Spento: AI Budget Tracker

Smart automated money manager

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Take complete control of your personal finances with Spento—the smart, flexible, and automated budget tracker designed to simplify your financial life. Whether you want to set a weekly allowance, co-manage household expenses with your partner, or simply talk to an AI assistant to log your daily coffee, Spento makes financial tracking effortless and personalized. KEY FEATURES SMART AI EXPENSE TRACKING No more tedious forms. Simply chat with our built-in AI assistant. Type natural sentences like "I bought a coffee for $5" or "Spent $45 on groceries," and watch as the AI logs, categorizes, and updates your budget instantly. AUTOMATED APPLE WALLET TRACKING Let the app do the work. Seamlessly leverage system automation to capture, parse, and categorize expenses in real-time the moment you pay with Apple Wallet or Apple Pay. FLEXIBLE RECURRENT BUDGETS Every financial journey is different. Set up budgets that fit your unique income cycle: Weekly Budgets: Select your preferred starting weekday (e.g., Monday or Wednesday). Monthly Budgets: Customize your cycle start date to match your payday. Yearly Budgets: Long-term planning with custom month and day starting offsets. SHARED BUDGETS & REAL-TIME SYNC Managing money together has never been easier. Generate a unique invite link to share your budgets with family, partners, or roommates. Log transactions, update balances, and visualize shared categories in real-time. TAILORED CATEGORIES & DESIGN Make it yours. Create custom categories by choosing from a vibrant color palette and hundreds of premium icons. Unselected items remain clean and lightweight, while active ones pop. INSIGHTS & EXPORT Category Breakdown: View clean charts detailing your spending behaviors. Budget History: Easily look back and check previous budget cycles. Data Export: Need deeper analysis? Export your transaction histories directly to CSV files for use in your favorite spreadsheet software. OFFLINE-FIRST & SECURED Your data is synced securely in the cloud, allowing you to access it from any device. Going offline? Spento caches your settings and maps periods locally so you can continue adding transactions anytime without network issues. UPGRADE TO PRO FOR UNLIMITED FREEDOM Unlock the full potential of Spento: Unlimited AI expense logging via chat Automatic Apple Wallet tracking integration Unlimited custom categories Ad-free experience Start tracking smarter today. Download Spento and take the first step towards your financial freedom! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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The developer, Juanma Del Boca, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Juanma Del Boca
Size
  • 76.3 MB
Category
  • Finance
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPad
    Requires iPadOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Yearly Subscription $29.99
  • Monthly Subscription $4.99
Copyright
  • © 2025 Kalantos Labs