Risp: Budget & Savings
Plan, save, reach your goals
$9.99 · Designed for iPad. Not verified for macOS.
Risp helps you take control of your money with proven budgeting strategies, savings goals, and bite-sized financial education — all on your device, no account required.
PROVEN BUDGETING STRATEGIES
Pick the rule that fits your life:
• 50/30/20 — the classic balance of needs, wants, and savings
• 60/30/10 and 70/20/10 — for higher fixed costs
• 80/20 — keep it simple, just save 20%
• Pay Yourself First — save before you spend
Switch any time. Your dashboard shows how each category is tracking against your plan.
TRANSACTIONS WITHOUT FRICTION
Log expenses, income, and savings in seconds. Set up recurring entries for rent, salary, subscriptions, and bills — Risp generates the future ones automatically.
GOALS THAT STICK
Create goals for trips, big purchases, or long-term plans. Add or withdraw funds as you go. Flag one as your emergency fund and track 3 to 12 months of essential expenses.
LEARN AS YOU SAVE
Built-in education covers 8 essential principles: Pay Yourself First, the Emergency Fund, the Rule of 72, the 4% Rule, Compound Interest, the Debt Avalanche, Diversification, and Automation. Three quick calculators put the formulas to work.
100% PRIVATE
• No account
• No sign-in
• No tracking
• No ads
Your data stays on your device. Always.
Start small. Build the habit. Watch it grow.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Marco Tini, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Marco Tini
- Size
- 2.9 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - iPad
Requires iPadOS 16.0 or later. - Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and Italian
- Age Rating
4+
- 4+
- Copyright
- © Marco Tini
