Ledger - Time is Money

Finance

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Most budgeting apps tell you what you spent. Ledger shows you what it cost. That coffee? 22 minutes of work. That impulse buy? 3 hours. When you see spending in time instead of money, every purchase feels real — and the ones that aren't worth it become obvious. Ledger is a clean, private spending tracker built for students and young professionals who want to be more intentional with money — without the spreadsheets, bank logins, or overwhelming dashboards. What makes Ledger different: — Every entry shows you the time cost based on your hourly rate — Your data stays on your device. No accounts, no syncing, no sharing — Log a spend in under 5 seconds — Daily reminders to keep the habit going — Dark mode that actually looks good Free features: — Unlimited spending entries — 6 customisable categories — Weekly spending overview with category breakdown — Monthly budget goal — Daily log reminder with custom time — Currency selector Premium features: — Full monthly summary with written overview — Spending by category and week-by-week breakdowns — 4-month trends chart — Savings goal tracker — Unlimited history No bank connections. No ads. No data collection. Just you and your spending. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

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Give your logs a custom name to make tracking spending even more personal. Plus some small bug fixes and improvements.

Version 1.0.1

The developer, Mathew Taylor, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Mathew Taylor
Size
  • 37.9 MB
Category
  • Finance
Compatibility
Requires iOS 15.6 or later.
  • iPhone
    Requires iOS 15.6 or later.
  • iPod touch
    Requires iOS 15.6 or later.
  • Mac
    Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 Mathew Taylor
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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