CCAI: Which Credit Card to Use

More rewards, less debt owed

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Tap where you're paying and CCAI shows which card earns the most. Then build a payoff plan that shows the month you're debt-free, with reminders before every due date.x Know the right card before you pay. Know the month you'll be debt free. CCAI does two things most credit card apps do not. At the register, it tells you which of your cards earns the most for this purchase. At home, it turns your balances into a payoff plan with a real finish date. Earn more on every purchase and pay less interest on what you already owe. WHICH CARD, RIGHT NOW Tap a nearby merchant, search any store, or pick a category like dining, grocery, gas, or travel See your best card with its card face and last four digits so you can find it in your wallet fast See exactly how much more it earns than your second best, in dollars per $100 Tap Log and open Wallet to record the decision and jump straight to Apple Wallet YOUR BEST CARD ON YOUR LOCK SCREEN Add the CCAI pass to Apple Wallet once. When you arrive at a place you visit often, the pass appears on your lock screen with the card to use, before you open the app. REWARDS DATA YOU CAN TRUST Rates come from issuer terms, checked automatically, with the verification date shown on every recommendation. Cards with rotating or choose-your-own bonus categories ask you which one you picked instead of guessing. PAY OFF DEBT WITH A REAL PLAN Add your balances, APRs, and what you can pay each month. CCAI builds an avalanche or snowball payoff order, shows the month each card is gone and the month you are debt free, and lets you simulate what an extra $50 or a balance transfer would change. Payment reminders arrive before every due date so a late fee never sets you back. ASK ANYTHING A built-in assistant answers questions about balance transfers, negotiating a lower rate, and how cards compare, grounded in public CFPB data on hundreds of real cards. PRIVACY FIRST No bank login required. Enter cards manually with just the name and last four digits. Your data stays in your account and is never sold. CCAI is an independent app and is not affiliated with any card issuer or payment network. Rewards rates are provided for information and can change; confirm details with your issuer. CCAI does not provide financial advice.

  • 5.0
    out of 5
    7 Ratings

This update is almost entirely built from your feedback. FIND ANY CARD INSTANTLY Search now understands how people actually talk about cards. Type "chase", "csp", "amex gold", or even a typo, and the right card comes up. Searching an issuer shows all their cards. CAN'T FIND YOUR CARD? ADD IT ANYWAY Add any card with your own rewards structure. It works in recommendations right away, marked as your rates. ADDING A CARD IS NOW JUST PICKING IT One tap on the card you carry and you're done. Balance and APR are optional and only needed if you want the payoff plan. No bank login, no card numbers, ever. CLEARER MESSAGES When something goes wrong, the app now tells you what happened and what to do next, in plain English. YOUR ACCOUNT, YOUR CALL You can now delete your account and all your data from Profile. Something looks wrong? Tell us at support@getccai.com, and we'll fix it against the source.

The developer, CreditConnect Technologies, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • CreditConnect Technologies Inc
    Size
    • 36.6 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © 2024 CreditConnect Technologies Inc.