Cloud Commerce
Accept payments, anywhere
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Mastercard Cloud Commerce moves payment capabilities to the cloud to empower the next evolution of acceptance, bridging in-store and digital experiences.
Cloud Commerce is Mastercard’s cloud native software-based acceptance solution that combines Tap on Phone, Pay by Link, Click to Pay and more. It modernizes physical and digital acceptance, offering channel partners pre-certified software, easy integration, scale, and speed to market – in turn helping them grow their business.
Cloud Commerce is empowering merchants of all sizes with new use cases to better serve their customers. These use cases include:
- Queue Busting: Allowing consumers to check out in line when shopping, at pick up, or at their doors, reducing wait times and increasing sales.
- Mobile Checkout: Helping consumers get to their next transit destination, at busy in-person events, when fundraising, and more.
- Cash-Only Merchants: SMEs/micro-merchants and mobile venues can use Tap on Phone to address their need for flexible, low-cost, mobile, and scalable card acceptance solutions.
By providing a low-maintenance, cost-effective, software-based solution, both channel partners and merchants can expand their customer base, offer new services, and increase revenue opportunities
Ratings & Reviews
-Added a "Relink Tap to Pay Terms & Conditions" option in the Tap to Pay Settings section, making it easier to review and relink agreements when needed.
-Fixed minor bugs and improved overall app performance for a smoother user experience.
The developer, Mastercard International Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Mastercard International Incorporated
- Size
- 44.7 MB
- Category
- Business
- Compatibility
Requires iOS 18.5 or later.
- iPhone
Requires iOS 18.5 or later. - Mac
Requires macOS 15.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.5 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 Mastercard