Skwad: Privacy-First Budgeting
Understand your finances
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Understand your spending without linking your bank. Skwad syncs your transactions using your bank's built-in email alerts.
Skwad doesn't require your bank login, so there's no need to re-link accounts. Skwad's approach is faster because your bank sends alerts immediately, and we process them instantly. Other apps typically refresh only after you login, or on a schedule, which can be hours or days after your purchase.
"I love the idea of using transaction alert emails to solve the open-banking problem." -Jon M. (CA)
Features:
Reliable connectivity
- Sync directly from the source, not intermediaries
- No more broken reconnections
- No more reconnection with passwords & 2FA codes
- No delayed transactions
Take control of your spending
- Multiple budgeting options
- Visualize your cashflow & categories
- Compare spending to previous periods
- Export your data for offline analysis
Understand your finances
- Auto-import transactions from bank alerts
- Optional bank linking if you need it
- Extract from receipts or bank statements
- Import from Csv, Excel, or Quicken
Customize your expenses
- Fully customizable categories
- Recategorize, split, or hide transactions
- Breakdown transactions into line items
- Enhance transactions with receipt data
Never miss a payment again
- Get alerts for upcoming bills
- Loan payment reminders
- Sync bills to your calendar
- Wave goodbye to late fees
- Instant double charge alerts
Multiplayer mode
- Invite one or more companions
- Share your accounts and transactions
- Eliminate debt together
- Your first companion is free
"I love what you all are doing. As a security-conscious technologist, I thought I was going crazy watching all these big financial services and institutions give up on their in-house integrations. Giving your raw bank credentials to anybody is just...not OK." -Chuck (US)
"I always avoided using budgeting apps because you had to link your bank account to the app using third party websites such as plaid. I was always concerned about giving away my banking login info to strangers. Thank you for coming up with a budgeting app that respects privacy!" -Skye C. (US)
Experience the most reliable bank connection for yourself.
Try Skwad for free for 14 days
DIY Plan: $49 USD / year
LINK Plan: $65 USD / year
Terms of Use:
https://skwad.app/terms
Privacy Policy:
https://skwad.app/privacy
Locale update for Canadian French
Several bug fixes
The developer, TCS Digital LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- TCS Digital LLC
- Size
- 73 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Skwad Link (Monthly) $8.00
- Skwad LINK $65.00
- Skwad DIY $49.00
- Skwad DIY (Monthly) $6.00
- Copyright
- © 2025 TCS Digital, LLC