Expenses & Subscriptions
Finance control & payslips
Free · Designed for iPad. Not verified for macOS.
Track expenses, subscriptions and shared bills without a server or account. Sync over iCloud Drive with whoever you choose.
Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive.
FEATURES
• Subscription hub with automatic logos, monthly total and upcoming renewals.
• Personal and shared expenses, with your real share calculated automatically.
• Financings with installments, remaining debt and next charges.
• Full salaries with breakdown, bases and percentages.
• Hypothetical scenarios to simulate raises, moving houses or new expenses.
• Dashboard with alerts, category radar and monthly/yearly breakdown.
• Calendar with upcoming charges and filters.
• Import and export your full data as CSV (no lock-in).
• Multi-select with bulk archive/delete and Undo.
• Payment methods, colors and full personalization.
PRIVACY
• No account, no sign-up, no external servers.
• Data never leaves your iPhone except to the iCloud Drive folder you choose.
• No ads, no trackers, no in-app purchases.
Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.
more What's New
• A fresh look for your lists: Expenses, Subscriptions, Financing, Calendar and Payroll are cleaner and tidier, with clear cards and filters you can remove one by one.
• Make it yours: pick the accent colour, theme, list style, language and currency from a single panel, and choose whether to hide your bank details and photo.
• Clearer syncing: see who you share with in a people list, and pull to refresh on more screens.
• Press and hold any item to see its actions, and delete with a safety net — almost everything can be undone.
• A new app icon, and a faster, smoother app when opening and switching tabs.
4.1.0 Jul 19
What's New
• A full redesign: the app is now organised into 5 clear tabs — Home, Expenses, Calendar, Payroll and Profile — so everything is one tap away.
• Your profile photo now lives in the bottom bar, and Settings has its own tab.
• Expenses, Subscriptions and Financing get search and sorting (by amount, date and more), with clearer detail cards.
• Payroll, redesigned: see at a glance what you earned, spent and saved this year, sort your payslips, and create a new one (or the whole year) in seconds.
• Faster and smoother: optimised images and syncing, with no stutter when swiping.
4.0.0 Jul 14
What's New
• One-time expenses: log an everyday purchase (a dinner, fuel, a gift) in seconds — amount, name, done. No need to create a monthly repetition you'd have to delete later.
• The "+" button now offers two paths: "One-time expense" or "Recurring expense". The full assistant also gets the new "One-time" frequency.
• Home separates your fixed spending from the variable: under the monthly total you'll see "Fixed" and "One-time" broken down.
• When the month ends, one-time expenses tidy themselves up: they leave your active list and remain in the history and in their month's calendar.
• One-time expenses can also be shared, with the usual split.
• Subscriptions and Scenarios get their own page: switch with the new selector at the top — "Expenses | Subscriptions" and "Calendar | Scenarios" — and create a new subscription or scenario with one tap.
• Tap any expense (or subscription) to see its detail card: everything at a glance, with the edit button close at hand.
• Tidier payroll: grouped by month, like a history.
3.2.0 Jul 11
What's New
• In the Calendar, tap "Paid" or "Pending" to instantly see which expenses have already been charged this month and which are still due.
• New "My share / Total" switch: toggle between what you pay and the full combined amount of shared expenses, across the whole Calendar.
• The instalments left on each financing now reflect the month you're viewing, not just the current one.
• More accurate: Home and Calendar always match now. We refined how monthly expenses are counted (financings that end, archived instalment purchases, and subscriptions that haven't started yet).
3.1.0 Jun 17
What's New
• Share with several people at once: connect multiple iCloud Drive folders, one per person, and manage your shared expenses with each of them separately.
• Per-folder privacy: each person only receives the expenses you share with them, never anyone else's.
• Already sharing? Nothing to do: your current folder automatically becomes the first destination and everything keeps working as before.
• More reliable sync: the app coordinates with iCloud Drive to always read the latest version and download pending files before syncing.
• Fixed: the new version alert was cut off and its buttons were unreachable.
• Fixed: no more dark halo around the logos in the Subscriptions card.
3.0.0 Jun 11
What's New
• New trend chart on Home: see at a glance how your spending has evolved over the last 6 months and whether you're doing better or worse than last month.
• New chart for your financed purchases: see how much of each instalment goes to principal and how much to interest over the life of the loan, and where you stand right now.
• Pull down on Home or Expenses to sync your shared expenses instantly.
• Forms no longer lose what you typed: if you try to close one with unsaved changes, the app asks for confirmation before discarding them.
• Comfier sheets: alerts, today's payments and other short lists now open at half height instead of covering the whole screen.
• Sharing a payslip PDF is now one tap away, using the native iOS share menu.
• Better accessibility: large figures respect your preferred text size, and charts and the amortization table now work with VoiceOver.
2.2.0 Jun 10
What's New
• Scenarios: quarterly, semi-annual and annual hypothetical items now count in their charge month (with an editable date), just like your real expenses — comparing against your actual month is accurate again.
• Refreshed icon with a new background gradient.
• Performance: the app feels noticeably smoother when switching tabs, sorting archived items, opening filters and comparing scenarios.
• More robust sync: a deleted shared expense can no longer reappear after syncing.
• Safer, more resilient CSV backups: protection against spreadsheet formula injection, and payslips and scenarios can no longer be wiped by a damaged file.
• Fixed: leasing plans with special instalments now add up consistently across Finance and Expenses, crossed currency symbols, payment methods with archived expenses, and more.
2.1.0 Jun 10
What's New
• Expenses is now your catalog: your full list always visible, with estimated monthly and yearly cost, your subscriptions, and a quick access to shared expenses that filters with one tap.
• Calendar is now your month view: the month's expenses with the same rich list as before, full filters, month-by-month navigation, and the classic grid.
• New expense form: guided 3-step creation with a final summary, and a redesigned edit view with clear cards for amount, category, payment, shared and financing.
• Scenarios refreshed: they now live in Calendar, and the list shows at a glance, in green or red, whether each scenario saves or spends more than your actual month.
• Scenarios: new excluded-expenses screen with search and one-tap inclusion, and the changes banner lets you include or dismiss each new expense.
• New "Leasing / final payment" financing type: track the down payment, the monthly installments and the final contract payment (perfect for car leasing).
• Simpler subscriptions: just put the expense in the "Subscriptions" category — and their logos now show on every screen, including Calendar, Finance and Scenarios.
• "Uncounted" yearly expenses: mark them to keep them visible without adding to monthly totals, with a heads-up 7 days before the charge.
• Smoother and more compact: soft cross-fade between tabs, zoom transitions when opening details, more compact main screens and a new app icon.
• Fixed: the payment model of a newly created financing wasn't saved or shared across devices.
2.0.0 Jun 7
What's New
• New Subscription Center: all your subscriptions with their logo, grouped by category, with monthly total and next renewal.
• Automatic logos: Netflix, Spotify, Twitch and many more are recognised as you type the expense name.
• Custom services: add any subscription (gym, newspaper…) with its website and the app downloads the logo automatically.
• Providers: assign Endesa, Vodafone or any provider to your expenses, with its logo visible in the list and on Home.
• Filter and group the expense list by provider, and create new providers without leaving the form.
• On Home, new subscriptions card with this month's total and the next renewal.
• Tap the monthly summary in Expenses to see a day-by-day breakdown (collected, today and pending) that respects your filters.
• Custom services and providers sync across devices; each one downloads its own logos using only the domain, no tracking.
1.10.0 Jun 5
What's New
• In Expenses, tap the monthly summary to see a day-by-day breakdown (collected, today and pending) that respects whichever filters you have active: shared, category, payment method and more.
• When you filter by financing, the summary shows this month's payment and what's still pending.
1.9.4 Jun 4
What's New
• We fixed a glitch when exporting your data: the CSV copy was being shared empty. It now works and includes all your content.
• Thanks for the heads-up. We keep polishing the little things to make managing your money easier.
1.9.2 May 30
What's New
• We've given the app a tune-up so it feels lighter: moving between sections is now quick and smooth, whether you have a few expenses or loads of them.
• Thanks for trusting us. We keep looking after every detail so managing your money feels easier.
1.9.1 May 29
What's New
• Any recurring expense can now have an end date: enter the number of months or pick the date, the app does the rest.
• More accurate scenarios: limited-duration expenses are hidden when they end and show the remaining instalments, just like financings.
• "Next charge" now respects the exact day of the final instalment — no more ghost months after the end date.
• Smoother scenarios editor with the payslip net amount visible when you pick one.
1.9.0 May 26
What's New
• Faster screens: Home, Finance, Calendar, Payslips and Expenses open instantly and no longer flash a 0 before showing the real total.
• Improved scenarios editor: frequency chips now filter (instead of excluding), the foreign currency is kept when editing, and tapping outside dismisses the keyboard.
• Native iOS cursor in money fields, with proper selection and copy/paste like in any other app.
• More reliable update notice: the new App Store version is detected sooner.
1.8.1 May 14
What's New
• Simple mode for your payslips: choose how much detail to enter. Log just the net, net and gross, or a single amount without filling in every line.
1.8.0 May 10
What's New
• Tags for your expenses: label each expense (holidays, subscriptions, home…) and filter by tag in Expenses, Calendar, Finance and Home.
• Named saved views: if you always look at the same filters, layout or grouping, save it with a name and come back with a tap.
• Expenses in any currency: pay in pounds, dollars or any other currency and the app converts it and shows the right symbol.
• Edit multiple expenses at once: change category, frequency, accounts, tags or personal/shared status in bulk, with undo.
• Money source account (optional): when an expense is paid from one account but the money comes from another, you can now record it and see it as “source → payment account”.
• Smoother filters: redesigned panel in the style of Settings, multi-selection, charge-date filter and clear messages when there are no results.
• Better backups: version history in iCloud, automatic backup after important changes, section-by-section restore and version comparison.
• Refreshed dark mode in the spirit of Apple Notes/Wallet: more matte, roomier cards and Settings now in tune with the rest of the app.
• Switching between System/Light/Dark applies instantly across the whole app.
1.7.0 May 2
What's New
• New app icon.
• Scenarios now let you adjust amounts from the comparison view and calculate ended or not-yet-started financings more accurately.
• Long-press an expense or scenario to duplicate, edit, or delete faster.
• Expense filters now include a visible clear button, and the clear action is easier to reach at the top of the panel.
• The monthly expense summary shows this month’s shared expenses; tap it to see exactly which expenses are included.
• Payroll actions are clearer, compact buttons are now consistent, and PDF export has a new design with a header, metrics, sections, and totals.
• Payroll calculations (Spain): the social-security overtime deduction now applies 4.7% automatically, and you can mark income lines as exempt from income tax (private health insurance as benefit in kind, meal vouchers, qualifying transport allowance…) so the income-tax base matches the real payslip.
1.6.1 Apr 29
What's New
• Visual polish across Home, Expenses, Financing, Calendar, Payroll and Scenarios, with cleaner cards, more readable amounts and clearer hierarchy.
• Home gets a more financial overview, with a redesigned radar, clearer upcoming payments and compact quick actions.
• Expenses, Financing and Calendar now show more scannable rows, with integrated side accents, highlighted amounts and compact markers for shared expenses.
• Payroll is easier to read like a receipt, with gross pay, deductions, IRPF and net pay better organized.
• Scenarios improves real vs scenario comparison and refreshes the editor with more visual sections, clearer filters and explicit actions.
• Settings and Sync explain each step more clearly, with support better integrated and light/dark appearance applied consistently from launch.
Performance
• Smoother scrolling in long lists and less visual recomputation while using the app.
• Streaming CSV export to reduce memory use on large backups.
• Lighter startup when shared sync is configured.
Fixed
• Aligned tab headers so title and avatar no longer jump when switching sections.
• More refined dark mode, with better contrast and softer surfaces.
• Fewer clipped long names, deductions and dense rows.
1.6.0 Apr 26
New
• Global currency selector (EUR, USD, GBP, CHF, MXN, ARS, COP, CLP, PEN, BRL, UYU) with an "Automatic (by language)" option.
• Spanish (Latin America) and English (US) as independent languages, with regional number and date formatting.
• When you change a payroll country to one outside the eurozone and non-Spanish-speaking (e.g. UK, US, Brazil), the app offers to adapt the global currency. It never forces the change: confirmation required.
Improvements
• Full iOS 26 redesign: glass + wallet across every tab, with headers that hide on scroll (Fitness / Health style).
• Settings redesigned App Store style: profile as a navigable hero row, flat list, coherent tint, theme picker that responds across the whole row.
• Finance hero aligned with the Dashboard one: same typography, colored-dot legend, and a chip with the number of active financing plans.
• Expenses summaries with smaller figures and unified language to reduce visual noise.
• Native header on all 5 tabs with avatar and notifications bell back in place.
Fixed
• Navigation to Scenarios from Expenses migrated to path-based (no more ghost chevron).
• Toolbar avatar and notifications bell restored after the redesign, plus Settings access from the header.
1.5.0 Apr 25
New
• Automatic alert when a new version is available on the App Store, showing the release notes and a direct link to update.
• "Check for updates" button in Settings > About, with clear feedback when you already have the latest version.
• In the Expenses tab, when filters are applied you now see the filtered total and, if there are financings in the result, the remaining debt for those expenses.
Improvements
• Redesigned expense filters: a single clear selector with Monthly / Yearly / All / Other months (no more duplicated "This month").
• Remaining financing debt is now always shown in the monthly summary, not only when filtering.
• Category and shared person badges now sit on the same line, making each row cleaner.
Fixed
• The "Update" button in the new-version sheet is disabled if there's no valid App Store link (avoids the "country not available" error).
1.2.1 Apr 22
• Multi-select in Expenses: long-press to sum, archive or delete several at once, with undo and a progress bar.
• Group expenses by account and filter financings (this month / all / out of month) with remaining months.
• Smarter payment methods: add IBAN and card number, see the last 4 digits in the list, and toggle masking globally from Personalization. No more "Save password" prompt.
• Finished financings are detected the same day and can be archived right from the list.
• More stable Settings and sync, with an in-app sync activity tray and a redesigned sync toast.
1.2 Apr 20
Bug fixes and stability improvements.
1.1 Apr 19
What's New
• A fresh look for your lists: Expenses, Subscriptions, Financing, Calendar and Payroll are cleaner and tidier, with clear cards and filters you can remove one by one.
• Make it yours: pick the accent colour, theme, list style, language and currency from a single panel, and choose whether to hide your bank details and photo.
• Clearer syncing: see who you share with in a people list, and pull to refresh on more screens.
• Press and hold any item to see its actions, and delete with a safety net — almost everything can be undone.
• A new app icon, and a faster, smoother app when opening and switching tabs.
more Version 4.1.0 Jul 19
Data Not Collected The developer does not collect any data from this app.