What if you could pay off your mortgage years sooner? Explore extra payments, track your real progress, and see how much interest you could be saving.
Pay off your mortgage sooner. See how much interest you could save.
Lown is a free mortgage payoff calculator and homeownership tracker that helps you understand your loan, explore extra payments, and plan your financial future.
See your mortgage-free date
Find out when your mortgage could be paid off and how extra principal payments can move that date closer.
Discover how much interest you could save
Compare payoff scenarios, experiment with monthly or one-time extra payments, and visualize the difference.
Track your actual mortgage payments
Keep a record of principal, interest, escrow, and other payment details. See how your balance changes over time.
Explore refinancing options
Compare potential refinancing scenarios and understand how different loan terms could affect your payments and long-term costs.
Plan beyond your mortgage
Set savings goals, monitor your home equity, and track your net worth as you work toward greater financial freedom.
Built for homeowners, not advertisers
* Free to use
* No ads or subscriptions
* No selling your financial data
* Designed for iPhone and iPad
* Apple-powered syncing across your devices
Whether you’ve just purchased your first home or you’re working toward becoming mortgage-free, Lown helps you turn financial questions into a clearer plan.
Lown: Loan to Own.
Calculations are estimates for planning purposes. Actual loan results depend on your lender, loan terms, payment application, and other factors.
This app is super useful. I have multiple mortgages and it helps me keep track of all of my information and my principal pay down!
Informative app!
C.Meadow
I’m going through the home buying process now and the guides on the app are very helpful. It makes the process less daunting
Developer Response
We really appreciate that! Buying a home can be overwhelming, so it’s great to know the guides are making it easier. Thanks for being part of the Lown community — more tools and insights are on the way soon!
Great app for anyone buying their first homes
CJ0280
Looking to buy my first home, so this app is great at helping plan out my finances.
Developer Response
Thanks so much for sharing that! We built Lown to make the journey to homeownership feel a little more approachable. Glad to hear it’s helping you plan with confidence — and best of luck finding your first home!
Built for iPhone Duo!
Version 1.25
The developer, Rafael Reyes, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Rafael Reyes
Size
10.8 MB
Category
Finance
Compatibility
Requires iOS 18.4 or later.
iPhone Requires iOS 18.4 or later.
iPad Requires iPadOS 18.4 or later.
Mac Requires macOS 15.4 or later and a Mac with Apple M1 chip or later.
