Ask Monie: Budget & Expenses
Track Spending, Reach Goals
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
New: Compare with peers — see how your pay compares to others in your field and city, computed privately on your device from public data.
Ask Monie is a simple budget and expense tracker for early professionals. Log spending in under five seconds, set budgets per category, save toward goals, and see exactly where your money goes — with no account, no subscription, and no ads.
Most budgeting apps want your bank login, your email, and a monthly fee. Ask Monie wants five seconds of your time. Open, log, done.
WHY ASK MONIE IS DIFFERENT
- Five-Second Logging — The log button lives in the center of the tab bar. Title, amount, done. Frequent purchases appear as one-tap quick-fills, and categories auto-suggest from your history.
- Today, At a Glance — Your day's spending, month-over-month insight, and budget alerts on a single dashboard. Know how today went without doing math.
- See How You Compare — Curious whether you're on track? Optional, private benchmarks from public U.S. labor data show how your pay compares to others in your role and city. Computed entirely on your device — your own data is never used.
- Budgets That Coach, Not Scold — Set weekly or monthly limits per category. A live daily pace ("$12/day · 9d left") tells you what you can still spend, not just what you already lost.
- Goals You Can See — Save toward a trip, an emergency fund, or a splurge with visual progress cards. Log income and Ask Monie gently asks whether you want to put some toward a goal.
- Smart History — Monthly breakdowns, category filters, and day-by-day grouping. Find any transaction in seconds.
- Streaks & Achievements — Logging every day builds the habit that makes every other money skill work. Ask Monie celebrates consistency.
- Privacy First — No account. No login. No bank linking. No tracking. Your financial data lives in secure on-device storage and never leaves your phone unless you export it.
- Designed With Care — A warm, calm interface designed by a UX designer who believes money apps should reduce anxiety, not create it. Now with full Light and Dark mode, Dynamic Type, and VoiceOver support.
FREE FOREVER
- Unlimited transaction logging
- Full history and monthly insights
- One budget and one savings goal
- Income tracking with goal nudges
- Home Screen widget with one-tap logging
- Weekly spending recap
- Streaks and achievements
- Photo attachments on transactions
- Bill splitting
- CSV export of all your data
- Works 100% offline
ASK MONIE PRO — ONE-TIME PURCHASE
No subscription. Pay once, yours forever.
- Unlimited budgets — set a limit for every category
- Unlimited goals — save toward everything at once
- Receipt scanning — snap a receipt and the amount, merchant, date, and category fill in for you to confirm
- Recurring transactions — rent, subscriptions, and paychecks log themselves
- PDF spending reports — polished reports for taxes, planning, or your partner
WHO IS ASK MONIE FOR?
- Early professionals building their first money habits
- Anyone burned out on subscription budgeting apps
- People who quit complex finance apps after a week
- Couples who want a clean monthly report to talk over
- Privacy-conscious people who refuse to link bank accounts
PRIVACY & SECURITY
Ask Monie collects zero data. No analytics, no ads, no third-party SDKs, no server. Everything is stored locally on your device. Full CSV export is free on every tier — your data is always yours.
Built by Team AM. UX designed by April.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
This update adds a new way to see where you stand, plus a cleaner look and major accessibility improvements.
• Compare with peers: see how your pay compares to others in your field and city, from public U.S. data — computed privately on your device.
• Refreshed home screen and a cleaner, lighter tab bar.
• Full accessibility: Dynamic Type, VoiceOver, Reduce Motion, and higher-contrast colors.
• Home Screen widget: see today's budget and log your most-frequent expense in one tap.
• Weekly spending recap to help you stay on track.
• Faster logging: one-tap re-log and swipe to duplicate a transaction.
• Many fixes and polish across budgets, goals, history, and receipt scanning.
The developer, Hyun Sik Kim, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Hyun Sik Kim
- Size
- 3.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Ask Monie Pro $9.99
- Copyright
- © 2026 Team AM