Bold Budget: Net Worth Tracker
Envelope Planner & Expenses
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Bold Budget 2.0 is here: track every account, watch your net worth over time, and add a transaction in two taps with the new keypad-first screen.
Bold Budget shows you the whole picture: what you spent this month, what you own, what you owe, and where your net worth is heading.
TRACK EVERY ACCOUNT
Add checking, savings, high-yield savings, cash, brokerage, and retirement accounts alongside credit cards, loans, and mortgages. Choose how each one is tracked: let your transactions move the balance automatically, or enter the number yourself whenever it changes — ideal for investment and retirement accounts you only check once a month.
SEE YOUR NET WORTH
Assets minus liabilities on one screen, with a chart of how it has moved over time. Assets and liabilities are split out and totaled, and each account shows when it was last updated so you always know how current the number is.
ADD A TRANSACTION IN SECONDS
The Add screen opens straight to the keypad. Type the amount, tap a category, done. Add a title, account, location, date, or tags only when you want to.
EXPENSES, INCOME, AND TRANSFERS
Moving money between your own accounts isn't spending. Transfers keep your balances honest while staying out of your spending totals — paychecks into checking, savings contributions, credit card and loan payments.
ENVELOPES AND CATEGORY GOALS
Organize spending into categories with your own icons and colors. Give a category a goal — a cap to stay under or a target to reach — and see at a glance where you stand.
CHARTS THAT MAKE SENSE
A spending breakdown by category for whatever timeframe you pick: week, month, year, or a custom range. Filter by account, tag, or category to answer a specific question.
RECURRING EXPENSES
Keep bills and subscriptions in one list with a running monthly total, so nothing catches you off guard.
TAG WHAT MATTERS
Tag transactions by trip, celebration, project, or any other event, then filter to see exactly what it cost.
SHARE A BUDGET
Invite someone to a budget by username. Owners can add and edit everything; viewers can follow along without changing anything — built for couples, families, and roommates. Everything syncs across devices, so a transaction added on one phone shows up on the other.
Take charge of your financial future with Bold Budget — your tool for mindful spending and financial clarity.
Download now and start seeing the whole picture.
* Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ *
Bold Budget 2.0 — the biggest update yet, and a complete redesign.
ACCOUNTS
• Track checking, savings, high-yield savings, cash, brokerage, retirement, credit cards, loans, and mortgages
• Choose how each account updates: automatically from your transactions, or a balance you enter yourself
• Editable balance history, plus reconcile to snap an account back to your bank's real number
NET WORTH
• New Net Worth tab: assets minus liabilities, with assets and liabilities totaled separately
• Net worth over time, charted
• "As of" dates so a stale balance is obvious at a glance
TRANSACTIONS
• The Add screen is now keypad-first — amount, category, done
• Link a transaction to an account and its balance moves automatically
• Transfers between your own accounts, kept out of spending totals
• Create an account or a category without leaving the transaction editor
• Categories now work for income and expenses alike, and a category goal can be a cap to stay under or a target to reach
SHARING
• Invite someone to a budget by username, with owner and viewer roles
• Switch between budgets right from Settings
DESIGN
• Every screen redesigned for light and dark
• Green and red used consistently for gains and losses throughout
• Faster charts, smoother envelopes, and many small fixes
Have a recurring debt? Open it and tap "Convert to Liability Account" to move it into the new accounts system.
The developer, Jason Vance, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jason Vance
- Size
- 23 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Bold Budget+ Lifetime $59.99
- Bold Budget+ Monthly $4.99
- Bold Budget+ Yearly $29.99
- Copyright
- © 2024 Jason Vance
