Smart Retirement Planner

Know When You Can Retire

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Your complete retirement planning toolkit. Project savings, test retirement income, bridge to Social Security, and keep your data private. Retirement planning does not need to be complicated. Smart Retirement Planner helps you answer the biggest retirement questions with simple tools, visual projections, and practical guidance. See how much you may need, how your accounts could grow, whether your withdrawals may last, and how to bridge the gap before Social Security begins. Built for real life. Built for privacy. No account required. Who is it for? • Adults planning for retirement • 401(k), IRA, Roth IRA, and brokerage account holders • People who want clarity without financial jargon • Anyone looking for a focused retirement planning toolkit instead of a complicated retirement suite Start with a personalized retirement overview that brings everything together in one place. • Plan Strength score with coaching • On Track, Getting Close, or Needs Attention guidance • Savings goal and projected balance • Estimated retirement income • Chance of reaching your goal using Monte Carlo simulation • Typical outcome range across market scenarios • Retire later comparisons • Saved scenarios for easy planning Discover how much you may need for retirement and what you should save each month to reach your goal. • Inflation adjusted spending goals • Monthly savings targets • Funding gap analysis • Catch up guidance when you are behind schedule 401(k) Growth Planner Project the future value of your retirement accounts. • Paycheck contributions • Employer matching contributions • Match limits and caps • Expected growth assumptions • Expense ratio impact Explore retirement income strategies and test whether your savings may support your lifestyle. • Monthly withdrawal planning • 4% rule benchmark comparisons • Estimated taxes on traditional account withdrawals • Required Minimum Distribution estimates • Longevity projections for your savings Retire before Social Security starts and understand how to fund the gap. • Retirement age vs. claiming age comparisons • Pension and other income support • Income gap calculations • Post Social Security income coverage Smart Features • Live updates as you adjust inputs • Full horizon projection charts • Monte Carlo market simulations • Personalized coaching and plan strength insights • Welcome setup that pre fills planners from your information • Gentle plan aware reminders that adapt to your progress Try each planner with free previews. Upgrade once to unlock: • Unlimited planner runs • Printable PDF retirement worksheet • Combined summary of your Plan, 401(k), Withdrawals, and Social Security Bridge • Assumptions, charts, and Monte Carlo legend Your Privacy Matters Smart Retirement Planner stores your information on your device. • No account required • No cloud planning service • No selling your personal financial information • 100% private on device experience Important Disclaimer Smart Retirement Planner is educational estimation software intended for informational purposes only. It does not provide financial, investment, tax, or legal advice. All projections and simulations are estimates and should not be considered guarantees of future results.

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

Polish and enhancements and updated screenshots.

Version 1.1

The developer, Gary Cox, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Gary Cox
    Size
    • 4.5 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.6 or later.
    • iPhone
      Requires iOS 15.6 or later.
    • iPad
      Requires iPadOS 15.6 or later.
    • iPod touch
      Requires iOS 15.6 or later.
    • Mac
      Requires macOS 15.6 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English and Spanish
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 Gary Cox
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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