Expenses & Subscriptions
Finance control & payslips
Free · Designed for iPad. Not verified for macOS.
Track expenses, subscriptions and shared bills without a server or account. Sync over iCloud Drive with whoever you choose.
Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive.
FEATURES
• Subscription hub with automatic logos, monthly total and upcoming renewals.
• Personal and shared expenses, with your real share calculated automatically.
• Financings with installments, remaining debt and next charges.
• Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs.
• Hypothetical scenarios to simulate raises, moving houses or new expenses.
• Dashboard with alerts, category radar and monthly/yearly breakdown.
• Calendar with upcoming charges and filters.
• Import and export your full data as CSV (no lock-in).
• Multi-select with bulk archive/delete and Undo.
• Payment methods, colors and full personalization.
PRIVACY
• No account, no sign-up, no external servers.
• Data never leaves your iPhone except to the iCloud Drive folder you choose.
• No ads, no trackers, no in-app purchases.
Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.
more What's New
• A new design across the app: screens, detail pages and windows share the same style, clearer and more consistent.
• New features: a simulator when adding a financing, a catalogue of financing entities with their logos, a colour for each expense's icon, and announcements with important news.
• Adding and editing expenses, subscriptions and financing works the same way, in fewer steps.
• Lighter photos and backups.
• More currencies with their flags, jump to any month by tapping its name, and a greeting with today's date on Home.
• Bug fixes.
5.0.0 1d ago
What's New
• New "By category" view: the month's breakdown as a donut, bubbles, a map or bars.
• The Calendar shows a dot for each category on every day and opens the month's donut in one tap.
• End a subscription by choosing its last payment; it then moves to Archived on its own.
• Correct dates in every time zone, and payments on the 29th, 30th and 31st on their day.
• Fixed totals for expenses every 2 months or more and for "Per year" in Subscriptions.
• Tidier quick actions on Home, all the same size.
• Bug fixes: the app no longer closes when you add an expense.
4.1.9 Sep 29
What's New
• Search in Expenses and Calendar now finds any word in an expense: bank, payment method, notes, tags or provider.
• Subscriptions can be grouped by payment method.
4.1.8 Sep 21
What's New
• New breakdowns by payment status and monthly spending trend details.
• Clearer subscription renewals, instalments and balance summaries.
• Improved layouts and accessibility for summaries, iPad and larger text.
• Fixed weekly payment filters and daily updates in Home and Calendar.
• Fixed crashes when opening the calendar or deleting expenses.
• Fixes for scenario editing, translations and income percentage formatting.
4.1.7 Sep 6
What's New
• The Payroll tab is now Income: log several income entries in the same month — your payroll, an extra payment, rent or a one-off job — each with its own label.
• Everything you earn counts: Home's "earned vs spent", the yearly summary and scenarios now add up those other entries too.
• Payments charged every two months no longer show up in the calendar on months they're not due.
• Adding financing is clearer: required fields are marked, and if there's no interest just leave the rate at 0.
• Paying a yearly expense early? Mark it as paid with its date: the charge leaves the month it was due and shows up in the month you actually paid it.
• New bank filter in Expenses and Calendar: everything that goes through that account — direct debits, what's paid from it and what it finances.
• Scenarios no longer inflate expenses in another currency: they're converted before adding up, so estimated savings add up again.
• Clearing filters no longer means scrolling to the bottom: the button is right at the top when you open them.
4.1.6 Aug 30
What's New
• Categories stop hiding: they're now called categories (they used to be "expense types") and they're one tap away in Profile, no digging through menus.
• Create, rename or change a category's color and icon without leaving the expense you're writing: the button sits right next to the categories.
• Ask to be told sooner: 1, 2, 3, 5 or 7 days before the charge — or any number you like, up to 30.
• Monthly review: pick a day of the month (the 15th, the 25th, whichever suits you) and that day you get a reminder with everything still due that month.
• Change nothing and nothing changes: the reminder still arrives on the day, just like before.
4.1.5 Aug 26
What's New
• This month's electricity was €175 instead of the usual €160: set it for that month only and the rest stay as they were. It's saved for that month and year, so August's summary will always show what you really paid.
• Flag the expenses that change every month and the app will remind you to record the real amount once the charge date passes; until you do, it keeps using the usual one.
• See what it really costs you: the average of the months you've recorded, the range it moves in, and a chart of how it has evolved.
• Forecasts for the coming months stop using the usual amount and use what you've actually been paying.
• An expense's details now open with the actions in sight; the data sits below, tucked away, ready to expand when you need it.
4.1.4 Aug 15
What's New
• Change the day an expense is charged without losing the date you started paying it: only the charge day moves, and its details remind you that you changed it.
• Finish a financing by paying off what's left in one go: pick the day and the amount is worked out for you (or type your own). That payment is recorded and shows up in the month as paid. Got it wrong? Reopen it and the previous plan comes back.
• See what you really owe: the capital still to repay, alongside the total left in instalments and the interest you haven't paid yet.
• Split a big expense across several months: choose how many, check the instalments before confirming, and they become independent expenses you can edit one by one.
• Copy an expense from its details or from the calendar, with everything it had: accounts, the people you share it with, tags and dates.
• Amounts in other currencies now show their real currency, including the other person's expenses before you import them.
4.1.3 Aug 4
What's New
• Your monthly figures add up: the calendar total, the home summary and the per-category totals now count the same, and phantom charges from subscriptions or expenses you cancelled no longer come back every year.
• Skip a month: mark that an expense isn't charged this month (holidays, a bill that never arrived) without touching any other month. The mark clears itself once the month is over.
• The calendar now shows what's due today, and warns you when something is shown but not counted, so no difference is left unexplained.
• Archive or delete from any expense, subscription or financing — from its details or by pressing and holding it — with Undo in case you change your mind.
• Archived subscriptions can be found and restored again, and you can see which ones you share and how much of it you pay.
• Payroll: the quick net-and-gross mode now takes your income tax rate (optional) and works out the deductions on its own, so the yearly summary comes out right.
4.1.2 Jul 30
What's New
• A fresh look for your lists: Expenses, Subscriptions, Financing, Calendar and Payroll are cleaner and tidier, with clear cards and filters you can remove one by one.
• Make it yours: pick the accent colour, theme, list style, language and currency from a single panel, and choose whether to hide your bank details and photo.
• Clearer syncing: see who you share with in a people list, and pull to refresh on more screens.
• Press and hold any item to see its actions, and delete with a safety net — almost everything can be undone.
• A new app icon, and a faster, smoother app when opening and switching tabs.
4.1.0 Jul 19
What's New
• A full redesign: the app is now organised into 5 clear tabs — Home, Expenses, Calendar, Payroll and Profile — so everything is one tap away.
• Your profile photo now lives in the bottom bar, and Settings has its own tab.
• Expenses, Subscriptions and Financing get search and sorting (by amount, date and more), with clearer detail cards.
• Payroll, redesigned: see at a glance what you earned, spent and saved this year, sort your payslips, and create a new one (or the whole year) in seconds.
• Faster and smoother: optimised images and syncing, with no stutter when swiping.
4.0.0 Jul 14
What's New
• One-time expenses: log an everyday purchase (a dinner, fuel, a gift) in seconds — amount, name, done. No need to create a monthly repetition you'd have to delete later.
• The "+" button now offers two paths: "One-time expense" or "Recurring expense". The full assistant also gets the new "One-time" frequency.
• Home separates your fixed spending from the variable: under the monthly total you'll see "Fixed" and "One-time" broken down.
• When the month ends, one-time expenses tidy themselves up: they leave your active list and remain in the history and in their month's calendar.
• One-time expenses can also be shared, with the usual split.
• Subscriptions and Scenarios get their own page: switch with the new selector at the top — "Expenses | Subscriptions" and "Calendar | Scenarios" — and create a new subscription or scenario with one tap.
• Tap any expense (or subscription) to see its detail card: everything at a glance, with the edit button close at hand.
• Tidier payroll: grouped by month, like a history.
3.2.0 Jul 11
What's New
• In the Calendar, tap "Paid" or "Pending" to instantly see which expenses have already been charged this month and which are still due.
• New "My share / Total" switch: toggle between what you pay and the full combined amount of shared expenses, across the whole Calendar.
• The instalments left on each financing now reflect the month you're viewing, not just the current one.
• More accurate: Home and Calendar always match now. We refined how monthly expenses are counted (financings that end, archived instalment purchases, and subscriptions that haven't started yet).
3.1.0 Jun 17
What's New
• Share with several people at once: connect multiple iCloud Drive folders, one per person, and manage your shared expenses with each of them separately.
• Per-folder privacy: each person only receives the expenses you share with them, never anyone else's.
• Already sharing? Nothing to do: your current folder automatically becomes the first destination and everything keeps working as before.
• More reliable sync: the app coordinates with iCloud Drive to always read the latest version and download pending files before syncing.
• Fixed: the new version alert was cut off and its buttons were unreachable.
• Fixed: no more dark halo around the logos in the Subscriptions card.
3.0.0 Jun 11
What's New
• New trend chart on Home: see at a glance how your spending has evolved over the last 6 months and whether you're doing better or worse than last month.
• New chart for your financed purchases: see how much of each instalment goes to principal and how much to interest over the life of the loan, and where you stand right now.
• Pull down on Home or Expenses to sync your shared expenses instantly.
• Forms no longer lose what you typed: if you try to close one with unsaved changes, the app asks for confirmation before discarding them.
• Comfier sheets: alerts, today's payments and other short lists now open at half height instead of covering the whole screen.
• Sharing a payslip PDF is now one tap away, using the native iOS share menu.
• Better accessibility: large figures respect your preferred text size, and charts and the amortization table now work with VoiceOver.
2.2.0 Jun 10
What's New
• Scenarios: quarterly, semi-annual and annual hypothetical items now count in their charge month (with an editable date), just like your real expenses — comparing against your actual month is accurate again.
• Refreshed icon with a new background gradient.
• Performance: the app feels noticeably smoother when switching tabs, sorting archived items, opening filters and comparing scenarios.
• More robust sync: a deleted shared expense can no longer reappear after syncing.
• Safer, more resilient CSV backups: protection against spreadsheet formula injection, and payslips and scenarios can no longer be wiped by a damaged file.
• Fixed: leasing plans with special instalments now add up consistently across Finance and Expenses, crossed currency symbols, payment methods with archived expenses, and more.
2.1.0 Jun 10
What's New
• Expenses is now your catalog: your full list always visible, with estimated monthly and yearly cost, your subscriptions, and a quick access to shared expenses that filters with one tap.
• Calendar is now your month view: the month's expenses with the same rich list as before, full filters, month-by-month navigation, and the classic grid.
• New expense form: guided 3-step creation with a final summary, and a redesigned edit view with clear cards for amount, category, payment, shared and financing.
• Scenarios refreshed: they now live in Calendar, and the list shows at a glance, in green or red, whether each scenario saves or spends more than your actual month.
• Scenarios: new excluded-expenses screen with search and one-tap inclusion, and the changes banner lets you include or dismiss each new expense.
• New "Leasing / final payment" financing type: track the down payment, the monthly installments and the final contract payment (perfect for car leasing).
• Simpler subscriptions: just put the expense in the "Subscriptions" category — and their logos now show on every screen, including Calendar, Finance and Scenarios.
• "Uncounted" yearly expenses: mark them to keep them visible without adding to monthly totals, with a heads-up 7 days before the charge.
• Smoother and more compact: soft cross-fade between tabs, zoom transitions when opening details, more compact main screens and a new app icon.
• Fixed: the payment model of a newly created financing wasn't saved or shared across devices.
2.0.0 Jun 7
What's New
• New Subscription Center: all your subscriptions with their logo, grouped by category, with monthly total and next renewal.
• Automatic logos: Netflix, Spotify, Twitch and many more are recognised as you type the expense name.
• Custom services: add any subscription (gym, newspaper…) with its website and the app downloads the logo automatically.
• Providers: assign Endesa, Vodafone or any provider to your expenses, with its logo visible in the list and on Home.
• Filter and group the expense list by provider, and create new providers without leaving the form.
• On Home, new subscriptions card with this month's total and the next renewal.
• Tap the monthly summary in Expenses to see a day-by-day breakdown (collected, today and pending) that respects your filters.
• Custom services and providers sync across devices; each one downloads its own logos using only the domain, no tracking.
1.10.0 Jun 5
What's New
• In Expenses, tap the monthly summary to see a day-by-day breakdown (collected, today and pending) that respects whichever filters you have active: shared, category, payment method and more.
• When you filter by financing, the summary shows this month's payment and what's still pending.
1.9.4 Jun 4
What's New
• We fixed a glitch when exporting your data: the CSV copy was being shared empty. It now works and includes all your content.
• Thanks for the heads-up. We keep polishing the little things to make managing your money easier.
1.9.2 May 30
What's New
• We've given the app a tune-up so it feels lighter: moving between sections is now quick and smooth, whether you have a few expenses or loads of them.
• Thanks for trusting us. We keep looking after every detail so managing your money feels easier.
1.9.1 May 29
What's New
• Any recurring expense can now have an end date: enter the number of months or pick the date, the app does the rest.
• More accurate scenarios: limited-duration expenses are hidden when they end and show the remaining instalments, just like financings.
• "Next charge" now respects the exact day of the final instalment — no more ghost months after the end date.
• Smoother scenarios editor with the payslip net amount visible when you pick one.
1.9.0 May 26
What's New
• Faster screens: Home, Finance, Calendar, Payslips and Expenses open instantly and no longer flash a 0 before showing the real total.
• Improved scenarios editor: frequency chips now filter (instead of excluding), the foreign currency is kept when editing, and tapping outside dismisses the keyboard.
• Native iOS cursor in money fields, with proper selection and copy/paste like in any other app.
• More reliable update notice: the new App Store version is detected sooner.
1.8.1 May 14
What's New
• Simple mode for your payslips: choose how much detail to enter. Log just the net, net and gross, or a single amount without filling in every line.
1.8.0 May 10
What's New
• Tags for your expenses: label each expense (holidays, subscriptions, home…) and filter by tag in Expenses, Calendar, Finance and Home.
• Named saved views: if you always look at the same filters, layout or grouping, save it with a name and come back with a tap.
• Expenses in any currency: pay in pounds, dollars or any other currency and the app converts it and shows the right symbol.
• Edit multiple expenses at once: change category, frequency, accounts, tags or personal/shared status in bulk, with undo.
• Money source account (optional): when an expense is paid from one account but the money comes from another, you can now record it and see it as “source → payment account”.
• Smoother filters: redesigned panel in the style of Settings, multi-selection, charge-date filter and clear messages when there are no results.
• Better backups: version history in iCloud, automatic backup after important changes, section-by-section restore and version comparison.
• Refreshed dark mode in the spirit of Apple Notes/Wallet: more matte, roomier cards and Settings now in tune with the rest of the app.
• Switching between System/Light/Dark applies instantly across the whole app.
1.7.0 May 2
What's New
• A new design across the app: screens, detail pages and windows share the same style, clearer and more consistent.
• New features: a simulator when adding a financing, a catalogue of financing entities with their logos, a colour for each expense's icon, and announcements with important news.
• Adding and editing expenses, subscriptions and financing works the same way, in fewer steps.
• Lighter photos and backups.
• More currencies with their flags, jump to any month by tapping its name, and a greeting with today's date on Home.
• Bug fixes.
more Version 5.0.0 1d ago
Data Not Collected The developer does not collect any data from this app.