Stowe: Track Money & AI Budget
Bills, Subscriptions, Savings
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
*** LAUNCH OFFER ***
Use code: JOINSTOWE to get your first year for just $0.99
Stowe helps you track your money, understand your spending, lower everyday bills, cancel unused subscriptions, and get AI-powered guidance based on your real financial life.
Start with a 7-day free trial. Connect your accounts, see where your money goes, and find practical ways to save without building a budget from scratch or managing every dollar by hand.
Stowe is built for people who want their money to feel clearer, easier, and more under control.
WHAT STOWE HELPS YOU DO
Track your money automatically
• See your spending, bills, income, transfers, and subscriptions in one place. Stowe can automatically recognize refunds, connect internal and external transfers, split transactions, and create custom rules that learn your spending habits and categories.
Understand what changed
• See why last month felt expensive. Stowe helps explain changes in groceries, takeout, bills, subscriptions, refunds, transfers, and unusual spending, so you are not left guessing.
Compare your spending
• Understand how your spending compares with similar households based on income range and location. See what is typical for categories like groceries, takeout, bills, recurring costs, and more.
Use an AI budget built around you
• Get guidance based on your actual spending, bills, goals, habits, and household. Stowe helps you stay on top of your money without forcing you into a rigid spreadsheet.
Follow the 50/30/20 guideline
• See how your needs, wants, and savings compare with the 50/30/20 guideline: 50% for needs, 30% for wants, and 20% for savings. Stowe helps you stay aligned with best practices while giving you guilt-free room to spend on what you love.
Find ways to save
• Spot recurring payments, rising bills, forgotten subscriptions, and everyday costs that may be worth changing.
Cancel unused subscriptions
• Find subscriptions you no longer use and cancel them from within Stowe.
Check your cell phone plan
• See whether you may be overpaying for your cell phone plan. If there is a better option, Stowe makes it easy to switch.
Optimize your credit card
• See whether your credit card matches how you actually spend. If there is a better option, Stowe can recommend a card that may help you earn more rewards or get more cash back.
Ask questions about your money
• Ask Stowe what changed, where you may be overpaying, what you can afford, or what to do next. Get answers based on your real financial picture.
Plan around household expenses
• See upcoming bills, recurring payments, subscriptions, and regular household costs, so you can plan ahead instead of being surprised.
Share money clearly at home
• Invite a partner, share household bills, and choose which accounts stay private or shared. Stowe gives households one clear view while still respecting personal privacy.
Use Stowe offline
• Stowe includes mobile app offline mode, so you can keep using key features even when your connection is limited.
BUILT WITH PRIVACY IN MIND
Stowe is designed to help you understand your money without turning your data into the product.
Read-only access
• Stowe cannot move your money. Connected account access is strictly read-only.
Your data is not for sale
• We do not sell, rent, or monetize your personal or financial data.
Bank-grade security
• Stowe uses strong security practices to help protect your account and financial information.
BUILT FOR REAL LIFE
Most budgeting apps make you categorize every transaction, check every chart, and manage every dollar by hand. Stowe is different.
Use Stowe to track spending, monitor subscriptions, understand bills, compare household spending, find savings opportunities, optimize your credit card, check your cell phone plan, and get personalized AI money guidance.
Stowe is for people who want to save more, spend better, and feel more in control without becoming a spreadsheet person.
Terms of Use: https://joinstowe.com/terms
Privacy Policy: https://joinstowe.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
We've got some bigger updates for you this time: smarter automations, a clearer look at your balances, and quicker access to account details. Let's take a look!
• Smarter rules, now with splits: Automatically split new or multiple transactions based on the rules you set.
• Your balance history: See how your account balances change month to month from the account screen.
• Account details in a tap: Jump from any transaction to quickly view its source account balance and information.
• Plus, bug fixes and refinements to keep everything running smoothly.
The developer, Stowe Financial Corp., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Stowe Financial Corp.
- Size
- 82.4 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Monthly Subscription $14.99
- Yearly Subscription $99.99
- Copyright
- © 2026 Stowe Financial Corp.