toWealth Credit Card
Apply Now-Instant Cash Advance
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
toWealth: The Cash Advance Credit Card that outsmarts Payday Loans. Apply Now…
TOWEALTH MASTERCARD®:
HOW IT WORKS
- 100% in-App application
- Good credit, bad credit, no credit - everyone is welcome to apply
- Apply in Minutes for a Real-time Decision
- If Approved:
- Instant Cash Advance directly to your Bank Account in about 10 minutes*
- Credit Card arrives in about a week
- New Savings Account linked to your Card earning up to 3.5% APY*
- Grow as you go with Qualifying On-time Payments:
- Grow your credit limit by $100 per month*
- Grow your Savings by $100 per month that ultimately secures your Card
- Part of your payment is added to your Savings Account, and over time, your toWealth Mastercard becomes fully secured
- Swipe your Card and earn 1% Cash Back on eligible purchases
MORE AFFORDABLE THAN PAYDAY LOANS
- If your Card Balance is $500, your Monthly Interest is about $15 (APR 35.99%).
- For a $200 Cash Advance, your fee is the greater of $10 or 5% of advance.
OTHER FEATURES
- Mastercard® accepted worldwide
- Request Instant Cash Advances 24/7, —anytime, anywhere
- High-yield Savings Account (up to 3.5% APY) *
- 1% cash back on all eligible purchases
AWESOME MOBILE APP
- 24/7 Access
- Get Cash Advances, Make Payments
- Track available credit, savings and card activity
- Transfer Funds to your Savings Account
- Secure Account Management
*IMPORTANT DISCLOSURES
- PARTNERSHIP AND LICENSING: toWealth is a fintech company, not a bank. toWealth Mastercard is issued by The Bank of Missouri, serviced by toWealth. The Savings account is provided by The Bank of Missouri, Member FDIC.
- INSTANT TRANSFERS: Instant Transfers are optional, subject to qualifying bank accounts, and fees may apply. Instant Transfers to your bank account arrive in less than 10 minutes (most cases). An optional $3.75 fee applies for instant delivery; ACH transfers are $0.
- SAVINGS AND APY: APY means Annual Percentage Yield, and the rate is variable and may change at any time. Once your savings equals your credit limit, every dollar of your on-time payment deposited into your savings account increases your credit limit dollar for dollar. Your monthly payment includes $100 (minimum) that is added to your Savings Account.
- ACCOUNT FEES & COSTS:
- APR: 35.99%
- Annual Fee: $50
- Cash Advance Fee: $10 or 5% (whichever is greater), max $75
- Return Payment Fee: $25 | Late Fee: Up to $30
- toWealth Mastercard is subject to Credit Approval.
About toWealth
toWealth is a fintech company focused on building smarter, technology-driven financial products that help people build financial stability.
Website: https://towealth.com
Privacy Notice: https://towealth.com/privacy-notice
Privacy Policy: https://towealth.com/privacy-policy
Terms of Use:
Questions? Email at support@toWealth.com
Your TOWEALTH MASTERCARD® just got more powerful. Build BETTER FINANCIAL HABITS while you earn 1% Cash Back. Need funds now? Request an INSTANT CASH ADVANCE 24/7. The smarter, all-in-one alternative to HIGH-COST PAYDAY LOANS.
The developer, THRIVOS INC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- THRIVOS INC
- Size
- 65.2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © toWealth, LLC.