Plan your budget, track spending, and stay in control with TraceSpend.
Take control of your money with a budgeting system that actually works.
TraceSpend helps you track every expense, plan your spending, and stay on top of both personal and shared finances - without spreadsheets or stress.
Whether you’re organizing your own budget or splitting costs with your partner, friends, or travel group, TraceSpend keeps everything clear, simple, and in one place.
Build a Spending Plan That Matches Real Life
Zero-based budgeting doesn’t mean “spend zero” - it means give every dollar a job.
TraceSpend makes this super easy:
- Create a monthly or weekly spending plan
- Allocate money to categories like groceries, fuel, eating out, subscriptions, or travel
- See how much you have left to spend in each category - instantly
- Get gentle alerts before you overspend
Example:
Got €500 for “Food” this month? TraceSpend shows you exactly how much is left after each purchase so you don’t wonder where the money disappeared.
Simple & Fast Expense Tracking
- Add expenses in seconds - no complicated forms
- Categorize them, write notes, attach receipts (premium)
- Track where purchases happen
Multiple Wallets for Every Part of Your Life
- Shared wallet with your partner
- Trip wallet for a summer road trip
- Event wallet (birthday, wedding, weekend getaway)
Everything stays clean and separate.
Shared Wallets That Just Work
No more awkward conversations about “who owes what.”
- Track shared expenses in real time
- Auto-split bills (equally, custom amounts, or percentages)
- See each person’s balance
- Use Settle-Up to record payments and keep everything fair
Example:
Paid €120 for groceries? Add it to the shared wallet and the app instantly updates everyone’s share.
Insights That Actually Help
- Daily/monthly averages
- Top spending categories
- Category group insights
- Trends over time
- Spot habits and make small changes that save real money
Smart Budgeting & Advanced Tools
- Weekly, monthly, or custom budgets
- Category limits
- Real-time budget progress
- Filters, search, and unlimited history (premium)
- Full offline mode so you can track expenses anywhere - even on a mountain, train, or airplane
Export & Backup
- Download your data as CSV for your own records or spreadsheets
Fast, Secure & Private
- Your data is encrypted and stays yours. Always
Why People Love TraceSpend
- Easy to use from day one
- Works great solo or with groups
- Powerful for budgeting without feeling overwhelming
- Clean design and helpful insights
- Helps you stick to a spending plan without giving up the things you enjoy
Join thousands of people who’ve already simplified their money life.
Download TraceSpend and start budgeting with confidence.
Terms of Use:
https://tracespend.com/terms.html
Privacy Policy:
https://tracespend.com/privacy.html
Honestly I’m glad I got this app, most budgeting apps you have to buy the subscriptions with limited options for your budgets. I saw a comment on TikTok about this app and decided to try it. It’s totally free unless you want more categories etc but it works perfectly for me as someone who is new to budgeting and overspends! It tells me how much is available for each category and how much money I can assign or have left over. So easy and love that it’s totally free!
This update brings significant improvements to the user experience.
Version 4.0.6
The developer, Digital Wave SRL, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Digital Wave SRL
Size
49.3 MB
Category
Finance
Compatibility
Requires iOS 13.0 or later.
iPhone Requires iOS 13.0 or later.
iPad Requires iPadOS 13.0 or later.
iPod touch Requires iOS 13.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
