3.9.0 • Cash Flow & Card Spending Alerts: Set monthly spending limits for individual cards or groups of cards. Track spending, pending charges, and days remaining, with customizable milestone alerts and over-limit reminders. • Custom Investment Rules: Create alerts for supported portfolio, holding, and investment activity conditions—including price targets, daily moves, gains and losses, and portfolio concentration. • Smart Quick Presets: Set up investment alerts faster with presets tailored to the selected alert family and available holding data. Customize thresholds, direction, account scope, and notification preferences. • Persistent Smart Signals: Card-spending and investment alerts now appear at the front of Smart Signals, keeping important updates visible until dismissed or marked as read. • Detailed Alert Snapshots: Tap a Smart Signal to review the values captured when it triggered, then jump directly to its rule to make adjustments. • Improved Alert Management: Review recent alerts, mark them read, and edit, pause, resume, or delete rules from streamlined screens with clearer layouts and light- and dark-mode support. • Performance and Reliability – Additional interface improvements, bug fixes, and synchronization enhancements.

• Cash Flow & Card Spending Alerts: Set monthly spending limits for individual cards or groups of cards. Track spending, pending charges, and days remaining, with customizable milestone alerts and over-limit reminders. • Custom Investment Rules: Create alerts for supported portfolio, holding, and investment activity conditions—including price targets, daily moves, gains and losses, and portfolio concentration. • Smart Quick Presets: Set up investment alerts faster with presets tailored to the selected alert family and available holding data. Customize thresholds, direction, account scope, and notification preferences. • Persistent Smart Signals: Card-spending and investment alerts now appear at the front of Smart Signals, keeping important updates visible until dismissed or marked as read. • Detailed Alert Snapshots: Tap a Smart Signal to review the values captured when it triggered, then jump directly to its rule to make adjustments. • Improved Alert Management: Review recent alerts, mark them read, and edit, pause, resume, or delete rules from streamlined screens with clearer layouts and light- and dark-mode support. • Performance and Reliability – Additional interface improvements, bug fixes, and synchronization enhancements.

• Smarter Chip In Intelligence — The AI engine was rebuilt to understand your full financial picture: spending, recurring bills, subscriptions, investments, credit cards, and loans, with stronger accuracy on complex questions. • Grounded tables and charts — AI responses now validate table and chart data before displaying it, and every number comes straight from your real transactions — helping prevent unreadable transaction IDs and mismatched values. • Automatic AI correction — When a response contains invalid or unverified data, Chip In automatically rebuilds it from the original financial data instead of showing unreliable results. • Stronger data safeguards — New multi-layer protections ensure AI answers only ever use your own data, and partner data only when you ask and it's been shared with you. • Instant follow-ups — Ask "show that as a bar chart" and it appears immediately, without re-processing your data. • Clearer transaction details — AI-generated tables now prefer real merchant and transaction names over internal account identifiers. • Export AI insights — Share AI responses as a PDF, image, or CSV file when a table is available. • AI response actions — Quickly copy, retry, rate, or continue an AI response with suggested follow-up questions. • Smoother AI experience — See live progress while the AI works, cancel anytime, and enjoy a refined, continuously animated border while a response is being generated. • Improved "Who Owes What" animation — Settlement balances now transition with smoother, more fluid motion. • Updated subscriptions and purchase support — Improved compatibility with the latest subscription and in-app purchase services. • Improved dark-mode consistency — Refined AI Assist colors, history selection contrast, search controls, and theme updates.

• Smarter AI tables and charts — AI responses now validate table and chart data before displaying it, helping prevent unreadable transaction IDs and mismatched values. • Automatic AI correction — When a visualization contains invalid or unverified data, Chip In asks AI to rebuild it from the original financial data instead of showing unreliable results. • Clearer transaction details — AI-generated tables now prefer real merchant and transaction names over internal account identifiers. • Export AI insights — Share AI responses as a PDF, image, or CSV file when a table is available. • AI response actions — Quickly copy, retry, rate, or continue an AI response with suggested follow-up questions. • Smoother AI experience — The AI request field now has a refined, continuously animated border while a response is being generated. • Improved “Who Owes What” animation — Settlement balances now transition with smoother, more fluid motion. • Updated subscriptions and purchase support — Improved compatibility with the latest subscription and in-app purchase services. • Improved dark-mode consistency — Refined AI Assist colors, history selection contrast, search controls, and theme updates.

• All New - Split and sharing features! All new area to better manage sharing and managing finances with your partner. No other app is this comprehensive. • Chip In Intelligence – Ask natural-language questions about spending, income, subscriptions, investments, and more, with conversational insights, charts, and tables. • Advanced Investment Dashboards – Explore enriched market data, portfolio performance, holdings, securities, movers, and interactive charts. • Smarter Financial Forecasting – See upcoming bills, predicted income, paydays, major expenses, and spending patterns. • Partner-Aware Insights – Analyze shared finances, compare spending, and understand personalized expense splits. • Improved Account Management – Faster synchronization, clearer refresh controls, institution-level updates, and real-time connection alerts. • Flexible Exports – Export supported insights as PDF, image, or CSV. • Performance and Reliability – Additional interface improvements, bug fixes, and synchronization enhancements.

• All New - Split and sharing features! All new area to better manage sharing and managing finances with your partner. No other app is this comprehensive. • Chip In Intelligence – Ask natural-language questions about spending, income, subscriptions, investments, and more, with conversational insights, charts, and tables. • Advanced Investment Dashboards – Explore enriched market data, portfolio performance, holdings, securities, movers, and interactive charts. • Smarter Financial Forecasting – See upcoming bills, predicted income, paydays, major expenses, and spending patterns. • Partner-Aware Insights – Analyze shared finances, compare spending, and understand personalized expense splits. • Improved Account Management – Faster synchronization, clearer refresh controls, institution-level updates, and real-time connection alerts. • Flexible Exports – Export supported insights as PDF, image, or CSV. • Performance and Reliability – Additional interface improvements, bug fixes, and synchronization enhancements.

• Chip In Intelligence – Ask natural-language questions about spending, income, subscriptions, investments, and more, with conversational insights, charts, and tables. • Advanced Investment Dashboards – Explore enriched market data, portfolio performance, holdings, securities, movers, and interactive charts. • Smarter Financial Forecasting – See upcoming bills, predicted income, paydays, major expenses, and spending patterns. • Partner-Aware Insights – Analyze shared finances, compare spending, and understand personalized expense splits. • Improved Account Management – Faster synchronization, clearer refresh controls, institution-level updates, and real-time connection alerts. • Flexible Exports – Export supported insights as PDF, image, or CSV. • Performance and Reliability – Additional interface improvements, bug fixes, and synchronization enhancements.

• Enhanced Liabilities dashboard insights and charts. • Improved payment and balance breakdown accuracy. • Faster Bills & Subscriptions cash-flow forecasts. • Refined dark mode colors and readability. • Improved AI Assist search and conversation controls. • General stability and UI improvements. • Integration with Chip In web app. • Stability improvements. • Bug fixes.

• Enhanced Liabilities dashboard insights and charts. • Improved payment and balance breakdown accuracy. • Faster Bills & Subscriptions cash-flow forecasts. • Refined dark mode colors and readability. • Improved AI Assist search and conversation controls. • General stability and UI improvements. • Integration with Chip In web app. • Stability improvements. • Bug fixes.

• Enhanced Liability Payoff Outlook with server-driven projections, promotional APR tracking, and clearer payoff recommendations. • Smart Insights carousel added to the Accounts dashboard for faster, actionable account guidance. • Interactive dashboard history charts now include animated date-range filters and reliable, user-controlled carousel navigation. • Swipe down to dismiss is now supported across applicable popups, with native scrolling and elastic overscroll preserved. • Dark-mode support and theme switching were improved across dashboard and popup experiences. • Financial insights were expanded with new personalized AI-driven guidance. • Security improvements and updates. • Integration with Chip In web app. • Stability improvements. • Bug fixes.

- v3.5 includes tons of polished UI updates. - Powerful liabilities (credits/loans) features, best payoff order, interest savings dates, highest APRs, and more! - New AI features (Pin conversation to top, rename saved conversation. or remove conversation). - AI UI and backend enhancements improving overall experience. - Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- New AI features (Pin conversation to top, rename saved conversation. or remove conversation). - AI UI and backend enhancements improving overall experience. - Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- New AI features (Pin conversation to top, rename saved conversation. or remove conversation). - AI UI and backend enhancements improving overall experience. - Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Complete rewrite from the ground up. - New dashboards for accounts, liabilties, investments, and reports. - New theme and UI rewrite. - Updated Financial Intelligence with advanced query plan optimization, generation, and RAG improvements. - Database performance and security updates. - New automated emails for liabilties and investments. - Updated to frontier GPT models. - Numerous improvements throughout the app. - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Complete rewrite from the ground up. - New dashboards for accounts, liabilties, investments, and reports. - New theme and UI rewrite. - Updated Financial Intelligence with advanced query plan optimization, generation, and RAG improvements. - Database performance and security updates. - New automated emails for liabilties and investments. - Updated to frontier GPT models. - Numerous improvements throughout the app. - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Complete rewrite of AI Services. -- Smart follow-ups. -- Real-time server to mobile communication. -- Full resilient query grounding, with retry on fail. - New 30-day projected cashflow. - New Income/Expense history. - New UI updates for a cleaner interface. - Grouping by day, week, and month. - New export types for AI responses (full structured response exported). - Email services enhanced delivering large expenses, upcoming bills, low balances, and lapsed subscriptions. - Update to auto-recurring services, providing the ability to create manual recurring transactions. - Small bug fixes.

- Complete rewrite of AI Services. -- Smart follow-ups. -- Real-time server to mobile communication. -- Full resilient query grounding, with retry on fail. - New 30-day projected cashflow. - New Income/Expense history. - New UI updates for a cleaner interface. - Grouping by day, week, and month. - New export types for AI responses (full structured response exported). - Email services enhanced delivering large expenses, upcoming bills, low balances, and lapsed subscriptions. - Update to auto-recurring services, providing the ability to create manual recurring transactions. - Small bug fixes.

- Complete rewrite of AI Services. -- Smart follow-ups. -- Real-time server to mobile communication. -- Full resilient query grounding, with retry on fail. - New 30-day projected cashflow. - New Income/Expense history. - New UI updates for a cleaner interface. - Grouping by day, week, and month. - New export types for AI responses (full structured response exported). - Email services enhanced delivering large expenses, upcoming bills, low balances, and lapsed subscriptions. - Update to auto-recurring services, providing the ability to create manual recurring transactions. - Small bug fixes.

- Added more update fields for transactions and recurring transactions data. - New automated emails for lapsed subscriptions, low balance, large expenses, and upcoming bills (daily/weekly email updates) - New automated recurring transaction tasks. Create a new recurring transaction, we automatically create new transactions by frequency. - New website admin tooling. Now you can update your email preferences (set what you want to see). Also update your profile. Full web app suite coming in weeks! - New Partner Sharing dashboard. Now you can explicitly control exactly what you want to share with your partner (accounts, transactions, subscriptions, and more). - All new enhanced permissions services control all aspects of user/partner sharing. From checking, saving, loans, and manual transactions. - Complete rewrite of AI services using GPT5.4. The best advanced reasoning of any financial app. - Advanced RAG SQL Server database grounding, greatly increased performance and financial data integrity. - New Export of AI responses. Full export of Question, Response (table + charts), PDF, Image, and CSV! - New automatic AI conversation history saving. Easily search or view previous AI conversations, export to any platform. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- New Partner Sharing dashboard. Now you can explicitly control exactly what you want to share with your partner (accounts, transactions, subscriptions, and more). - All new enhanced permissions services control all aspects of user/partner sharing. From checking, saving, loans, and manual transactions. - Complete rewrite of AI services using GPT5.4. The best advanced reasoning of any financial app. - Advanced RAG SQL Server database grounding, greatly increased performance and financial data integrity. - New Export of AI responses. Full export of Question, Response (table + charts), PDF, Image, and CSV! - New automatic AI conversation history saving. Easily search or view previous AI conversations, export to any platform. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- New Partner Sharing dashboard. Now you can explicitly control exactly what you want to share with your partner (accounts, transactions, subscriptions, and more). - All new enhanced permissions services control all aspects of user/partner sharing. From checking, saving, loans, and manual transactions. - Complete rewrite of AI services using GPT5.4. The best advanced reasoning of any financial app. - Advanced RAG SQL Server database grounding, greatly increased performance and financial data integrity. - New Export of AI responses. Full export of Question, Response (table + charts), PDF, Image, and CSV! - New automatic AI conversation history saving. Easily search or view previous AI conversations, export to any platform. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- Complete rewrite of AI services using GPT5.4. The best advanced reasoning of any financial app. - Advanced RAG SQL Server database grounding, greatly increased performance and financial data integrity. - New Export of AI responses. Full export of Question, Response (table + charts), PDF, Image, and CSV! - New automatic AI conversation history saving. Easily search or view previous AI conversations, export to any platform. - New Credit Card "limit" value added (tap on account balances in dashboard). - New Manual Transactions total dashboard view. - Refresh to Recurring Transactions Day view (now a slide up bottom sheet) to make viewing more pleasant. - New *Edit* capability for transaction data synced from PLAID. Fix those incorrect names or description! - New *Notes" field for transaction details. - New Bank and Accounts quick view from dashboard. Tap totals to view all accounts, balances, when synced, and more. -- View all your bank accounts and credit cards balances/limits in one quick view! - New Month and Day View for transactions. - New Sort feature added for transactions. - New Filter by Institutions, Accounts, and Manual Entries feature for transactions. - New Filter view for recurring transactions. - Search and Filter options are saved if app is closed. Keep your favorite search and sort options! - Upcoming bills due before payday now filter out subscriptions that are stale. - App is more interactive, tap on chart labels or points to drill into data. - Full privacy we obfuscate your financial data for privacy and identity protection. - New conversation history auto saves as you use AI. - Cleaner AI features, removing bloat (no tab bar at top increase real estate). - Monthly Spend Summary bar chart width scales appropriately from 100% width. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.