The Frugal
Mindful Spending Tracker
Only for iPhone
Free
iPhone
Make smarter spending decisions. See the real cost of every purchase in work time, investment potential, and income percentage. Build streaks, unlock achievements.
Transform how you think about money with The Frugal – the mindful spending companion that reveals the true cost of every purchase.
See Beyond the Price Tag
Every purchase isn't just a number – it's hours of your life, days of work, and potential future wealth. The Frugal instantly analyzes any purchase to show you:
Work Time Cost – How many hours and days you worked to afford it
Income Impact – What percentage of your weekly, monthly, and yearly income it represents
Investment Potential – What that money could grow to if invested in the S&P 500
Real-Time Earnings – Watch your savings accumulate second-by-second based on your income
Build Better Habits
Streak Tracker – Build momentum by tracking consecutive days without impulse purchases. The longer your streak, the stronger your financial discipline.
Achievement System – Unlock achievements for mindful decisions, reaching savings goals, and building healthy spending habits. Level up as you make smarter choices.
Goal Setting – Set savings targets and watch your progress in real-time with beautiful visual feedback. Celebrate when you reach milestones.
Your Financial Command Center
Statistics Dashboard – Track your monthly and lifetime spending, see how much you've saved, monitor your XP and level progress, and understand your spending patterns.
Customizable Themes – Personalize your experience with carefully curated color palettes that match your style.
Privacy First – All your data stays on your device. No tracking, no ads.
How It Works
Input your disposable income and currency
Enter a potential purchase amount
Get instant analysis of the real cost
Swipe to decide: Buy it or Save it
Track your progress and unlock achievements
Perfect For:
Anyone trying to reduce impulse purchases
People building better money habits
Savers working toward financial goals
Anyone who wants to understand the true cost of spending
Stop living frivolously. Start living intentionally.
EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Jorge Costa, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jorge Costa
- Size
- 2.8 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2025 Jorge Costa