Ledgr-Journal

Smart Expense Tracker

Free · Designed for iPhone. Not verified for macOS.

Ledgr is a smart finance journal powered by on-device AI. Scan receipts with your camera, analyze bank statements with AI, speak transactions out loud, or type in plain English — Ledgr understands it all, entirely on your device with zero cloud dependency. WHAT MAKES LEDGR DIFFERENT ◆ AI BANK STATEMENT ANALYZER Import a PDF bank statement, snap a photo, or pick from your library. Ledgr's on-device AI reads every transaction, categorizes your spending with visual breakdowns, flags unusual charges, and generates personalized saving tips. No upload, no subscription — everything runs locally using Apple Intelligence. ◆ 4-WAY SMART INPUT Add transactions your way: - Point your camera at a receipt — AI extracts amount, merchant, and category instantly - Pick a receipt photo from your library - Hold the mic and speak: "Spent twelve dollars on lunch at Subway" - Or just type naturally: "$5 coffee starbucks" ◆ AI SPENDING INSIGHTS Your Statistics tab comes alive with AI-generated analysis — spending patterns, locale-aware saving tips, and trend commentary based on your real data. ◆ LIVE GOOGLE SHEETS SYNC Connect your Google account via OAuth and sync transactions directly to a spreadsheet you own. Not a CSV export — a live sync with conflict resolution, deduplication, sync history, and traffic stats. ◆ TRUE MULTI-CURRENCY Log transactions in 20+ currencies. Ledgr converts amounts using real-time exchange rates so your totals, statistics, and trends are always accurate — even across countries. ◆ CROSS-PLATFORM WITH iCLOUD Works seamlessly on iPhone, iPad, and Mac. All data syncs automatically via iCloud CloudKit. ◆ PRIVACY-FIRST No account required. No third-party servers. No tracking. Built with 100% Apple-native frameworks — SwiftUI, SwiftData, CloudKit, Vision, and Foundation Models. Zero external dependencies. Your data stays yours. Also includes: GPS location tagging, transaction shortcuts, customizable categories with emoji, account management, advanced search with filters, and spending trend charts. Key changes from your old description: - Opens with AI capabilities, not "track income and expenses" - Statement Analyzer is front and center (your strongest differentiator) - "4-Way Smart Input" positions the multi-modal entry as a feature, not just buttons - "AI Spending Insights" highlighted as its own feature - Google Sheets described as "live sync" not just "export" - Basic features (categories, search, charts) pushed to a single line at the bottom - Every bullet answers "why is this not just another expense tracker?"

Ratings & Reviews

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Ledgr 1.3 brings Ledgr to Apple Watch with fast, on-wrist expense logging and glanceable recent activity. This update also adds subscription management with manual bill generation for recurring plans, plus interface polish across iPhone and Apple Watch.

Version 1.3

The developer, KUN YAO, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • KUN YAO
    Size
    • 12.6 MB
    Category
    • Finance
    Compatibility
    Requires iOS 26.2 or later.
    • iPhone
      Requires iOS 26.2 or later.
    • Mac
      Requires macOS 26.2 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.2 or later.
    • Apple Watch
      Requires watchOS 11.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © 2026 Noah Yao
  • Developer Website
  • Privacy Policy

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