Rafiq: Islamic Finance OS
Zakat, Halal Stocks, Spending
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Improvements to Ask Rafiq, UI and all your favorite features.
Rafiq is the first AI-native Islamic personal finance OS for Muslims. It brings together everything Muslim professionals need to manage money according to their values — no more juggling five apps and a spreadsheet.
Zakat & Khums Made Simple
Calculate your charitable obligations across all five schools of jurisprudence — Hanafi, Shafi'i, Maliki, Hanbali, and Ja'fari. Rafiq handles the complexity of modern assets like RSUs, cryptocurrency, 401(k)s, and real estate so you don't have to. Every calculation comes with clear explanations of the reasoning behind it, not just a number.
Halal Stock Screening
Screen any stock for Shariah compliance using AAOIFI standards. Get a detailed breakdown of debt ratios, interest income, and business activity — plus a compliance score and purification guidance. Real-time data means your screening is always current.
AI-Powered Guidance
Islamic finance is like a tax code with five valid interpretations. Rule-based calculators break down with complex portfolios. Rafiq's AI reasons through your specific situation and madhab, explaining why an asset is or isn't zakatable in plain language.
All-in-One Financial Companion
Budgeting and spending insights
Net worth tracking across all accounts
Bank account connectivity via Plaid
Smart transaction categorization
Personalized financial coaching aligned with Islamic values
Built for Every Muslim
Rafiq is the only platform that supports all five major schools of thought, including full khums support for the Ja'fari community. Whether you follow Hanafi, Shafi'i, Maliki, Hanbali, or Ja'fari fiqh, Rafiq adapts to your practice.
Your Trusted Companion, Not a Judge
Rafiq meets you where you are. No lectures, no guilt — just clear guidance to help you align your finances with your faith. Think of it as the knowledgeable friend you wish you had for every zakat season.
Privacy & Security
Your financial data is encrypted and secure. Rafiq uses bank-level security through Plaid for account connections and never sells your data.
Questions or feedback? Reach us at salam@rafiq.money
Ratings & Reviews
Streamlined Onboarding
The developer, Rai Khan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Rai Khan
- Size
- 42.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Contains
User-Generated Content
- In-App Purchases
Yes
- Rafiq - Premium $9.99
- Rafiq - Premium $99.99
- Rafiq - Premium $9.99
- Rafiq - Premium $99.99
- Copyright
- © 2026 Rafiq Labs Inc.