Ajo - Group Savings
Save together, grow together
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Ajo is a group savings app inspired by the traditional ajo and tontine system — a trusted way communities have saved money together for generations.
With Ajo, you can create or join savings groups, contribute regularly, and receive payouts in rotation. It's simple, transparent, and built on trust.
HOW IT WORKS:
• Create a savings group or join one via invite link
• Set contribution amount and payout schedule
• Members contribute each cycle
• Each member receives a full payout in turn
WHY AJO:
• No interest, no hidden fees
• Transparent group management
• Real-time contribution tracking
• Payment reminders and notifications
• Secure and reliable
Whether you're saving for a goal, supporting your community, or building financial discipline — Ajo makes group savings effortless.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- Fixed: organizer couldn't confirm payout receipt
- New: organizer name now shown on the invite screen
- New: added a note on the group screen explaining how payout order will be determined
- New: added Daily as a contribution frequency option
- Changed: "Share invite link" now opens a dedicated invite screen with Share to WhatsApp, instead of the default system share sheet
The developer, Eduard Demerchian, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Eduard Demerchian
- Size
- 39.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © 2026 Ajo App. All rights reserved.