Andray Finance

Borrow smart, Build strong

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Andray Finance is a premier digital lending platform dedicated to serving hardworking Nigerians. We provide reliable financial support to salaried professionals, entrepreneurs, and gig economy workers who need timely access to loans to achieve their goals. Our Commitment to You: We offer a streamlined, respectful borrowing experience, eliminating lengthy paperwork, repetitive applications, and any inconvenience. Our mission is to provide structured, transparent loan solutions that adapt to your lifestyle and cash flow. How Our Service Works Instant Loan Access: Apply for a loan of within the range of ₦10,000 to ₦5,000,000 and receive funds instantly once approved. Borrow only what you need, when you need it. Easy Repeat Borrowing: Once you repay your loan, you can quickly apply for another. No complicated processes, just fast access to funds whenever you need financial support. Loan Growth: Demonstrate responsible financial behavior through consistent repayment, and you will qualify for larger loan amounts, improved terms, and additional benefits over time. Discreet and Automated Service: We uphold the highest standards of privacy and respect. Your employer and contacts will not be contacted. Our repayment process is fully automated, secure, and designed for your convenience. Transparent Pricing Example: ₦50,000 Andray Payday Loan Loan Principal: ₦50,000 Loan Term: 3 months Interest Rate: 5% monthly Management Fee. A management fee of 1.075% of the loan principal is applied. This fee is evenly distributed across your monthly repayments, so you don’t pay it upfront separately: 1.075% of Principal (₦537.50) Upfront processing Fee (to be removed from the disbursement amount): 1% of Principal (₦500) Total Amount Disbursed: ₦49,500 Total Interest Payable: ₦7,500 (₦2,500 x 3) Total Repayment Amount: ₦57,500.00 Annual Percentage Rate (APR): ≈ 65% All calculations are provided for clarity. Our terms and fees are always presented upfront with no hidden charges or surprises. Timely repayments positively impact your future loan eligibility. Designed for a Diverse Nigeria Our financial products are tailored to meet the needs of a wide range of professionals, including: - Salaried Employees and Civil Servants - Small Business Owners and Merchants - Freelancers and Gig Economy Workers - Entry-Level Professionals Get Started in Four Simple Steps Register: Visit our website or download our app and complete your secure profile. Verify: Submit your details for instant identity verification (BVN and KYC). Get Approved: Receive a one-time loan approval (subject to credit bureau rating). Borrow and Repay: Access funds instantly and enjoy seamless, automated repayments. Security and Compliance Your trust and security are our priorities. We operate with full transparency and compliance, leveraging advanced technology and secure partnerships. All customer data is protected in accordance with the Nigerian Data Protection Regulation (NDPR). Download the Andray Finance App Today. Smart Loans. Dignified Service. Always On. Building Financial Trust, One Loan at a Time.

Ratings & Reviews

  • 1.0
    out of 5
    3 Ratings

Improved the date picker experience with smoother interactions, better usability, and a more intuitive date selection flow.

Version 1.3

The developer, Andray Finance Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Location
    • Contact Info
    • User Content
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics
    • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Andray Finance Limited
Size
  • 52.6 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • Copyright ©2026 All rights reserved
  • Privacy Policy

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