BetterBudgets
Budget for Tomorrow, Today.
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Budget for Tomorrow, Today.
BetterBudgets is a personal finance app built around one idea: your budget should work toward your future, not just track your past.
Most budgeting apps connect to your bank and show you what you've already spent. BetterBudgets is different. You enter your income, bills, and debts, and our algorithm builds up to 5 personalized debt payoff plans, projecting your financial future up to 10 years out, in under 10 seconds.
No bank account access. No syncing. No privacy risks.
How It Works
Our hand-built algorithm uses your real numbers to generate multiple payoff scenarios side by side. See exactly how much sooner you could be debt-free if you redirect just a little more each month. Pick the plan that fits your life and follow it paycheck by paycheck.
This is Future-Based Budgeting: a method designed to help you stop reacting to your finances and start planning toward a goal.
What You Get
Up to 5 personalized budget plans generated in seconds
Paycheck-by-paycheck spending breakdowns
Canvas
Debt payoff timelines up to 10 years
10 financial calculators (mortgage, auto loan, debt consolidation, retirement, student loan, and more)
Budget archive to review past plans
Community tips and free financial guides
Your Data Stays Yours
BetterBudgets never asks for your bank login, SSN, or credit card. We collect only what you enter manually. Your financial data is not sold, shared, or used for advertising.
Free to Start
Download free and build your first budget today. Upgrade to Thrive for full access to all plans, calculators, and premium features.
BetterBudgets. Built for where you want to go.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
This is our biggest update yet.
Canvas
Draw, annotate, and plan directly on your budget. Each paycheck now has its own canvas with multi-page support, a built-in calculator, and your bills displayed at a glance. Thrive members can share or export to PDF.
Archive
Search, sort, and pin your saved budgets. Faster loading with real-time sync and paginated results.
Analytics
Seven new charts to track your financial progress: Net Worth Tracker, Cash Flow, Savings Rate, Spending Category Trends, Your Financial Pie, Income vs Spending, and Spending Change.
More Budget Plans
Qualifying users now receive up to 5 personalized debt payoff scenarios at once.
Bug fixes and performance improvements.
The developer, Tinstac LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Tinstac LLC
- Size
- 114.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPad
Requires iPadOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Thrive Monthly $9.99
- Thrive Annual $99.99
- Copyright
- © 2024-2026 Tinstac, LLC