Halfsies: Couples Budgeting
Joint Money: Yours, Mine, Ours
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Know your spendable balance at a glance - no more guessing, no more fights.
Halfsies splits your joint bank account into three virtual accounts: Yours, Mine, and Ours - so you always know exactly what you can spend.
INDEPENDENCE WITHIN YOUR SHARED ACCOUNT
Each virtual account has its own balance, transactions, and budget - where you can create stashes (digital envelopes) for expenses, goals, and savings. Halfsies makes it clear what money belongs to you, your partner, and shared.
SMART AUTOMATION THAT DOES THE WORK FOR YOU
Generate budgets instantly: Halfsies analyzes your recurring transactions and past spending to build an intelligent budget just for you—it’s fast, accurate, and feels like magic.
Fully Automatic Funding: When your paycheck deposits, Halfsies auto-funds your stashes according to your budget. Meaning no manual transfers or tedious mental math on your part.
Transaction Sorting: New transactions are automatically covered by their affiliated stash to cut out the busywork.
Square Up: Fix overfunding and underfunding with the push of a button to uncover extra cash hiding in your budget, giving you a perfectly aligned budget in seconds.
FLEXIBILITY FOR EVERY BUDGETING STYLE
Your partner joins free: Invite your partner at no extra cost. They can link their own bank accounts into your household for a complete combined picture.
Credit Card Integration: Attach your credit cards to any virtual account. Transactions flow in automatically, and your Spend amount instantly updates as your debt changes.
Budget your way: Budget your bank accounts independently or together - it’s completely up to you.
Split any transaction: Divide any expense between you and your partner instantly using the cash within your joint account - no running tabs, no “IOU’s,” no hassle.
Organized categories: Group your stashes into custom categories for a cleaner, clearer budget that makes sense.
Privacy controls: Choose whether your personal budget is hidden or visible to your partner. Perfect for couples who want privacy, transparency, or a mix of both.
Intra-account transfers: Send money to your partner anytime from a virtual account or stash. You can even set transfers to recur automatically.
SUBSCRIPTION & TRIAL
Halfsies requires a subscription to use. All new users receive a free 7-day trial on our Sapling Tier so you can explore every feature, set up your budget, and see how Halfsies works for you before committing.
PRIVACY & SECURITY
We take data security and your privacy very seriously. We use bank-level AES-256 encryption at rest and TLS (Transport Layer Security) in transit to ensure your data is always safe.
Privacy Policy: https://www.halfsiesbudgeting.com/privacy
Terms of Service: https://www.halfsiesbudgeting.com/terms
We've fixed some bugs and added credit card integration! Link your cards to a virtual account, and watch the transactions flow in. They're like any other transaction, so split them, send them to your partner, create budgets from them, do what ever you'd like! You can also subtract your full credit card balance from your virtual account balance at any time, letting you know where you actually stand on your debt. Your cards follow the same privacy rules as your personal virtual account, so your partner won't see their balance or transactions, unless you explicitly send them to your partner, or give them access.
The developer, Cozy Seal Software LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Cozy Seal Software LLC
- Size
- 60.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Sapling Tier Yearly $59.99
- Sapling Tier Monthly $6.99
- Oak Tier Monthly $9.99
- Grove Tier Yearly $119.99
- Oak Tier Yearly $89.99
- Grove Tier Monthly $12.99
- Copyright
- © 2026 Cozy Seal Software LLC