Selah Slate
Faith-based credit disputes
Free · Designed for iPad. Not verified for macOS.
Free, faith-based credit dispute companion.Draft FCRA letters, track bureau responses, walk out of debt — guided by scripture. No ads, no subscriptions, no data selling.
Selah Slate is a free, faith-based credit dispute companion that helps you understand your credit report, draft FCRA Section 611 dispute letters, and walk toward true financial freedom - all guided by scripture.
We are not a credit repair company. We are an educational tool that puts the power back in your hands.
WHAT YOU CAN DO
• Upload your free AnnualCreditReport.com PDF and let our AI identify negative items across all three bureaus (Equifax, Experian, TransUnion).
• Build factual, FCRA-compliant dispute letters in minutes - capped at 5 items per round so you are never flagged as "frivolous."
• Track the 35-day response window for each bureau with built-in reminders.
• Log each bureau response (deleted, updated, verified, partial) and instantly generate Method of Verification (MOV) letters when needed.
• Escalate to the CFPB with one-click guided steps if a bureau refuses to comply.
• Plan your debt freedom with the built-in payoff calculator (snowball + avalanche).
• Visualize when each negative item ages off your report (7-year FCRA timeline).
• Reflect before you dispute with our biblical financial-reflection tool - five honest minutes that pair scripture with three concrete next steps.
FAITH AT THE CENTER
Every dashboard greets you with scripture. Every milestone is celebrated. Every dispute is a step out of bondage and into the legacy God planned for you.
"The rich rule over the poor, and the borrower is slave to the lender." Proverbs 22:7
WHAT MAKES SELAH SLATE DIFFERENT
• Free forever. No subscriptions. No upsells.
• No ads. No data selling. Ever.
• Bank-level security: encrypted at rest, HTTPS-only, SSN never stored in full.
• You stay in control - we never mail letters for you or negotiate with creditors. We educate, equip, and encourage.
• Faith strategies, devotionals, prayer journal, and a testimony wall built in.
WHO IT IS FOR
• Anyone who has been told "credit repair" requires a $99/month subscription
• Believers who want to handle their finances the way scripture teaches
• Ministry partners and credit unions serving congregations and communities
Selah Slate is provided by Selah and Stone Legacy Holdings LLC. It is an educational tool, not legal or financial advice. We do not guarantee any specific credit-score outcome. Disputes are filed by you, in your own name, using your own factual information.
Pause. Reflect. Dispute. Walk free.
The Selah Slate team
Ratings & Reviews
The developer, Selah & Stone Legacy Holdings LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Selah & Stone Legacy Holdings LLC
- Size
- 3.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
User-Generated Content
- Copyright
- © 2026 Selah and Stone Legacy Holdings LLC