Budgetum 1.6 introduces Custom Budget Periods, so you can plan your budget by paycheck, trip, or any date range that fits your life.
Budgetum is a flexible budget planner and expense tracker that helps you plan your money, track spending, and understand where it actually goes — without a rigid system.
Plan a monthly budget or create a custom budget period, like a pay cycle. Add categories that match your real life. Track expenses, bills, subscriptions, and income. Compare your plan with what really happened.
WHY BUDGETUM
Flexible budget planning
Plan by month, by pay cycle, or by any custom date range. Create your own sections and categories instead of adapting to someone else's system. Copy last month's plan forward in one tap.
Expense and spending tracking
Log expenses, income, and transfers. See planned vs. actual in real time. Split a single purchase into item-level entries with receipts to know exactly what you spent on.
Bills and subscriptions
Set up recurring transactions for rent, utilities, streaming services, salary, savings transfers, and any other repeating activity. Budgetum reminds you to confirm them so nothing slips through.
Multiple accounts and transfers
Track cash, bank, cards, savings, and debt accounts. Move money between accounts without distorting your budget. Keep savings clearly separated from spending.
Analytics and reports
See breakdowns by category, section, account, contact, or tag. Switch between pie chart and trends view. Pick any period — this month, this year, all time, or a custom range.
Bank statement import
Import a statement for one account and match rows to your existing transactions. Useful for monthly reconciliation without giving up control of your data.
Contacts, tags, and saved sets
Add optional context about who you paid or why. Save reusable filters for the analyses you run again and again.
Offline and privacy-first
Budgetum works fully offline. No account required. No bank connection required. Your data stays on your device.
Calm by design
No aggressive warnings. No "you're doing it wrong" messages. No paywall blocking the core budgeting flow — the essentials stay free. Budgetum Pro adds advanced tools and supports ongoing development.
WHO BUDGETUM IS FOR
• Anyone who wants a simple, flexible budgeting app
• People tracking monthly income, expenses, and bills
• Users moving from spreadsheets, notes, or paper
• Students, families, freelancers, and professionals
• Anyone who wants to understand their money without a forced method
BUDGETUM HELPS YOU
• Plan a budget that fits your life
• Track expenses, income, and transfers
• Organize bills, subscriptions, and savings
• Understand your spending habits
• Stay consistent month after month
Download Budgetum and start planning your budget today.
Could not brag enough about this app. I’ve used YNAB and EveryDollar for years. This is substantially better is so many small ways, it’s hard to believe it’s free. In fact, I like using it so much that I paid for the Pro version just to support the developer. Transactions are easy to track, it’s completely customizable, and so far, the creator has been super responsive with adding new features and updates suggested by users. 11/10.
Good Alternative to YNAB
d2sanche
I switched from YNAB and I have enjoyed using this app. I like the current color and icon customizations, the section and category flexibility, and the clear visibility between planned amounts vs spent amount vs remaining amount. I found setting up my budget with this app easier than YNAB. I’m sincerely excited about future updates and it’s literally 94% cheaper than YNAB if you get the pro.
Budgeting That Works For All
KCelesteR
As a monthly paycheck girlie, I was ecstatic to find this app because I can budget on my terms. I’m not forced to begin on any specific date. (If I’m paid on October 31, it can still be November’s paycheck, so on and so forth.) The flexibility of this app makes it so worth it, and I know where every dollar goes.
Best Budgeting App Ever
Rjelp
This app is perfect for anyone wanting to keep a budget. It’s well designed and easy to use adapts to anyone’s finances. I can easily see exactly how much I’m spending in each category and whether I’m staying on budget or going over. It helps me save money. Best of all it’s free and ad no ads!!
Small fixes and improvements.
Version 1.6.1
The developer, Danylo Rudenko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
