Outlay – Smart Expense Tracker
Track Smarter. Spend Better.
Free · In‑App Purchases
Track expenses, chat with your data, and get AI-powered insights — all processed on-device for complete privacy. Your data, Your devices, Your iCloud
Take control of your money with Outlay, the privacy-first expense tracker powered by on-device AI.
CORE VALUE
↳ Unlike traditional apps, Outlay keeps your financial data completely on your device and iCloud — nothing is sent to external servers.
KEY FEATURES
##FREE##
# Smart Expense Tracking
↳ Log and categorise expenses effortlessly
# Privacy First
↳ No tracking. No ads. No data collection.
# iCloud Sync
↳ Seamless experience across all your iPhone and iPad devices
# Widgets - Home Screen & Standby mode
↳ Smart glanceable Widgets! For that moment when time is of the essence
##PAID##
# AI Insights (On-Device)
↳ Understand spending patterns with private, intelligent insights
# FinChat
↳ Engage with Oink, your personal finance AI companion, who is always on standby to provide real-time chat updates on your expenses.
↳ Ask questions about your spending, like:
- "How much did I spend last weekend?"
- "What did I spend the most on this month?"
↳ Get more pre-defined prompts in the built-in "Quick Prompt" library under the chat section
# Beautiful Customisations:
↳ Add themes of your choice based on your mood
↳ Express yourself using multilingual support starting with English & Hindi. More language support is coming in future. *AI responses are currently delivered in English
↳ Clean charts to understand your finances at a glance
↳ See your expenses on a map to understand where you are spending
# Gamification
↳ Gamify your spending by hitting your daily limit and stay motivated with Streak!
# Lookback
↳ With this option, look back on historical spending trends anytime
- Terms of service: https://www.ruptapas.com/outlay/outlay-terms-of-service-and-privacy-policy
- Privacy policy: https://www.ruptapas.com/outlay/outlay-privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Ruptapas Chakraborty, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ruptapas Chakraborty
- Size
- 15.7 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later.
- iPhone
- Languages
- English and Hindi
- Age Rating
4+
- 4+
- Contains
User-Generated Content
- In-App Purchases
Yes
- Outlay Premium Monthly $1.99
- Outlay Premium Yearly $9.99
- Copyright
- © 2026 Ruptapas Chakraborty
