Thanks for using Pebble! This update fixes one thing, and it matters if you use Pebble on a Mac: • Fixed a crash on the Mac. On a Mac, fixed an issue where the app would crash on launch when a new month started. iPhone and iPad were not affected. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Track the money you actually save. • Move to savings. Record a real transfer from checking and Pebble treats it the way your bank does — it lowers Remaining and Current Balance like any cash expense, but it counts as saving, not spending, everywhere Pebble breaks down where your money went. Take out records money moving back. • Watch it add up. A new Savings home in the Accounts tab shows your lifetime In savings balance, month-by-month totals, and this month's progress. The dashboard's savings chip shows real progress — "Saved $250 of $600" — on every paycheck page, and a future-dated move wears a Scheduled badge until the money actually leaves. • Adjust when Pebble missed something. A starting balance from before Pebble, interest earned, a move you never logged — add or subtract it with Adjust Balance. Your monthly history stays untouched; fix a wrong month by tapping it. • Pebble Pro: link a savings account. Its balance becomes your tracked figure, updates on its own as scheduled moves land, and feeds your net worth — the way payoff tracking moves a loan. Also in this update: the expense form now says exactly which paycheck or card statement a transaction lands on, finishing the review queue says so, and future months that earlier versions created empty can be planned now. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Pay your loan down faster — and see exactly what it buys you. • Extra principal payments. On any loan you're tracking, add a planned extra payment toward principal — a one-off on a date, or the same amount every month — and Pebble re-draws the schedule around it: the payment it lands on, every balance after it, and a new payoff date. • See the payoff move. The loan's header tells you in one line: "Pays off 14 months earlier · saves $1,056 interest." Tap an entry to change it, or remove it to put the schedule back. • Projection only. Nothing is added to your budget or taken from your accounts — this is a what-if you can keep. Once an extra's date passes, Pebble counts it as paid, the same way it counts your regular payments, so a loan you clear early is archived and its payment stops on time. Also in this update: Pebble is smoother everywhere. Scrolling, deleting, and switching tabs all got faster — the app does a lot less work behind the scenes. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update is about the first few seconds after you open the app: • Pebble opens smoother. The first couple of seconds after launch — while iCloud is catching up in the background — no longer stutter when you scroll the Dashboard. • New: filter Transactions down to just the expenses awaiting review. When automation-logged expenses are still unreviewed, a gold "Review" pill appears beside the card and category filters — tap it to work through them, and it disappears once you're caught up. • Fixed a Done button above the keyboard that appeared twice on some edit screens and went missing on others. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update polishes Siri & Shortcuts: • Say the amount however you like when Siri asks "How much?" — "fifty", "$50", and "fifty dollars" all work now. (If you saved a shortcut using Log Expense, re-pick its Amount once after updating.) • Fixed a bug where Siri could get stuck repeatedly asking for an expense's amount and name while Pebble's app lock was on. • Siri now says why something failed ("That amount needs to be greater than zero.") instead of a generic error — and a locked Pebble no longer lists your bills out loud. • The Log Expense action gains optional Date and From Automation settings, so a Shortcuts automation (like a Wallet transaction trigger) can log purchases for you — those arrive with a Review tag until you've looked them over. • Logging the same expense twice within a few minutes no longer double-counts, and Siri tells you when it skips a duplicate. • Months without paychecks now show their own expenses on the Dashboard (Remaining there may drop after updating — that's previously hidden spend being counted honestly). • CSV exports now show how each expense was created. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Your wrist just got the full Pebble redesign. APPLE WATCH, REDESIGNED • The glance now answers everything in one look: your remaining balance, a runway bar burning down toward payday, and your bills and split money as real dollar amounts — no more counting chips. • Over budget? The whole screen turns gold with an unmissable OVER BUDGET banner, so a bad week can't hide. LOG EXPENSES WITHOUT TYPING • Quick-add is now amount-first: tap the amount for a keypad, spin the Digital Crown to fine-tune, or tap $5/$10/$20/$50 — pick a category, name it if you like (dictation works great), save. Synced to your iPhone in seconds. BILLS & SPLITS, ON YOUR WRIST • Upcoming bills open a proper detail screen — due date, which paycheck covers it — and unpaid ones log with one confirmed tap. • The splits screen now shows each person's share separately: see who you've asked, who you haven't, and settle each person (or the whole split) right from the Watch. "Request all" marks everyone as asked in one go. COMPLICATIONS THAT MATCH • The Smart Stack card now mirrors the app: your balance with a days-to-payday count and your next bill. • The circular complication is a pay-cycle ring — watch your runway burn down toward payday at a glance. Thanks for using Pebble!

Thanks for using Pebble! This update is all about performance — scrolling, saving, and moving around the app should feel noticeably snappier. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This is a small fix for anyone who also runs Pebble on a Mac. • Fixed: with the app lock turned on, Pebble on a Mac no longer asks for Touch ID out of nowhere. It used to fire the authentication prompt the moment it launched — including quiet launches in the background when a change you made on your iPhone synced over, which could pop a Touch ID request over whatever you were doing at the desk. Pebble now opens onto its lock screen and asks for Touch ID only when you click Unlock. Nothing changes on iPhone or iPad — opening the app there is always something you did, so it still authenticates right away. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Pebble can now tell you whether you'll make it to the next payday. • A runway in the Plan tab. One line per month ahead showing where that month ends up, and a paycheck-by-paycheck view behind it with the balance carried from one payday to the next. It answers what a month-by-month budget can't: will I make it to the next payday, and the one after that? • It reads the chain for you. "Tightest point: Sept 12, $84 left" — or, if your balance goes negative anywhere ahead, "You run short on Oct 15" instead. It says nothing at all when your balance never dips. • Your everyday spending is finally in the forecast. Months ahead used to project only your recurring bills — no groceries, no fuel, no eating out — so every one of them looked better than it would actually be. Pebble now estimates your typical spending from your own history, on its own line so it's never confused with a bill you actually owe. A Committed / Realistic switch chooses which question you're asking. • Milestones. The month a loan makes its last payment says so, and a subscription with an end date shows when it finishes — so the jump in your balance the month after has a reason attached. • Loans you can check against your lender. Setting up a loan used to ask for a "start date" that had to be the day your first payment fell, which almost nobody knows. Pebble now asks for what you owe today and when the next payment is due — the two figures on the front of a statement — and projects forward from there. Your original amount and start date are still there, now optional. • See what a transaction does before you save it. As you type an amount, a line reads "Paycheck 2 of 2 · $340.00 left after this," and turns red if it would put you under. Fixed: a month you planned ahead no longer duplicates its recurring bills when it arrives. Deleting a transaction or a planned month no longer crashes the app. Leaving Pebble open overnight no longer leaves a screen working from yesterday's date — which could make the Accounts tab subtract last month's card debt from your net worth. Editing an even split now updates the shares. Sheets no longer slide sideways under your finger. And backdating a transaction now files it against the paycheck that actually covered it. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Pebble now works without opening Pebble. • Ask Siri. Four new Siri and Shortcuts actions: "Log an expense in Pebble," "What's left in Pebble," "What's in my account in Pebble," and "Mark a bill paid in Pebble." They work the moment you install — no setup in the Shortcuts app — and show up in Siri, Spotlight, the Shortcuts gallery, and the Action button. All free. • Two money questions, two different answers. "What's left" is what remains to spend on the paycheck you're budgeting toward. "What's in my account" is bank-statement style — money already in, minus money already out, not counting the paycheck you haven't been paid yet. Siri says which is which. • Mark a bill paid by voice. It records that the money actually left checking, the same as the Current Balance reconcile list — and cancels that bill's reminder for the month, so you're not nudged about something you've already paid. • A Log button on the medium Home Screen widget, and a Pebble control for Control Center, the Lock Screen, and the Action button. Either one drops you straight into a new expense, already set to today and the right paycheck. • The app lock now re-engages when you come back. Face ID or your passcode used to be required only on a full app launch, so switching away and back left Pebble open. It now re-locks after about a minute away — long enough that checking a notification won't make you authenticate again, short enough that a phone you set down is protected. • The lock screen also names the unlock method you actually have, instead of always saying Face ID. Fixed: on your very first launch, the Dashboard now opens on the paycheck you're budgeting toward instead of one you'd already lived through. And the Paycheck picker's help text now matches what Pebble actually does — it had been describing the old attribution rule since 2.5.3. Note: Pebble now requires iOS 18. Every iPhone that could run iOS 17 can also run iOS 18, so no device is left behind. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update lets you clean up accounts you added by mistake. • Accounts can now be deleted, not just archived. Long-press an account for a new Delete option beside Archive, and archived accounts get a delete button next to Unarchive — so a duplicate or accidental entry can be removed for good instead of sitting in your Archived list forever. • Deleting always asks first. It's permanent, and for a tracked loan whose monthly payment Pebble created for you, that payment and the expenses it generated are cleaned up too. A payment you linked yourself is never touched. Archive is still there for accounts you've closed but might want back. • Fixed: removing a recurring entry no longer leaves behind orphaned split records. If a recurring expense had been split with someone, those split details could be left dangling instead of removed — so split totals and iCloud now stay consistent. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update makes the card figures on your Dashboard more precise. • Paying off one paycheck no longer marks the next one "Paid." If you paid off a card's balance for one paycheck, a charge belonging to a later paycheck in the same month used to show "Paid" — with $0.00 to pay — before you'd actually paid anything toward it. Your payments now count toward each paycheck in order: earlier paychecks are covered first, and only what's left over counts toward the paycheck you're viewing. • The payment sheet's This Paycheck amount follows the same rule, so the quick-fill option always reflects what that paycheck still owes. The Cards tab and card detail screens are unchanged — they describe the calendar month, which is what you pay there. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update makes paying off a card from the Dashboard more precise. • Paying a card now starts from the amount you tapped. The Dashboard shows what each card owes for the paycheck you're viewing — and for cards with a statement cycle, that can include charges from late last month. The payment sheet used to open with the calendar month's balance instead, a subtly different number. It now opens with the same amount the Dashboard showed you. • Choose which balance to pay with one tap. When the paycheck amount and the month's balance differ, two new quick-fill options — This Paycheck and This Month — appear right in the payment sheet so either figure is one tap away. Typing your own amount still works exactly as before, and cards where the two figures agree look just as they always did. • The Paid / Partial badge now tracks the same number. Paying off a card's smaller monthly balance no longer marks the Dashboard row "Paid" while part of its paycheck amount is still owed — it reads "Partial" until the amount shown on the row is fully covered. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update adds recovery tools that make iCloud sync problems fixable instead of mysterious. • Notes on expenses now sync via iCloud. A missing server-side field meant that adding a note could quietly stall that device's sync — that's fixed (no action needed on your part), and notes travel across your devices like everything else. • Restore gains a "Merge" option. Alongside the full restore, you can now merge a backup into your current data: anything missing on the device is added, and everything already there is left exactly as it is — nothing is ever deleted. Ideal for recovering records on one device without touching the rest. • Sync Diagnostics tells you the real reason a sync failed. When iCloud rejects a change, Pebble now reads the underlying error from the device's own system log — down to which record and field the server refused — and shows it right under the failed event, plus a new "Capture sync error details" action. Troubleshooting that used to require a computer now happens on the phone. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update makes iCloud sync calmer and easier to troubleshoot. • The "iCloud sync" notice no longer cries wolf. It used to appear whenever a day passed without a sync — even when your device had simply been idle, or a brief iCloud hiccup had already sorted itself out. It now shows only when sync has actually, recently failed, reads more plainly ("iCloud sync is behind"), and points you to what usually helps: reopening Pebble, or restarting your device. • Sync Diagnostics is more helpful. Settings > iCloud Sync > Sync Diagnostics now explains an iCloud "partial failure" in plain terms instead of a cryptic code, and adds a "Scan for un-syncable records" check that finds and names any record iCloud is rejecting. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update includes stability improvements and bug fixes Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update fixes a few things and adds to CSV export. • Fixed: exporting to PDF (and on some setups CSV) could open a blank share screen, so there was no way to save or send the file. The share sheet now opens properly, with the document preview and the usual Save to Files / Copy / Print actions. • Fixed: sharing a split payment request ("Send Request") opened the same blank share screen — it now opens with your message ready to send. • Fixed: restoring from a backup could quietly drop details you'd entered — a loan's payoff tracking, your Current Balance reconciliation and manual adjustment, and end dates on ended recurring bills. Backups now keep all of these. • Added: CSV export now includes a second file listing your accounts and loans (with loan principal, APR, payment, and projected payoff), and the transaction CSV gained the reconciliation and split request/received columns it was missing. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This is a small fix to the split-bill view added in the last update. • Fixed: when you reconcile a split bill as "Your share" in the Current Balance breakdown, that row now always shows your actual share — even after the people you split with pay you back. Before, the amount could climb toward the full bill as repayments came in. Your Current Balance total was always correct; this just makes the row match its "Your share" label. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update extends Current Balance reconciliation to split bills. • New: reconcile your split bills. Tap the Current Balance card and any split expense now appears in your Reconcile bills list with three choices — not paid, just your share, or paid in full. Pick "your share" (the default) and only your portion counts; pick "paid in full" for a bill you fronted the whole of. Either way, money your friends pay you back still comes in as income, so your balance settles to what you're actually out. Works for one-off and recurring splits. • At a glance: a split counted as your share shows a gold half-circle; a bill paid in full keeps the green check. Like the rest of reconciliation, this only affects Current Balance — never your budget, your paycheck "Remaining," or your history. Splits you don't touch keep working exactly as before. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update lets you fine-tune your Current Balance so it matches your bank. • New: reconcile your bills. Tap the Current Balance card and you can now mark each cash or debit bill as paid (and set the exact day it cleared) or as not paid yet. So a bill you paid early is deducted right away, and a bill you haven't paid yet stays in your balance until you do — instead of disappearing on its due date. • New: a manual adjustment (+/-) on the Current Balance breakdown, for anything the app can't see on its own — a bank fee, ATM cash, or interest. • Mark a recurring bill paid and Pebble silences that bill's reminder for the month — no "due soon" nudge for something you've already paid. Change your mind and the reminder comes back. • Fixed: your Current Balance now counts today's paycheck all day on payday, instead of waiting until midday. Everything here only affects Current Balance — never your budget, your paycheck "Remaining," or your history. Bills you don't touch keep working exactly as before. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update adds a clearer picture of your cash. • New: a "Current Balance" card on the Dashboard. It shows what's actually in your checking account right now — your starting balance for the month, plus the paychecks, bonuses, and split repayments you've already received, minus the cash and debit-card spending you've already made and any credit-card payments you've recorded. It reconciles with your bank app. • It only counts money that's actually moved: your next paycheck doesn't show until payday, and a credit-card charge doesn't reduce it until you pay the card. (Your paycheck "Remaining" still shows the forward-looking picture, as always.) • Tap the card for a full breakdown and a plain-English explanation. Prefer not to see it? Hide it from the breakdown or in Settings → Display. • Apply Payment now lets you set the date you paid a credit card, so your Current Balance reflects the day the money actually left checking. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Pebble v2.2 adds two of the most-requested features — refunds and loan payoff tracking — plus faster ways to manage splits and browse your cards. • Refunds & credits. Tag any expense as a refund to record money coming back. It nets out of your month and category totals, and a refund on a card reduces that card's balance (a card can even show a credit). Refunds read green with a "Refund" badge. • Track a loan's payoff (Pro). Turn on Track Payoff for a loan, student loan, auto loan, mortgage, or line of credit: enter the original amount, start date, and interest rate, then link or create its monthly payment. Pebble derives the remaining balance as you pay it down — it shrinks on its own each month and updates your net worth, no manual editing. Tap a tracked loan for a full amortization schedule (principal/interest split, payoff date, payments left). Mortgages can break the payment into principal & interest plus escrow, PMI, taxes, and more — only the P&I pays down the balance. When a loan hits $0, Pebble archives it and ends its payment automatically. • Bulk actions on Outstanding Splits. Multi-select splits and Request, Mark Received, or Un-request them all at once — Bulk Request rolls everyone you're owed into a single shareable message. • Browse past months on a card. Step back through a card's previous months from Accounts, and tap any month label across the app to jump straight to it. • Easier number entry. Amount fields now add thousands separators as you type and accept much larger amounts. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This is a stability update centered on a month-rollover issue some of you ran into. • Fixed a rare case where starting a new month — especially one you'd set up ahead of time in Coming Up, while using Pebble on more than one device — could duplicate that month's recurring transactions or reset its starting balance to $0. If a month was affected, Pebble now repairs it automatically the first time you open this update. • New: Settings → Data → "Repair Data" — a one-tap maintenance tool that checks for and cleans up duplicate months and transactions (it replaces the three separate cleanup rows). • Fixed your starting balance and paycheck amounts being dropped when you finished setting up a month you'd planned ahead. • Outstanding-split reminders in the new-month summary and History now line up with the dashboard's credit-card payment timing. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Thanks for using Pebble! This update adds a faster way to move around your transactions, plus accuracy and stability fixes. • Month switcher on Transactions — use the chevron arrows above the ledger to jump to any month and review past or upcoming charges in place. Tap + while viewing another month and the new transaction files there automatically. • More accurate credit-card timing — month-end statements now attribute to the right paycheck, and editing a paycheck's date no longer drops card charges from your totals. • Reliability — hardened month and bulk-expense deletes, plus fixes under the hood. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.

Pebble 2.0 is a big one — a fresh look and a whole new way to see your money. ACCOUNTS & NET WORTH (Pebble Pro) The new Accounts tab brings your balances together. Add manual accounts across assets and liabilities — checking, savings, cash, crypto, retirement, investments, loans, mortgages, and more — and watch them roll up into a live net-worth overview. Choose exactly which accounts and cards count toward it. Every balance is yours to enter; Pebble never links to your bank. A FRESH, LAYERED DESIGN The entire app has been redesigned — deeper, more tactile cards and a refined type system that scales with your preferred text size for a cleaner feel throughout. REORGANIZED AROUND YOUR BUDGET Five focused tabs — Dashboard, Transactions, Accounts, Plan, and Settings. The new Plan tab gathers your recurring bills and income alongside a look at the months ahead, and History is now just a tap from the dashboard. WIDGETS & APPLE WATCH Home and Lock Screen widgets now shift color as you move through each paycheck cycle. On Apple Watch, new Next Bill and Splits Owed complications join a refreshed glance — and you can mark a split paid back right from your wrist. Plus smoother iCloud sync, more accurate paycheck and split math, and dozens of refinements across the app. Thanks for using Pebble!