Hourglass: Debt Payoff
Loan & Credit Card Calculator
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
See exactly when you'll be debt-free — and what it costs to get there faster.
Hourglass is a debt payoff calculator that runs the numbers for you. Add your loans, credit cards, or any debt, set your payment amounts, and instantly see your payoff date and total interest paid. Adjust your extra payment and watch the timeline shrink in real time.
What Hourglass does:
- Calculate payoff dates for any debt — credit cards, student loans, car loans, mortgages
- See month-by-month amortization breakdowns
- Model extra payment scenarios instantly
- Store multiple debts locally, privately — no account required
- Set payment reminders so you never miss a due date
No subscriptions. No bank connections. No ads. Just the math, clearly laid out.
Try free for 30 days. Unlock forever for $4.99.
Ratings & Reviews
Your first debt is now free forever — no more lock when the trial ends.
Run scenarios, see your schedule, and get payment reminders on your first debt at no cost. Hourglass Pro unlocks unlimited debts and the multi-debt payoff plan.
The developer, Anchorpoint Software LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ANCHORPOINT SOFTWARE LLC
- Size
- 10 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Hourglass Pro $4.99
- Copyright
- © 2026 Anchorpoint Software LLC