Smartr: No More Overspending

Budget, Block Apps, Spend Less

Only for iPhone

Free · In‑App Purchases

iPhone

We block your shopping apps when you overspend so your budget actually sticks. Track spending, learn finance, and finally feel in control of your money. No nagging, no BS Smartr is a different approach to your money. Instead of just showing you numbers, We will block your shopping apps and tell you why they're harmful. We will show you spend, why you spend, and how the economy affects you. Think you know your spending? then see if you can predict your own money! LEARN YOUR MONEY Smartr turns financial awareness into something you actually want to open every day. Track your spending on an interactive path, answer daily economics quizzes, and predict where your money is headed. SPENDING PATH Your daily spending visualized as a beautiful, interactive journey. Each day is green when you're under budget, red when you're over. Over your week and month, you'll be creating your own finance chart! SPENDING PREDICTIONS Think you know your spending habits? Predict which category will be #1 by month's end. Track your accuracy, compete with yourself, and learn what drives your spending. DAILY FINANCIAL QUIZZES Every day, learn how real-world economics affect your wallet. Short questions about inflation, interest rates, housing costs, etc will help in building your financial literacy one answer at a time. SPENDING SHIELD Go over budget? Smartr can block your impulse-purchase apps (shopping, food delivery, entertainment) until you make a conscious decision to continue. It's like a speed bump for your wallet. SUBSCRIPTION DETECTION Automatically detect every recurring charge across your accounts. See upcoming bills, track annual costs, and never be surprised by a forgotten subscription again. BANK-LEVEL SECURITY Connect your accounts securely through Plaid. Your bank credentials are never stored by Smartr. we only see your transactions, never your login details. KEY FEATURES • Interactive spending path with daily progress nodes • Spending predictions with accuracy tracking • Daily economics and financial literacy quizzes • Automatic subscription and recurring charge detection • Spending Shield: block apps when you go over budget • Category breakdowns and spending trends • Budget streaks and daily check-ins • End-of-month spending projections • Beautiful themes (Classic, Forest, Ocean, Midnight, Coral, Sand) • Home screen widgets • Plaid-powered bank connection • Smartr Talk: contextual AI chat plus in-app shortcuts (Plaid, recaps, subscriptions, limits, themes, goals—see in-app for current tools) HOW IS SMARTR DIFFERENT? Most finance apps show you what you spent. Smartr helps you understand why. Instead of charts and graphs you'll never look at, Smartr gives you an interactive spending path — a visual journey through your week where every day tells a story. Instead of generic tips, you get daily quizzes about real economics that affect your wallet. Instead of just setting limits, Spending Shield actually blocks impulse-purchase apps when you go over budget. Smartr was built on one idea: financial literacy helps. It's that simple. People who understand their money save more, they stress less, make better decisions, and feel more in control. WHO IS SMARTR FOR? • College students learning to manage money for the first time • Young professionals who want to understand where their paycheck goes • Anyone tired of budgeting apps that feel like spreadsheets • People curious about how inflation, interest rates, and economic trends affect their daily spending • Couples who want visibility into shared spending habits • Anyone who wants an AI teammate for everyday money questions—with transparent, grounded answers PRICING Smartr offers a free trial so you can experience every feature. After your trial, a subscription unlocks the full experience. For more & Apple EULA below! Privacy is fundamental to Smartr. We never sell your data. Learn more at our privacy policy. PLEASE NOTE All features require a subscription. However, there is a 14-day free trial. Check out Apple's EULA for more: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Questions? Reach out at support@zbgcllc.com

Ratings & Reviews

  • 5.0
    out of 5
    23 Ratings

1.9.6 update quick fix! Thank you for everyone downloading the app! I'm happy to hear it's working with a lot of people, and we want to continue to deliver to you some bug fixes to make it better for you to not have to worry about money! - a lot of users noticed an issue in older devices not being able to tap the settings and manual entry button together, we increased the interaction size while also keeping it slick! as always, thank you for supporting, and if you find anything, feel free to email us! we do like to read your emails! Have a good day!

Version 1.9.6

The developer, ZBGC LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Purchases
    • Identifiers
    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Identifiers
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • ZBGC LLC
Size
  • 62.5 MB
Category
  • Finance
Compatibility
Requires iOS 18.5 or later.
  • iPhone
    Requires iOS 18.5 or later.
  • Apple Vision
    Requires visionOS 2.5 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Smartr - Monthly $7.99
  • Smartr Annual $49.99
  • Learn More
Copyright
  • © ZBGC L.L.C
  • Developer Website
  • Privacy Policy