Cashflow Companion
Budget Tracker, Safe to Spend
$19.99 · Designed for iPad. Not verified for macOS.
Most apps track history. CFC tracks your future with no bank credentials exposed. Know exactly what's safe to spend. Net worth, expense, and asset tracking in one place!
The budget app that works without linking your bank. Track your money, know what's safe to spend, and plan your finances — safely offline, on your device.
FEATURES:
Safe to Spend Calculator
See exactly how much money you can safely spend or allocate, based on your current balance minus upcoming bills and expenses plus expected income. No guesswork.
Personal Financial Insights
Know how much your income exceeds your expenses or vice versa, how many days until your next payday, what your largest upcoming expense will be, and when the tightest upcoming time of the month will be.
Budget Tracker
Keep a complete record of every transaction. Understand your income and expense patterns and make smarter financial decisions over time.
Offline Budget App — 100% Private
No bank account linking. No server sync. No account required. Your financial data lives on your iPhone, encrypted by iOS — never shared, never sold.
Net Worth Tracking & Forecasting
Monitor assets and liabilities over time. Forecast your net worth up to 30 years into the future with custom growth rates per account.
Income & Expense Breakdown
Annual pie charts make it instantly obvious if your expenses exceed your income and where to improve.
Recurring Transactions
Set up regular bills and income once, or import via CSV. The app factors them automatically into your available funds. Share your data with a partner via bluetooth without exposing data over the internet.
PRIVACY FIRST:
No bank account linking — your credentials stay with you
100% on-device storage — encrypted by iOS
No account required — start immediately
No data collection — we won't even know your email
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Learn more at cashflowcompanion.net
Income and Expense History tracking
The developer, Cashflow Companion LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Cashflow Companion LLC
- Size
- 3.6 MB
- Category
- Finance
- Compatibility
Requires iOS 18.5 or later.
- iPhone
Requires iOS 18.5 or later. - iPad
Requires iPadOS 18.5 or later. - Mac
Requires macOS 15.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.5 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © Cashflow Companion LLC 2026

