VaultFlow 3.0 is our biggest update ever — a complete redesign, smarter money, and more fun to use. AN ALL-NEW PREMIUM LOOK • Every screen redesigned around calm, minimal design with huge, clear numbers • A gorgeous light mode and true-dark mode — pick System, Light, or Dark YOUR NET WORTH, FRONT AND CENTRE • A beautiful net-worth chart you can scrub with your finger across 1M–All • Milestones and live progress toward your next big number REWARDS THAT KEEP YOU GOING • Check-in streaks, achievement badges, and celebratory moments when you hit goals MONEY IN YOUR CURRENCY • Multi-currency support — choose from 28 world currencies • Live exchange rates and a built-in currency converter • Investments priced in USD now convert correctly to your currency ASK SIRI, USE SHORTCUTS • "Hey Siri, what's my net worth?" • Log an expense or check your safe-to-spend by voice, Shortcut, or Spotlight HOME SCREEN WIDGETS • Net Worth, Daily Spending, Upcoming Bills, and Portfolio — right on your Home Screen Plus more accurate net worth, spending, and debt-free planning under the hood.

Home Screen widgets are here — plus a more accurate net worth. HOME SCREEN WIDGETS • Net Worth — your total at a glance, with the day's change • Daily Spending — today's spending against your budget • Upcoming Bills — what's due next, so nothing slips through • Portfolio — your top holdings and total portfolio value Add them from the Home Screen widget gallery. MORE ACCURATE NET WORTH • Your net worth now stays correct when you edit or delete a transaction • Crypto holdings are now included in your net worth • Investment accounts and tracked holdings no longer double-count • Credit card charges now update your balance the right way SHARPER DEBT-FREE PLANNER • As each balance is paid off, its payment now rolls onto your next debt — so your payoff date and the interest you'll save are exact POLISH & RELIABILITY • Honest iCloud sync status • Privacy and stability improvements under the hood