
Whether you're a bartender, server, or independent worker, Balance is the ultimate income tracker for you. Say goodbye to tedious expense tracking and hello to a wise budget. Our app is designed to help you effortlessly track your cash income, tip earnings, and work hours, so you can focus on what matters most - providing top-notch service and living your best server life.
Download Balance 2.0 today and start taking control of your finances!
2.0.0 03/25/2025
The One Where We Squash Bugs and Boost Your Bragging Rights
Hey bartenders, servers, and all-around service industry heroes—your favorite tip tracker just got a little bit better. Whether you're living that server life, hustling for cash tips, or just trying to stay sane, this one’s for you. Here’s the lowdown:
No More Ghost Tabs: Found that phantom tab icon that didn’t lead anywhere? Well, we sent it packing faster than a bad Yelp review. Your tab nav is now 100% bug-free and on-point—just like your tip bucket.
Boss-Level Bragging Rights: We’ve leveled up—your monthly income tracker insights are now sharable! Show off your income tracking chops to your crew, flex your earnings tracking streak, or humblebrag to your group chat. The cash flow forecast is strong with this one.
Balance is your go-to bartender app for keeping tabs on your earnings, whether it’s tips, paychecks, or that one shift where you somehow walked out with $500 (still proud of you for that). With features like cash flow tracking, server earnings tracking, and monthly income insights, we make it easier to effortlessly track your money—and maybe even save a little.
That’s it for this round. Clock out of your work schedule knowing we’re working hard to keep Balance the ultimate server tip tracker.
Stay sharp, stay earning,
Team Balance
1.15.1 01/24/2025
Welcome to Balance 1.15.0! While you've been out there in the trenches of server life—dodging "can I get this on the side?" requests and explaining for the twenty-third time that yes, hard seltzer is still alcohol—we've been busy making Balance the best earning tracker and cash tip tracker for all you hardworking bartenders, servers, and tip-dependent pros.
Here's what's new:
1. Insights Dashboard: Putting the 'track' in earnings tracking.
Your income isn't random, and now you can prove it! The new Insights Dashboard helps you track tips and identify the trends in your cash flow, like whether margarita pitchers or game-day specials are stuffing your tip bucket. It's the ultimate earnings tracker to keep you ahead of the game, or at least to point out when you need to work fewer Tuesdays.
2. Reversed Paydays: Flip it and reverse it.
Finally, your most recent paydays will show up at the top. No more scrolling through your tip earnings history. We've reorganized things faster than you can reorganize bar tabs when your shift partner messes with your system.
3. Data Import: No cash left behind.
Switching to Balance? Bring your entire income tracking history into the app like the pro you are. Whether it's from other tip tracker apps or your legendary spreadsheet, your data now has a new home—no heavy lifting required.
Why Balance?
Because you deserve a server life tool that works as hard as you do. Balance makes it easy to track bartending income, forecast your cash flow, and stay on top of your server tip tracking. Think about it: no more guessing, endless spreadsheets, or lost tip earnings. We've got your back.
Update now and let Balance handle your earnings tracking, so you can keep focusing on what you do best: serving, bartending, and figuring out how to tactfully say, "The kitchen closes in 30 minutes."
Until next time, may your tip server earnings be hefty, your shifts breezy, and your tables not ask you for ranch after the check hits the table.
1.15.0 01/22/2025
What's New in Balance 1.14.0
Hey servers, bartenders, and all you tip-earning legends, this update has some upgrades you'll actually notice.
Bigger Fonts, Bigger Energy: Stop squinting! We've made text across the app larger and easier to read. Because whether you're a server cash tracking every dollar or just trying to keep tabs on your tip bucket, you deserve clear, easy-to-read numbers.
Sleek New Icons: Your favorite tip tracking app got a visual upgrade. Icons are sharper and fresher than that first sip of an after-shift drink.
Bug Fixes:
Got multiple accounts? Good for you! Now all your connected accounts scroll smoothly. This fix makes tracking server earnings, balancing cash flow, or keeping tabs on your side hustles so much easier.
Exported your data but got left hanging on a blank screen? Ouch. We fixed it. The tip tracker you rely on now waves goodbye properly after sending your export.
TL;DR: Bigger fonts, cleaner icons, and fixes to keep your Balance tip tracker working as hard as you do. Perfect for bartending pros, servers managing cash income tips, or anyone who needs a no-BS earnings tracker.
Update now and effortlessly track your income like a finance ninja—because being tipsy is fun, but tracking tips shouldn't leave you guessing.
1.14.0 01/10/2025
(Also known as the "Yes, We Get It—You Work Hard for Your Money" Update.)
Attention servers, bartenders, freelancers, and anyone earning a living in tips, cash, or the unpredictable lands of independent work: Balance 1.14.0 just dropped, and we’ve got some great changes to keep your earnings actually trackable.
Here’s what’s new in this version:
Adjust Paydays Anytime: Life happens, shifts change, and paydays sometimes wobble. You can now edit existing paydays so your finances always match your latest hustle calendar.
Faster App Startups: Don’t have time to wait while the app gathers its thoughts? We saved your data better so Balance loads as fast as you pour a drink at peak rush.
Payday Calendar Upgrade: Those sweet, sweet paydays are now sorted by date—because if you’re tracking earnings (like server tips or cash income), timing matters.
UI Glow-Up: We’re all about tipping the scales in favor of aesthetic and function. A few more pesky bugs squashed, and the app interface is as pretty as your perfectly balanced tip bucket.
Whether you’re managing server tips, bartending income, cash flow, or just trying to keep up with income tracking while living the server life, we’ve got you covered. This update is for you—you're the real earning tracker MVPs.
What are you waiting for? Get back to tracking those tips, paychecks, and every dollar. Got feedback? Drop us a note—we don’t take tips (or cash), but we definitely take advice.
1.13.0 01/04/2025
What's New in Balance 1.12.1: Your Ultimate Server Life Companion
Third release in four weeks? We're either really dedicated or really caffeinated. (It's both.)
New Features for Effortless Tip Tracking
- Smart Sub-navigation: Seamlessly switch between calendar and timeline views to track your earnings
- "My Jobs" Landing Page: Organize your server life, bartending gigs, and waitressing shifts in one place
- Real-time Bank Notifications: Stay on top of your cash flow with instant updates
- Customizable Cash Tip Inclusion: Now you can set whether to include your cash tips in your total estimated payday at the job level, instead of adjusting this on each individual payday tracker.
Improvements for the Savvy Tip Earner
- Smooth User Experience: Login/logout flows as seamless as your drink-pouring skills
- Enhanced UI for Better Tracking:
- Consistent design for easy income tracking
- Improved color scheme to highlight your earnings
- Better layout for a clutter-free tip tracking experience
- Seamless Account Switching: Perfect for managing multiple serving jobs
- Polished Calendar View: Because your work schedule deserves to look good
Bug Fixes to Keep Your Finances on Track
- Visible Error Messages: Now in red, because missing a tip is not an option
- Optimized Login Process: No more pesky interruptions in accessing your cash flow
- Faster Account Refreshes: Less waiting, more tracking of your hard-earned tips
- Various Refinements: Making Balance smoother than your best cocktail
Balance is your go-to app for tracking tips, managing cash income, and organizing your server life. Whether you're a bartender, waitress, or waiter, we've got you covered. From tip sharing calculations to predicting your monthly income, Balance helps you stay on top of your finances.
Keep the feedback coming - we're as dedicated to improving as you are to providing great service!
1.12.1 12/09/2024
What's New in Balance 1.11.0: Your Ultimate Server Life Tip Tracker
Bartenders and servers, rejoice! We're serving up a double shot of updates faster than you can say "last call." Don't worry, your tip earnings are safe and sound!
MAJOR NAVIGATION UPGRADE: Track Tips Effortlessly
We've completely revamped how you move around Balance, your go-to bartender app and tip tracker. Our shiny new tab bar puts your income tracking calendar and tip earnings accounts right where they belong - front and center. Now you have instant access to your cash flow situation, perfect for the busy server life!
POLISH AND SHINE
We've been busy polishing every corner of the app, making it easier than ever to track your tips and manage your cash income:
- Smoother transitions: Swipe through your earnings tracker with the grace of a seasoned bartender pouring the perfect pint.
- Visual enhancements: We've fixed those pesky quirks that were more annoying than a bad tipper on a busy night.
- Streamlined experience: General cleanup that would make even the most meticulous tip share calculator proud.
As always, we're working harder than a server during happy hour to make Balance the best way to forecast your cash flow and track your tip earnings. Whether you're a waitress looking for a reliable tip tracker or a bartender needing to monitor your cash tips, we've got you covered. Time to celebrate with a virtual toast to better tip tracking and income management!
Keep the feedback coming - we read every single comment like it's a generous tip left by your favorite regular!
P.S. Two updates in two weeks? Yeah, we're just showing off now.
1.11.0 11/20/2024
Servers and bartenders, manage your tips like a pro! Balance now tracks cash flow across multiple accounts.
Predict your future pay by each job independently, tied to different accounts if you want.
- Link multiple accounts to separate serious server income from "late night taco" emergency saving
- Custom scenarios: Track bartending gigs vs. main serving job (because your checking account shouldn't have to know about your secret side hustle)
- Accurate forecasts: Monitor future balances across all accounts with the same crystal-ball accuracy you've come to expect
Key Features:
- Tip Tracker: Log daily tips effortlessly
- Server Cash Management: Separate cash from card tips
- Shift Calculator: Track hours and earnings per shift
- Smart Budgeting: Plan around fluctuating tip income
PLUS: Bug fixes for smoother performance than your best cocktail pour.
Love Balance? Leave a review! We're here to serve you better.
Download now - your financial sidekick for the hospitality hustle!
1.10.0 11/09/2024
What's New:
Your server life just got a major upgrade! This release brings:
• Live Chat Support: Get real-time help from our expert team, right in the app
• Expanded Knowledge Base: Access tips and tricks to master your cash flow
• Dark Mode: Perfect for late-night tip tracking after your bartending shift
• Enhanced Tip Tracker: Improved accuracy for cash and credit card tips
• Server-Friendly UI: Streamlined interface for quick entries during busy shifts
• Advanced Income Forecasting: Better predictions based on your unique work schedule
• Expense Upgrade: Easier tracking of work-related costs with notes
• Paycheck Planner: To help budget variable income
We've also squashed bugs faster than you can say "check, please!" Your financial journey is our priority - enjoy the smoother Balance.Cash experience!
Whether you're a server, bartender, or anyone juggling variable income, these updates are designed to make your life easier. Dive in and explore the new features today!
1.9.0 10/08/2024
Hey Balancers!
Quick app update this time, we've just updated our store listing to make it easier for new users to find us.
As always, if you love Balance, leave us a review! If you don't, please let us know anyway – we thrive on constructive criticism.
Cheers,
The Balance Team
1.8.0 06/20/2024
Hey Balancers, it's time for an app update!
We know you all love to keep your money in check, so here’s what we’ve cooked up in our latest version of Balance:
1. Turbocharged Onboarding:
Getting started is now as quick as a caffeinated squirrel! Our revamped onboarding process will have you up and running in no time, so you can spend more time budgeting and less time scratching your head.
2. All-New Account-Level View:
Ever feel like your accounts were a mysterious black box? Not anymore! With our fresh account-level view for connected financial institutions, you can see exactly what's going on in each account. It's like having X-ray vision for your finances, minus the awkward superpower.
3. Improved Sign-In Experience:
No more déjà vu with constant log-ins. We’ve tweaked the sign-in so you can stay logged in longer. You can now spend more time tracking your tips and forecasting your cash flow without the repetitive log-in dance.
4. Bug Fixes Galore:
Yep, we squashed some pesky bugs that were causing minor visual and user experience issues. Think of it as pest control but for your app. It’s smoother than ever!
We hope these updates make your budgeting, tip tracking, and cash forecasting a breeze. If you love Balance, leave us a review! If you don't... well, leave us a review anyway – we thrive on constructive criticism.
Happy balancing,
The Balance Team
1.7.0 05/30/2024
Hey there, Balance Buffs! Are you ready for some neat updates that will make your financial life even simpler and cooler? Well, you're in luck. Our team has been working round the clock to come up with these helping (and not to mention exciting) features. Here's the rundown:
1. Behold the New Help Center.
Need a bit of guidance? Wave hello to our brand new Help Center, filled with easy-to-understand walkthroughs. Your journey to becoming a Balance guru starts here!
2. Take Control of Recurring Transactions
Ever wish you could rewind time after skipping or ending a recurring transaction? Now, you can! With our new feature, you can take back that decision in a jiffy.
So, what are you waiting for? Update your Balance app, take these features for a spin!
And remember, we're all ears for your feedback (support@balance.cash). Don't be shy!
1.6.0 05/07/2024
Hello Balance users! We've got some juicy updates for you:
Credit Card Link-Up: Credit cards, assemble! Sync them with Balance. Watch your next payment magically pop up in your calendar. No more payment amnesia!
Improved Account Reliability: Fickle bank connections? Not on our watch. We've improved linking and re-linking for your bank accounts.
Bugs Be Gone and UI Shiny: We fight bugs so you don't have to. Also, put some polish on our UI—Balance is now sleeker than a tuxedo on a penguin.
Update your Balance app and feel the magic. Keep on Balancing!
1.5.0 04/25/2024
Fixes for a few bugs around onboarding and the new multiple jobs features.
1.4.1 03/29/2024
Let's cut to the chase. Your favorite money-smiths at Balance have been busy tinkering away in the financial forge. We've got a hot and fresh update straight out of the oven, and we're excited to hoist it up to the top of Mt. Wallet. So, without further ado, here's what's new on the menu:
1. Timeline View to die for! - Picture this: past incomes and future forecasts, all happily mingling in one gloriously scrollable view. We call it Timeline View. It's as refreshing as a mint mojito on a summer day and as detailed as Grandma's cross-stitch. Who knew money could look so beautiful?
2. Multi-Job Support (because one just wasn't enough) - You're a multitasking maverick. So whether you're a barista by day, freelance designer by night, or have your toes dipped in dozens of different gigs, we've got your back. Track incomes, compare paydays, and become the master of your money universe. (We’re not offering capes yet, so please, supply your own.)
3. Update Bank Balance On-Demand - Ever wanted to yell "update" at your bank balance and have it actually do what you said? No? Well, neither did we until now! Forget waiting for that tectonic bank sync. You're the boss. You click. We update. Simple.
4. Bugfixes and Refinements (the unsung heroes) - How do we pour more awesomeness into an app? By swatting bugs and smoothing out the rough edges. You might not notice these behind-the-scenes elves, but trust us, they're making everything work just that bit nicer.
So there you have it, grab the new update, explore the new features, and remember: it's time to Balance like a boss! Stick around, more good stuff is coming! Raw financial power is only one update away! We're not kidding, this update was kneaded by the very hands of fiscal angels (or tired developers, take your pick).
Who loves ya? Balance does. Happy money managing, folks!
1.4.0 03/26/2024
- You can now skip or end recurring forecasts on specific dates! Try it out by tapping the trash can icon next to any forecast.
- Updated onboarding experience for new users to help you get started forecasting more quickly.
- Fix a bug when creating or editing income with an amount that includes cents
- Various UI tweaks, bug fixes, and refinements
1.3.0 03/05/2024
We are excited to introduce the latest version of Balance - the financial tool that's tailored specifically for the independent worker!
Here are a few highlights:
- Push notifications! Stay up-to-date with the latest on your finances and let Balance help you build healthy financial habits. We have lots more coming here soon, so keep your eyes peeled.
- Do you take home your cash right away or does it come on your paycheck? You now have the power to decide whether to factor in cash amounts when calculating your paycheck.
We also made a ton of small usability improvements and squashed some pesky bugs. Your financial management just got even more reliable!
1.2.0 02/27/2024
Meet Balance AI. Your built-in assistant for shift work.
• Log shifts and set up paydays just by chatting
• Ask "can I afford rent this week?" and get a real answer based on your numbers
• Connect your bank to see your balance on any future day, even weeks out
• Faster, simpler onboarding. Get set up in three quick steps.
• Cleaner home screen and calendar layout
• Lots of polish and bug fixes
more Version 2.5.0 Jun 1
Data Linked to You The following data may be collected and linked to your identity:
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