Centavo: Finanzas Personales

Controla tus gastos

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Manage your finances with ease. Automatic transactions, smart budgeting, and savings goals. Compatible with Apple Watch and iOS widgets. Centavo is the most comprehensive personal finance app for iPhone, iPad, and Apple Watch. Track your expenses, create smart budgets, and reach your savings goals automatically. SMART FINANCIAL MANAGEMENT Record income and expenses using predefined categories: food, transportation, entertainment, utilities, health, and education. Each transaction is automatically organized with visual charts to help you analyze your monthly spending patterns. AUTOMATIC RECURRING TRANSACTIONS Set up automatic payments that repeat daily, weekly, or monthly. Define start and end dates, as well as the maximum number of repetitions. Perfect for salaries, rent, subscriptions, and fixed monthly expenses. CUSTOMIZED BUDGETS Create category-based budgets with real-time tracking. Visualize your progress with progress bars, get alerts when nearing your limit, and analyze detailed spending patterns. Set monthly, weekly, or yearly budgets. EFFECTIVE SAVINGS GOALS Set specific goals like vacations, a car, or an emergency fund. Define a target amount, deadline, and priority. The app calculates how much to save monthly and displays your progress with visual charts. SMART REMINDERS Never forget to record important transactions. Set up personalized reminders for recurring expenses, budget reviews, and savings contributions. Includes push notifications with suggested amounts and categories. INTEGRATED APPLE WATCH Access all features from your Apple Watch. Log transactions, check balances, view budgets, and track savings goals without needing your iPhone. Instant and automatic sync across devices. CUSTOMIZABLE WIDGETS Keep your finances visible with home screen widgets. Check total balance, goal progress, monthly summaries, and upcoming reminders without opening the app. Widgets auto-update in real time. ANALYTICS & REPORTS Gain valuable insights with detailed graphs, spending trends by category, monthly comparisons, and financial progress analysis. Visual reports that help you make better financial decisions. ADVANCED PERSONALIZATION Customize the app with themes, local currency settings, display formats, and privacy options. Fully compatible with dark mode and visually consistent across all Apple devices. GUARANTEED SECURITY Your data is protected with end-to-end encryption. Works completely offline without requiring online accounts. Your financial privacy is fully guaranteed. AUTOMATIC SYNC Instant synchronization between iPhone, iPad, and Apple Watch. Changes are reflected across all devices to keep your data up to date. Centavo turns personal finance management into an intuitive and efficient experience. Track daily spending, plan major purchases, and build healthy saving habits with professional tools in a sleek interface. Download Centavo and take full control of your personal finances — organized, secure, and accessible from any Apple device. PREMIUM SUBSCRIPTION Centavo Premium offers an auto-renewing monthly subscription at US$1.99/month to access all premium features including advanced trends, unlimited quick actions, and complete sync. Payment will be charged to your iTunes Account when you confirm the initial subscription purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You may manage your subscription and turn off auto-renewal by going to your Account Settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://centavoapp.com/privacy

Ratings & Reviews

  • 3.8
    out of 5
    5 Ratings

• Enhanced currency formatting and input handling for a smoother experience • Improved localization support across the app • Updated Welcome screen with refined user interface • Better support for custom categories and widgets • Various UI improvements and bug fixes

Version 1.0.71

The developer, Daniel Sarmiento, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Daniel Sarmiento
Size
  • 47.9 MB
Category
  • Finance
Compatibility
Requires iOS 17.6 or later.
  • iPhone
    Requires iOS 17.6 or later.
  • iPad
    Requires iPadOS 17.6 or later.
  • Mac
    Requires macOS 14.6 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.3 or later.
  • Apple Watch
    Requires watchOS 10.6 or later.
Languages
  • Spanish
Age Rating
4+
In-App Purchases
Yes
  • Centavo Premium Mensual $5.99
  • Centavo Premium Toda la vida $29.99
  • Centavo Premium Anual $44.99
  • Learn More
Copyright
  • © Backsoul 2026
  • Developer Website
  • Privacy Policy

    • More by Daniel Sarmiento

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