New to Together Loans?
We're building a new type of loan company. One based on trust.
We're a lender, but our loans are a little different. Most lenders look at your credit history to decide whether you can borrow from them, based on how you've previously handled your money. We don't do that - our loans are based on trust.
If you're trustworthy and can afford the monthly payments but have been turned down by the banks, Together Loans could be for you. We offer a fair, simple and transparent loan based on trust - not just your financial history.
With the Together Loans app you can:
- Apply for a loan right here in the app
- View you loan like never before
- Quickly access your statement
- Make payments simply and securely
- Get help with your loan in real time
- Top Up and Borrow More
To learn more about Together Loans and how we offer a fresh approach on lending visit our website at togetherloans.com.
Representative Example: Borrowing $3,000.00 over 24 months, repaying $177.13 per month, total repayable $4,251.12. Interest Rate 35.99% APR. Minimum term 24 months. Maximum term 60 months. Maximum APR 35.99%. There are no added fees. All Loans are subject to credit and underwriting approval. The full range of available loan amounts and rates varies by State.
The amount of people leaving bad reviews is insane. We are literally informed about the high interest rates in the beginning process of applying for the loan. Yes, the interest rate is high and yes, we are paying them an enormous amount back as it’s being taken from our monthly payment portion. It’s to help build credit but also take into consideration they are taking a HUGE risk in each individual they are helping with these loans. Maybe take this as a learning experience that we just need to be more responsible and respectful and that it helps build financial responsibility and build experience. I don’t know, I just don’t understand the negative views when EVERYTHING is transparent from the get go. If you’re mad about paying even more than you borrowed you shouldn’t have taken one out in the first place. Everything we do is a learning experience from our own actions. Hope everyone has a blessed day and life! Thank you togetherloans for helping me when I needed it 2 years ago and thank you for helping me build my credit in the process. Truly grateful! 💕
Thank you together loans team
ElCapitan_562
Read the fine print. Understand what you’re signing, don’t be shocked. You either agree or don’t agree. Transform credit now together loans helped me out when no one else would. Yea it took some time to pay it back but the monthly payments didn’t break my bank. It forced me to be smarter and realize I needed to manage money better. Just paid it off and it’s done wonders for my credit. Thank you together loans team. To whomever really needs this, I hope it helps you get back on your feet. May god be with you.
Needing assistance does not mean accept hostile, predator, bullying behavior
Luvly2k3
NO STARS!! The reviews on Together Loans have to be fabricated. This company is horrible in the way it conducts its business. The initial process was very threatening and hostile. While it is understood that it is a high interest and risky loan, it does not give employees the green light to treat the customer in a manner that comes across as bullying. I especially dislike the fact that on their app is an option to do a promise to pay if you need a little more time with a payment for a given month, but then turn around and send messages threatening to default the loan despite being fully aware of the promise to pay. It is terrible being in a position to need a loan in the first place but to make the experience especially unpleasant is unacceptable. Please find another lender if you can help it. This company is horrible as I do not recommend to anyone. I don’t care if it’s a risk to the company as well, be professional! Y’all are making more back in interest than the initial loan.. you’re not losing a dime! The harassment and predatory practice will hope get you all shut down fast.
I guess I’m just rewriting the narrative here…
8chntNRG
Im a Gulf War Army Veteran who I received a loan from this company after needing to rebuild from Breast Cancer Chemo treatments and new therapy bills. They were quick to respond and fund the loan but when it was time for repayment they billed on dates they chose and not days we agreed to. We are Military so the first of the month was the day I AGREEED TO and they accepted. So why on the 26th are they taking money out of our account?!? On top of that, when I took a ACH payment off of the account (an account we are no longer using), they just took it out of my husband’s account. There was no permission given to do so. They were supposed to allow me to pay on the first and if there was a problem THEN they would bill him. So my advice is to STAY AWAY! Learn from my mistake!!! Please stay away… they will definitely get you! I’m so ashamed!
You can now chat with us directly in the app! Get secure, real-time support for your loan without ever leaving the app.
Version 9.2.1
The developer, Transform Credit, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Transform Credit Inc.
Size
40.2 MB
Category
Finance
Compatibility
Requires iOS 15.6 or later.
iPhone Requires iOS 15.6 or later.
iPod touch Requires iOS 15.6 or later.
Mac Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.
